Payday Loans in Patrick, South Carolina

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No payday loan companies in Patrick, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
First Heritage Credit Camden SC 1021d W Dekalb St, Camden, SC 29020 +1 (803) 272 - 4103
No Limit Financial 503 N Van L Mungo Blvd, Pageland, SC 29728 +1 (843) 253 - 4068
First Bank - Cheraw, SC 901 Chesterfield Hwy, Cheraw, SC 29520 +1 (843) 537 - 7656
Marion Finance Corporation 520 N Main St, Marion, SC 29571 +1 (843) 423 - 3781
Advance America 718-A S. Alabama Ave., Chesnee, SC 29323 +1 (864) 703 - 2555
TitleMax Title Secured Loans 1689 US-17, Little River, SC 29566 +1 (843) 249 - 1836
TD Bank 3205 US-17 BUS, Murrells Inlet, SC 29576 +1 (843) 651 - 3602
World Finance 1109 S 5th St Unit E, Hartsville, SC 29550 +1 (843) 332 - 9378
Credit Central 1308 Russell St, Orangeburg, SC 29115 +1 (803) 531 - 1328
CPM Federal Credit Union - Bluffton 95 Buckwalter Place Blvd, Bluffton, SC 29910 +1 (800) 255 - 1513

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Patrick, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rock Hill, SC, Payday Loan Without a Credit Check in Spartanburg, SC, Payday Loans in Summerville, SC, 24-Hour Loan in Sumter, SC, Short-term Loans in Aiken, SC, Emergency Loan in Charleston, SC, Online Loans in Columbia, SC and Payday Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Patrick, SC.

Beautiful sights of Patrick, SC

Payday Loans Available in Patrick, SC By The Following ZIP Codes:

29584

Are Payday Loans Legal In Patrick, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Patrick, SC payday loan calculator

The Ins and Outs of Payday Loans in Patrick, South Carolina

When an unexpected expense arises and you don’t have sufficient funds to cover it, payday loans can provide a solution. With payday loans, eligible individuals can borrow money with the intention of paying it back on their next payday. But what are the regulations governing payday loans in Patrick, South Carolina? Let’s take a closer look.

The Legal Landscape of Payday Loans in Patrick, South Carolina

Payday loans are legal in South Carolina, which means that residents of Patrick may be eligible to borrow funds via this type of loan. However, the state’s payday loan regulations are designed to protect borrowers from getting caught in a cycle of debt due to high interest rates and fees.

According to South Carolina law, individuals can only borrow up to $550 from a payday lender, and they must repay the loan within 31 days. Additionally, lenders must be licensed by the state and are required to disclose the full terms of the loan, including the interest rate and any fees associated with processing the loan.

The Pros and Cons of Payday Loans in Patrick, South Carolina

Like any financial product, payday loans have their advantages and disadvantages. Let’s take a closer look at the pros and cons of payday loans in Patrick, South Carolina.

Pros of Payday Loans

  • Quick access to funds when needed
  • No collateral required
  • No need for a credit check

Cons of Payday Loans

  • High interest rates and fees
  • Potential for debt cycle if loan is not paid back in a timely manner
  • Not a long-term financial solution

Interesting Facts and Statistics About Payday Loans in Patrick, South Carolina

  • In 2019, South Carolina residents took out over 1.1 million payday loans.
  • South Carolina is one of 32 states that allows payday lending.
  • The average interest rate on a payday loan in South Carolina is 391%.
  • In Patrick, South Carolina, there are several licensed payday lenders who are able to offer loans to eligible individuals.

Applying for a Payday Loan in Patrick, South Carolina

If you’re considering a payday loan to cover an unexpected expense, it’s important to understand the process of applying for a loan in Patrick, South Carolina. First, you will need to find a licensed lender in the area who offers payday loans. Once you’ve identified a lender, you can begin the application process, which typically involves providing personal and financial information.

At TheGuaranteedLoans, we offer a connector service to help connect you with potential lenders who may be able to provide you with a payday loan in Patrick, South Carolina. By filling out an application on our website, you’ll be taking the first step towards finding a loan that suits your needs.

Note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. Instead, we work with a network of lenders to help you find a loan that fits your unique requirements.

The Bottom Line

Payday loans can be a useful tool for individuals who need quick access to cash to cover unexpected expenses. However, it’s important to understand the regulations governing payday loans in Patrick, South Carolina, and to carefully weigh the pros and cons of this type of loan before borrowing.

If you’re considering taking out a payday loan in Patrick, South Carolina, our connector service at TheGuaranteedLoans can help connect you with potential lenders who may be able to provide you with the funds you need.

Apply Now

Don’t let an unexpected expense derail your finances. Apply now for a payday loan through TheGuaranteedLoans to get connected with licensed lenders in Patrick, South Carolina who can help you get the funds you need.

F.A.Q.

What are the requirements for obtaining a payday loan in Patrick, South Carolina?

To obtain a payday loan in Patrick, South Carolina, you must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account.

Are there any limitations on the amount I can borrow with a payday loan in Patrick, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Patrick, South Carolina is $550.