Payday Loans in Orangeburg, South Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Orangeburg, SC

Company nameAddressZip codePhone number
1st Franklin Financial 2561 North Rd 29118 +1 (803) 531 - 5047
ACE Cash Express 1081 John C Calhoun Dr 29115 +1 (803) 536 - 4971
Advance America 2376 Chestnut St NE 29115 +1 (803) 533 - 0156
AgSouth Farm Credit 1880 Joe S Jeffords Hwy 29115 +1 (803) 534 - 6546
Approved Cash 1293 John C Calhoun Dr 29115 +1 (803) 268 - 0023
Approved Cash 741 John C Calhoun Dr STE A 29115 +1 (803) 268 - 0023
Auto Money 710 Whitman St SE 29115 +1 (803) 531 - 3200
Carolina Payday Loans, Inc. 803 John C Calhoun Dr 29115 +1 (803) 531 - 6496
Carolina Payday Loans, Inc. 801 John C Calhoun Dr 29115 +1 (803) 531 - 6496
Carolina Title Loans, Inc. 803 John C Calhoun Dr 29115 +1 (803) 516 - 9881
Cash Doctors 1354 Grove Park Dr 29115 +1 (803) 531 - 2559
Cash N Go Title Loan Centers Orangeburg 1009 John C Calhoun Dr 29115 +1 (803) 855 - 0528
Cashwell 1342 Grove Park Dr 29115 +1 (803) 531 - 2025
Check `n Go 2050 Columbia Rd NE 29118 +1 (803) 536 - 4222
Check Into Cash 475 Stonewall Jackson Blvd 29115 +1 (803) 533 - 1300
Check n Go 2050 Columbia Rd North 29118 +1 (803) 536 - 4222
COMMUNITY CREDIT 636 John C Calhoun Dr 29115 +1 (803) 937 - 3731
Community Loans of America 801 John C Calhoun Dr 29115 +1 (803) 531 - 6496
Covington Credit 921 Chestnut St,, Suite 4-B 29115 +1 (803) 533 - 0050
CPM Federal Credit Union - Orangeburg 1174 Boulevard St NE 29115 +1 (800) 255 - 1513
Credit Central 1308 Russell St 29115 +1 (803) 531 - 1328
Credit Plus 1383 Russell St 29115 +1 (803) 534 - 3527
Instant Cash Loans Of SC 1107 Orangeburg Mall Cir 29115 +1 (803) 533 - 1880
Instant Cash Loans of SC, Inc. 1107 Orangeburg Mall Cir 29115 +1 (803) 533 - 1880
Lenders Loans 1447 Russell St 29115 +1 (803) 535 - 0303
Mortgage Centre Inc 1446 Amelia St 29115 +1 (803) 531 - 0808
North American Title Loans 552 John C Calhoun Dr 29115 +1 (803) 531 - 0117
Quick Credit 1198 Amelia St 29115 +1 (803) 539 - 0026
Regional Finance 1884 Columbia Rd 29115 +1 (803) 535 - 4887
Southern Finance 660 John C Calhoun Dr 29115 +1 (803) 536 - 6616
Sunset Finance 497 Stonewall Jackson Blvd 29115 +1 (803) 533 - 1157
TitleMax Title Secured Loans 891 John C Calhoun Dr 29115 +1 (803) 531 - 3133
World Finance 1554 St Matthews Rd NE 29118 +1 (803) 531 - 2121

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Orangeburg, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Goose Creek, SC, Same Day Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Quick Loan in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Bad Credit Loans in Rock Hill, SC and Emergency Loan in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Orangeburg, SC.

Beautiful sights of Orangeburg, SC

Payday Loans Available in Orangeburg, SC By The Following ZIP Codes:

29117, 29118, 29115, 29116

Are Payday Loans Legal In Orangeburg, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Orangeburg, SC payday loan calculator

Payday loans are small, short-term loans given to individuals experiencing financial difficulties. The fee for the loan is usually about $10 per every $100 lent, but with interest rates that can reach as high as 390% – it’s an expensive option. If you’re considering taking out a payday loan in Orangeburg, South Carolina (or elsewhere), make sure you understand the risks involved and why they may not suit your needs.

