Payday Loans in New Zion, South Carolina

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No payday loan companies in New Zion, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Navy Federal Credit Union - ATM 304 Robert Smalls Pkwy, Beaufort, SC 29906 +1 (888) 842 - 6328
American Financial-Lexington 100 Ellis Ave C, Lexington, SC 29072 +1 (803) 359 - 0714
EZ Cash Loans of SC, Inc. 914 Montague Ave, Greenwood, SC 29649 +1 (864) 538 - 6767
Loanmax Title Loans 2596 Cherry Rd, Rock Hill, SC 29732 +1 (803) 329 - 1107
Instant Cash Loans of SC, Inc. 708 12th St, West Columbia, SC 29169 +1 (803) 796 - 9390
Approved Cash 404 E Martintown Rd Suite 3 Suite 3, North Augusta, SC 29841 +1 (803) 279 - 1975
Founders Federal Credit Union 1769 J A Cochran Bypass, Chester, SC 29706 +1 (800) 845 - 1614
Lenders Loans 1447 Russell St, Orangeburg, SC 29115 +1 (803) 535 - 0303
Auto Money 119 State Park Rd, Greenville, SC 29609 +1 (864) 520 - 2204
Prompt Loans Inc 1147 Reynolds Ave, Greenwood, SC 29649 +1 (864) 223 - 0067

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in New Zion, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Summerville, SC, Payday Loan for Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, Payday Loans in Florence, SC, No Credit Check Loans in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in New Zion, SC.

Payday Loans Available in New Zion, SC By The Following ZIP Codes:

29111

Are Payday Loans Legal In New Zion, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

New Zion, SC payday loan calculator

Understanding Payday Loans in New Zion, South Carolina

Payday loans have been a helpful solution for many people facing financial emergencies in South Carolina. As of now, payday loans are legal in South Carolina, including in New Zion, SC. If you find yourself in a tough spot where you need some extra cash to cover your bills or expenses, applying for a payday loan may be worth considering.

What Exactly is a Payday Loan?

A payday loan is a short-term loan meant to help people cover their expenses until their next paycheck arrives. Typically, these loans are for small amounts, ranging from $100 to $1,000.

Unlike other loans, payday loans come with high interest rates and fees. They are also usually due within two to four weeks, or by your next payday. Though these loans can be convenient, it’s important to keep in mind that they can quickly become costly if not paid back in full and on time. That said, if you have exhausted your other options for getting a loan, payday loans can be a helpful solution.

How Do Payday Loans Work in South Carolina?

Payday loans are legal in South Carolina, and borrowers can receive up to $550 per loan. The loans can be taken out for up to 31 days, and no extensions are allowed. The interest rates for payday loans in South Carolina are as follows:

  • $0-$100: Maximum finance rate and fees of 15% of the principal
  • $101-$200: Maximum finance rate and fees of 14% of the principal
  • $201-$300: Maximum finance rate and fees of 13% of the principal
  • $301-$400: Maximum finance rate and fees of 12% of the principal
  • $401-$550: Maximum finance rate and fees of 10% of the principal, plus a $3.50 administrative fee

In South Carolina, borrowers can only have one outstanding payday loan at a time. There is also a cooling-off period of one day after paying off a payday loan before a new one can be taken out.

How to Apply for a Payday Loan in New Zion, SC

The process for applying for a payday loan in New Zion, SC is relatively simple and easy to understand.

To apply for a payday loan in New Zion, SC, you will need to:

  • Be at least 18 years old
  • Provide proof of income and employment
  • Have a valid checking account
  • Provide proof of residency in South Carolina

You can then submit your application online or at a physical storefront location. If you are approved, you can receive your funds by check or direct deposit within 24 hours.

Interesting Facts about Payday Loans in South Carolina

  • Around 1 in 8 South Carolina residents have used a payday loan in the past year.
  • South Carolina has over 600 payday lending locations throughout the state.
  • The average payday loan borrower takes out nine loans per year, averaging $400 per loan.

Apply Now for a Payday Loan with TheGuaranteedLoans

If you find yourself in a financial emergency and need quick cash, applying for a payday loan with TheGuaranteedLoans is a great option. We are a connector service that works to connect borrowers with potential lenders. While we aren’t a direct lender, we work with lenders who follow the guidelines and regulations set by the state of South Carolina.

With our simple and fast application process, you can apply for a loan from the comfort of your home. Simply fill out our online application, and we’ll work to connect you with lenders who may be able to offer you the loan you need.

Remember, payday loans can be convenient, but they can also be expensive. It’s important to borrow responsibly and only take out a loan that you can afford to pay back on time. If you have any questions about payday loans in South Carolina or our application process, feel free to reach out to us at TheGuaranteedLoans.

F.A.Q.

Are there any restrictions on how many payday loans I can have at once in New Zion, South Carolina?

Yes, in New Zion, South Carolina, a borrower can only have one payday loan at a time.

Can I rollover my payday loan if I cannot repay it on time in New Zion, South Carolina?

No, rollovers are not allowed in New Zion, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.