Payday Loans in Mountville, South Carolina

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No payday loan companies in Mountville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Upstate Gun & Pawn 109 N Main St, Honea Path, SC 29654 +1 (864) 369 - 2622
Abbeville First Bank 254 E Savannah St, Calhoun Falls, SC 29628 +1 (864) 418 - 0150
AgSouth Farm Credit 4930 Burtons Ferry Hwy, Allendale, SC 29810 +1 (803) 584 - 3406
Cash N Go Title Loan Centers Seneca 0832, 9910 Clemson Blvd, Seneca, SC 29678 +1 (864) 888 - 4494
Sunset Finance 483 Bells Hwy, Walterboro, SC 29488 +1 (843) 782 - 3600
AmeriCash Loans 1944 E Main St, Spartanburg, SC 29307 +1 (864) 583 - 5666
Security Finance 1966 US-76, Marion, SC 29571 +1 (843) 423 - 9681
TitleMax Title Secured Loans 1300 Highway 301 North, Suite 2, Dillon, SC 29536 +1 (843) 774 - 0238
1st Franklin Financial 535 S 5th St Suite 4, Hartsville, SC 29550 +1 (843) 332 - 5789
MoneyGram inside ADVANCE AMERICA - 1515 ADVANCE AMERICA, 685 Main St 1515, West Columbia, SC 29170 +1 (803) 955 - 0861

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mountville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loan Without a Credit Check in Columbia, SC, Guaranteed Loans in Florence, SC, Bad Credit Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC and Payday Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mountville, SC.

Payday Loans Available in Mountville, SC By The Following ZIP Codes:

29370

Are Payday Loans Legal In Mountville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mountville, SC payday loan calculator

Understanding and Utilizing Payday Loans in Mountville, South Carolina

Introduction

If you’re facing a financial emergency, accessing quick cash can be critical to resolving unexpected bills and other expenses. Payday loans offer short-term solutions to money issues. In this article, we will discuss payday loans in Mountville, South Carolina. We will cover the requirements, how to apply, and how to choose a lender.

The Legal Landscape of Payday Loans in South Carolina

Payday loans are legal in South Carolina. The state has specific laws and regulations for lenders to abide by. The South Carolina Consumer Protection Code Act, for example, addresses issues like loan amounts, finance charges, loan terms, and renewals. Payday loans in Mountville, South Carolina are subject to these statutes and regulations.

The Requirements for a Payday Loan in Mountville, South Carolina

In order to qualify for a payday loan in Mountville, South Carolina, you must meet a few basic requirements. These include being 18 years or older, having a steady income, and being a legal resident of the United States. You will also need to provide a valid photo ID, proof of income, and a checking account where the loan can be deposited and repaid.

How to Apply for a Payday Loan in Mountville, South Carolina

The process of applying for a payday loan in Mountville, South Carolina is relatively straightforward. Most lenders offer online applications that can be completed from the comfort of your own home. You will need to provide basic personal information, proof of income, and banking information as part of the application process. After you have submitted your application, the lender will review it, and if approved, send you a loan offer that includes the amount of the loan, the interest rate, and the repayment terms.

How to Choose a Payday Lender in Mountville, South Carolina

It’s essential to choose a reputable lender when seeking a payday loan in Mountville, South Carolina. Before choosing a lender, it’s crucial to do your research and compare rates and terms from multiple providers. Look for lenders that follow all state and federal regulations and have transparent terms and fees. You should also read customer reviews to get a sense of the lender’s reputation.

Interesting Facts and Statistics About Payday Loans in Mountville, South Carolina

  • South Carolina has one of the highest poverty rates in the country at 16.6%.
  • Payday lenders in South Carolina charge an average APR of 462%, which is one of the highest in the nation.
  • The average payday loan amount in South Carolina is $550.
  • According to the Center for Responsible Lending, payday lenders drain $214 million annually from South Carolina’s economy.

The Benefits of Using TheGuaranteedLoans to Connect with Payday Lenders

TheGuaranteedLoans is a trusted connector service that can connect you with qualified lenders in Mountville, South Carolina. Applying for a payday loan through TheGuaranteedLoans can save you time and effort as well as expand your options by providing access to competitive loan offers from legit lenders. Keep in mind that TheGuaranteedLoans is not a direct lender and does not have the final say in approving your loan application. Our goal is to ensure you are connected with lenders who meet state and federal regulations, provide competitive rates, and have transparent loan terms and fees.

Apply Now for a Payday Loan in Mountville, South Carolina

Are you considering a payday loan in Mountville, South Carolina? Don’t hesitate to reach out to TheGuaranteedLoans for help. We provide a simple online application process that can quickly connect you with lenders who meet state and federal regulations, provide competitive rates, and have transparent loan terms and fees. Apply today and get the financial help you need!

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Mountville, South Carolina?

No, it is not a crime to fail to repay a payday loan in Mountville, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.

Can I get a payday loan in Mountville, South Carolina?

Yes, payday loans are available in Mountville, South Carolina.