Though there are many benefits to this type of loan, these credit cards can also negatively impact your life. Some people don’t consider payday loans a benefit. These individuals don’t see a need for short-term, high-interest loans when you have credit cards. It has to be pointed out that payday loans are not intended for long-term needs or to keep you afloat. 

They are intended to help people bridge the gap between paychecks. The main point of these cards is to help you make it until your next paycheck, not provide an extended borrowing period as credit cards do. However, cash advance loans in Orangeburg, South Carolina, can help with much more than just this aspect.

For example, some individuals use these loans because they have issues with their credit scores. It is not uncommon for banks to reject credit cards for bad credit, which can hurt your ability to obtain future loans. But, if you go to a payday loan company, these firms will not place a checking account hold on you, which banks are required to do when they pull your credit report. This means that any negative information on your report won’t show up.

How to Find a Good Direct Lender in Orangeburg, SC Online?

The most convenient way to find a good direct lender in Orangeburg, South Carolina, or elsewhere is to use the Internet. You’ll find many companies on the web, but you may not be sure if they are licensed and trustworthy.

Recently, the Internet has become an easy and inexpensive way for people to borrow money following a personal emergency. Working adults can obtain cash immediately by using an online loan company. Individuals in Orangeburg often turn to this method after missing a bill or suffering from another unexpected financial setback. 

This article will discuss what to look for in Orangeburg, SC, when choosing a company to borrow from. You must do some research about the different lenders and compare them before making a final decision. We’ll discuss some of those things here.

Check the Reputation of the Company

You must take your time to find a reliable lender in Orangeburg, South Carolina. By making sure that you do your research and look into their reputation, you can be sure that you will have a positive experience. Please find out how long they have been in business and how well they treat their customers.

Get Everything in Writing

Before you sign any paperwork, you should make sure that everything is in writing. You should be aware of all the fees you will be charged and how much interest the company will charge. For example, some companies may advertise one interest rate, but they may increase it when you look at the fine print.

It’s good to know how much of a penalty fee they will charge if your payment is late. It’s also important to know if other fees are associated with using a payday loan or cash advance. You shouldn’t have any problems finding out what you’re getting into as long as you ask questions and pay attention to detail.

Other Important Factors to Consider

You should consider other factors when looking into payday loans in Orangeburg, South Carolina. For example, some companies may offer the ability to borrow money immediately if you can prove that you have a steady source of income. This would be a good option for those who need fast cash and who can keep up with the interest rate.

Before taking out a loan, it is also important to think about your budget and determine how much money you can afford to pay each month on your loan. You should pay close attention to any fees and ensure that they won’t take too big of a chunk out of your paycheck each month.

There are many things to think about when it comes to payday loans in Orangeburg, South Carolina. When you have a normal line of credit, it may be easy to get approved for a loan, but many payday lenders will deny you because they think that your credit isn’t good enough. Before taking out a loan, you should be prepared to talk with the lender and develop an arrangement that will work well for both parties involved.

Cash Advance Online in Orangeburg, SC

With online payday loans, you can give yourself a hand and feel as though you are in charge. Online payday advance loans are the best way to get quick cash with no interest and no monthly payments.

There are two types of online payday loans, secured cash advance, an unsecured cash advance. The terms differ from person to person, but both give you money when you need it. Both types have some things in common, like getting cash with no credit check and no late fees if your payment is on time. There may also be a fee included in the cost of financing your loan.

When looking at the information about an online payday loan, you want to make sure that the terms and conditions are clear before you apply. Some companies may try to hide information in their contracts, but you must read all the fine print.

