Payday Loans in Peak, South Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Peak, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Carolina Payday Loans, Inc. 507 N Guignard Dr, Sumter, SC 29150 +1 (803) 934 - 1211
Quick Credit 810 Broad St, Sumter, SC 29150 +1 (803) 773 - 1531
EZ Cash Loans of SC, Inc. 505 SE Main St, Simpsonville, SC 29681 +1 (864) 228 - 9935
Advance America 2016 Bear Village Ct, Newberry, SC 29108 +1 (803) 321 - 2325
Sunbelt Credit 2121 Boundary St Suite 106, Beaufort, SC 29902 +1 (843) 524 - 2800
Local Finance of Hartsville 123 W Carolina Ave, Hartsville, SC 29550 +1 (843) 332 - 9491
Check Into Cash 145 Hwy 15 401 Bypass West, Suite 1, Bennettsville, SC 29512 +1 (843) 454 - 1615
Southern Finance 2303 Boundary St, Beaufort, SC 29902 +1 (843) 986 - 5001
1st Franklin Financial 2642 Boiling Springs Rd Suite A, Boiling Springs, SC 29316 +1 (864) 814 - 2626
Personal Cash Loans of SC, Inc. 5418a Rivers Ave, North Charleston, SC 29406 +1 (843) 554 - 7110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Peak, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Online Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, Guaranteed Loans in Summerville, SC and Payday Loans in Sumter, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Peak, SC.

Beautiful sights of Peak, SC

Payday Loans Available in Peak, SC By The Following ZIP Codes:

29122

Are Payday Loans Legal In Peak, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Peak, SC payday loan calculator

Payday Loans in Peak, South Carolina: Everything You Need to Know

When you’re short on cash and facing unexpected bills or expenses, payday loans can be a good option to meet your financial needs. A payday loan is a type of short-term loan that’s typically due on your next payday. These loans are designed to cover small expenses and are usually repaid within a few weeks.

How Do Payday Loans Work in Peak, South Carolina?

In South Carolina, payday loans are legal. This means that if you live in Peak, South Carolina, you can apply for and receive a payday loan from a licensed lender.

To apply for a payday loan, you’ll need to provide some basic personal and financial information, such as your name, address, employment status, and banking details. You’ll also need to give the lender permission to access your credit report or other financial information.

If you’re approved for a payday loan, the lender will typically deposit the funds into your bank account within 24 hours. You’ll then be required to repay the loan in full, including any fees and interest, on your next payday.

What Are the Requirements for Getting a Payday Loan in Peak, South Carolina?

The requirements for getting a payday loan in Peak, South Carolina, are relatively simple. To be eligible for a payday loan, you must:

  • Be at least 18 years of age
  • Have a valid government-issued ID
  • Provide proof of income and employment
  • Have an active checking account

It’s important to note that payday lenders may have additional requirements, and some lenders may require a credit check or collateral.

What Are the Benefits of Payday Loans?

Payday loans can be a good option for people who need quick cash to cover unexpected expenses. Some of the benefits of payday loans include:

  • Quick and easy application process
  • No credit check required
  • No collateral required
  • Can be used to cover a variety of expenses

However, it’s important to note that payday loans can also be expensive. The interest rates on payday loans are often very high, which can make them difficult to repay. Additionally, if you’re unable to repay the loan on time, you may be charged additional fees and interest.

What Are the Alternatives to Payday Loans?

If you’re considering a payday loan, it’s important to also consider the alternatives. Some of the alternatives to payday loans include:

  • Credit cards
  • Personal loans
  • Working with bill providers to negotiate payment plans

It’s important to compare the interest rates and fees of these alternatives to determine which option is best for your financial situation.

Interesting Facts and Statistics about Payday Loans in Peak, South Carolina

  • South Carolina has some of the highest payday loan interest rates in the country, with an average annual percentage rate (APR) of 391%.
  • In South Carolina, payday lenders are prohibited from lending more than $550 to a borrower at one time.
  • According to a study by the Center for Responsible Lending, 60% of payday loan borrowers in South Carolina take out new loans within 14 days of repaying their previous loan.

Apply Now

If you’re in need of quick cash and considering a payday loan, TheGuaranteedLoans can help. We’re a loan connection service that can connect you with potential lenders who may be able to help. To apply for a payday loan or other short-term loan, simply fill out our online application form and we’ll take care of the rest. Remember, we’re not a direct lender, and we won’t lend you money directly. Instead, we’ll help you connect with potential lenders who can help you meet your financial needs.

F.A.Q.

Can I get a payday loan if I am unemployed or on disability in Peak, South Carolina?

Yes, you can still qualify for a payday loan in Peak, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.

Are there any penalties for not paying back a payday loan in Peak, South Carolina?

Yes, if you do not pay back your payday loan in Peak, South Carolina, you may be subject to late fees, collection actions, and legal consequences.