Payday Loans in Monetta, South Carolina

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No payday loan companies in Monetta, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Secured Loans 1031 W Dekalb St Suite B, Camden, SC 29020 +1 (803) 425 - 0002
First Citizens Bank 500 N Main St, Lancaster, SC 29720 +1 (803) 285 - 7431
Commercial Bank 4 Church St, Honea Path, SC 29654 +1 (864) 369 - 7326
Check Into Cash 3315 Broad River Rd, Columbia, SC 29210 +1 (803) 731 - 5180
CPM Federal Credit Union - Orangeburg 1174 Boulevard St NE, Orangeburg, SC 29115 +1 (800) 255 - 1513
First Lugoff Pawn & Loan Shop 1140 US-1, Lugoff, SC 29078 +1 (803) 438 - 5079
Pickens Savings & Loan Association 205 E Cedar Rock St, Pickens, SC 29671 +1 (864) 878 - 2444
Thrivent Financial for Lutherans 115 W Carolina Ave, Varnville, SC 29944 +1 (803) 757 - 0648
Regional Finance 400 N Dobys Bridge Rd Suite 103, Fort Mill, SC 29715 +1 (803) 228 - 6044
Auto Money 1328 Cottage Ln, Conway, SC 29526 +1 (843) 248 - 2860

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monetta, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Myrtle Beach, SC, Quick Loan in North Charleston, SC, Payday Loans in Rock Hill, SC, Same Day Loans in Spartanburg, SC, No Credit Check Loans in Summerville, SC, Online Loans in Sumter, SC, Payday Loans in Aiken, SC and Bad Credit Loans in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monetta, SC.

Payday Loans Available in Monetta, SC By The Following ZIP Codes:

29105

Are Payday Loans Legal In Monetta, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Monetta, SC payday loan calculator

Understanding Payday Loans in Monetta, South Carolina

Payday loans, often referred to as cash advance loans, are a type of short-term loan designed to help individuals cover unexpected expenses until their next payday. In Monetta, South Carolina, payday loans are legal and can provide borrowers with quick access to cash.

How Do Payday Loans Work?

Payday loans in Monetta work by allowing borrowers to take out a small loan, typically ranging from $100 to $1000, and paying it back with their next paycheck. Borrowers will typically be asked to write a post-dated check for the loan amount, plus any fees and interest.

When the payday loan comes due, the lender will deposit the check, and the borrower’s account will be debited for the amount borrowed plus any fees and interest. If a borrower can’t pay the loan back in full when it comes due, they may be able to renew or roll over the loan, but this can result in additional fees and interest charges.

Why Do People Use Payday Loans?

People use payday loans in Monetta, South Carolina for a variety of reasons. Some common reasons include unexpected car repairs, medical bills, or other emergency expenses. The speed and convenience of payday loans can make them an attractive option for those who need money quickly.

However, it is important to remember that payday loans can come with high-interest rates, and getting trapped in a cycle of debt is a risk for some borrowers. Before taking out a payday loan, borrowers should carefully consider their ability to pay it back.

What Are the Requirements for a Payday Loan in Monetta, South Carolina?

To be eligible for a payday loan in Monetta, South Carolina, borrowers must be at least 18 years old and have a steady source of income. Some lenders may also require a valid checking account in the borrower’s name.

While credit checks are not typically required for payday loans, lenders may use alternative credit checks or look at a borrower’s income and employment history to determine eligibility.

The Benefits of Using TheGuaranteedLoans as a Connector Service

TheGuaranteedLoans is a connector service that can help match borrowers with potential lenders for payday loans in Monetta, South Carolina. As a connector service, rather than a direct lender, TheGuaranteedLoans can offer a hassle-free way for borrowers to find the right loan for their needs.

Because TheGuaranteedLoans works with a network of trusted lenders, borrowers can be confident that they are getting a fair offer. Additionally, using TheGuaranteedLoans as a connector service can save borrowers time and effort, as they won’t have to spend hours shopping around for a loan.

Apply Now for a Payday Loan in Monetta, South Carolina

If you’re in need of a payday loan in Monetta, South Carolina, you can apply now through TheGuaranteedLoans website. We offer a simple and straightforward application process that can help you find the right loan for your needs.

Remember, when taking out a payday loan, it’s important to carefully evaluate your ability to repay the loan and to avoid taking on more debt than you can handle. If you have any questions about payday loans in Monetta, South Carolina, or about our connector service, don’t hesitate to contact us.

Interesting Facts and Statistics About Payday Loans in Monetta, South Carolina

  • According to recent data, the average payday loan in Monetta, South Carolina is for $368, with an average interest rate of 391%.
  • Between 2012 and 2017, South Carolina’s payday loan industry generated over $500 million in fees.
  • As of 2021, there are over 550 payday lending locations operating in South Carolina.
  • While payday loans are legal in South Carolina, they are tightly regulated, and lenders must comply with strict restrictions on loan terms and fees.

Apply Now for a Payday Loan in Monetta, South Carolina

Ready to apply for a payday loan in Monetta, South Carolina? Visit our website now to get started. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender, and we will work to match you with potential lenders based on your needs and qualifications. Apply now and get the cash you need to cover unexpected expenses.

F.A.Q.

Are there any penalties for not paying back a payday loan in Monetta, South Carolina?

Yes, if you do not pay back your payday loan in Monetta, South Carolina, you may be subject to late fees, collection actions, and legal consequences.

Are there any restrictions on how many payday loans I can have at once in Monetta, South Carolina?

Yes, in Monetta, South Carolina, a borrower can only have one payday loan at a time.