To get an online payday loan, you will need to meet the following requirements:

  • Have a bank account. 
  • Be 18 years or older.
  • Have a steady income. 
  • Be a resident of Orangeburg, South Carolina. 
  • Provide collateral to secure the loan.
  • Provide proof of income.
  • Provide a valid ID.

Don’t be afraid to ask the lender if you have any questions. They are there to help you through the loan process, and they want you to get the best service possible.

Can I Get a Payday Loan for Bad Credit in Orangeburg, SC? 

Some companies will give you a loan without any problems if you need to borrow money in Orangeburg, South Carolina. Because of this, some individuals have obtained loans just because they have a bad credit score. You can get a loan quickly and easily with no credit check so long as your application is in order and well written. The challenge is that payday loans for bad credit will result in a higher interest rate for your money.

If you do qualify for a payday loan with no credit check, you should know how much money you will have to pay back. Depending on the company, your APR could be well over 200%. Because of this, it’s important that you only take out the amount you need and nothing more. If you have bad credit, it’s important to find a company with reasonable rates. You can find more information online or in your local business directory.

24 Hour Payday Loans in Orangeburg, South Carolina

When you need fast cash, you can qualify for a payday loan in Orangeburg, South Carolina. With this option, you’ll be able to get a payment of $221 or less on your payday if you meet the requirements. There are many reasons you would need this kind of loan, and getting the money quickly is a great feeling.

The most common reason people use these loans is that they have a financial emergency. They may have to repair their vehicle or pay for unexpected medical expenses. The application process is easy and simple to complete. You will need to fill out the application with your personal information and submit it with a check or cashier’s check.

The lender will contact you once they receive the application. This gives them time to review the paperwork and verify that you meet all criteria. If you do, they will deposit the cash into your account within 24 hours of completing the application process.

Can You Get a Payday Loan in Orangeburg, SC, Without a Bank Account? 

Many individuals cannot get a payday loan because they don’t have a bank account. For example, if you check your bank statement and see that you have insufficient funds or no money to deposit, you may be denied loans.

The good news is that there are payday lenders in Orangeburg, South Carolina, that won’t ask for a checking account. Yes, that is correct! You can get cash without a bank account, but the interest rate will be higher.

In order to qualify for this type of loan, you will need to have a steady income coming in. Which includes your job, interest, or dividends from investments or retirement. You will also need to submit a recent pay stub and proof of employment.

After determining that you have sufficient income, you can apply for the loan online. The application is simple and can be completed in about fifteen minutes without leaving home.

If you qualify, the lender will deposit money directly into your bank account, or a government-issued check will be mailed out to you. You can expect to receive the money in your account within 24 hours or in your mailbox within five business days.

FAQ

How to Get Bad Credit Loans in Orangeburg, SC?

If you need cash and your credit is shot, you may wonder if you can still get a loan in Orangeburg, South Carolina, without a good credit score. It is possible to get an unsecured payday loan if your credit score is low or even if it is 0.
If your credit score isn’t anything to brag about, you can still be approved for a loan that will give you the money you need. The catch is that these loans will come with higher interest rates, so it’s imperative that they are paid off immediately.

Are There Guaranteed Loans in Orangeburg, SC?

You may wonder how to find guaranteed loans, but it is possible. Keep in mind that whenever you apply for a loan, there is always the chance that you will be denied. It’s important to be prepared for this outcome and have a backup plan to fall back on.
Lenders in Orangeburg, South Carolina, are private companies with their policies, so they will do what they feel is right when approving loans. If your credit isn’t great or there are other issues with your loan application, then you may not get approved.

Are Same-Day Loans in Orangeburg, Real?

You can get a same-day loan if you need money right away. This term is used because the lender will deposit your money into your account or mail you a check the same day that you apply.
This process is simple and requires no credit checks. However, there are some requirements in order to qualify for this type of loan, including having an active bank account and being employed full-time.
The amount of money you will be approved for will depend on how much you need to borrow and your income.