Payday Loans in Reevesville, South Carolina

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No payday loan companies in Reevesville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Finance 1173 N Fraser St, Georgetown, SC 29440 +1 (843) 546 - 0183
Advance America 305 A Lamar Hwy., Darlington, SC 29532 +1 (843) 398 - 0731
Cash Credit Co. 1672 N Main St Ste. 7, Summerville, SC 29486 +1 (843) 486 - 0966
Mariner Finance 2393 Cherry Rd, Rock Hill, SC 29732 +1 (803) 619 - 6644
Auto Money 126 S Ron McNair Blvd, Lake City, SC 29560 +1 (843) 374 - 5525
World Finance Corporation 128 Sumter Ave, Fairfax, SC 29827 +1 (803) 632 - 3000
Title Loan Place 1410 West Blvd, Chesterfield, SC 29709 +1 (843) 623 - 2767
EZ Cash Loans of SC, Inc. 505 SE Main St, Simpsonville, SC 29681 +1 (864) 228 - 9935
Conway National Bank 4345 Hwy.17 Bypass, Murrells Inlet, SC 29576 +1 (843) 651 - 8135
PrimeLending Tara Maye 204 N Poinsett Hwy Suite B, Travelers Rest, SC 29690 +1 (864) 430 - 2992

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Reevesville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Myrtle Beach, SC, Guaranteed Loans in North Charleston, SC, Payday Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, Payday Loans in Summerville, SC, Payday Loans in Sumter, SC, Guaranteed Loans in Aiken, SC and Payday Loans in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Reevesville, SC.

Payday Loans Available in Reevesville, SC By The Following ZIP Codes:

29471

Are Payday Loans Legal In Reevesville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Reevesville, SC payday loan calculator

Payday Loans in Reevesville, South Carolina: What You Need to Know

Payday loans are a popular type of short-term loan that are designed to help individuals meet their financial needs until their next paycheck. In Reevesville, South Carolina, it is legal to take out a payday loan. However, there are important factors you must consider before taking this type of loan. In this article, we will discuss everything you need to know about payday loans in Reevesville, SC.

How Payday Loans Work

Payday loans are typically taken out for small amounts of money, usually between $100 to $500. The loan term is usually two to four weeks, or until the borrower’s next payday. The borrower writes a check to the lender for the loan amount plus fees, and the lender holds onto the check until the loan is due.

If the borrower is unable to repay the loan in full by the due date, they may choose to renew the loan by paying additional fees. They may also choose to rollover the loan, which involves extending the loan term and paying additional fees. However, this can lead to a debt cycle where the borrower is unable to repay the loan and is forced to keep renewing or rolling over the loan.

Interest Rates and Fees

Payday loans in Reevesville, SC can have interest rates up to 390%. This means that for a $500 loan, the borrower would need to repay $650 at the end of the loan term. Additionally, payday lenders typically charge fees, such as an origination fee or application fee. These fees can range from $10 to $30 per $100 borrowed, depending on the lender.

These high interest rates and fees can put borrowers in a difficult financial situation, especially if they are unable to repay the loan on time. This is why it’s important to consider the costs and alternatives before taking out a payday loan.

Alternatives to Payday Loans

If you’re considering a payday loan in Reevesville, SC, it’s important to consider the alternatives available to you:

  • You may be able to negotiate a payment plan with your creditor or bill provider.
  • You can consider a personal loan from a bank or credit union.
  • You can reach out to family or friends for assistance.
  • You can consider using a credit card, if you have one, to pay for expenses.

These alternatives may have lower interest rates and fees and could help you avoid the debt cycle associated with payday loans.

Facts About Payday Loans in Reevesville, SC

  • South Carolina has some of the highest interest rates and fees on payday loans in the country.
  • In Reevesville, SC, there are several payday loan lenders located throughout the city.
  • Payday loans can put borrowers in a difficult financial situation due to the high interest rates and fees associated with these loans.
  • Predatory lending practices target low-income individuals and those who are unable to access traditional forms of credit.

Apply Now

If you’re interested in applying for a payday loan in Reevesville, SC, TheGuaranteedLoans can help. We are a connector service that can help you connect with potential lenders in the area. Simply fill out our online application and we will match you with lenders who may be able to offer you a payday loan.

Keep in mind that TheGuaranteedLoans is not a direct lender and does not make lending decisions. We simply facilitate your connection with potential lenders. It’s important to carefully consider the costs and alternatives before taking out a payday loan.

Conclusion

Payday loans can be a costly and risky way to borrow money, especially if you’re unable to repay the loan on time. In Reevesville, South Carolina, it’s important to understand the interest rates and fees associated with payday loans before taking out a loan. If you’re in a difficult financial situation, there may be alternatives available that have lower interest rates and fees.

Remember to always read and understand the terms and conditions of any loan you are considering. And if you’re interested in a payday loan in Reevesville, SC, be sure to apply through a trusted lender or connector service like TheGuaranteedLoans.

F.A.Q.

Are there any protections for military service members in Reevesville, South Carolina when it comes to payday loans?

Yes, military service members in Reevesville, South Carolina have additional protections when it comes to payday loans. Lenders are not allowed to charge more than 36% APR on loans to military service members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Reevesville, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Reevesville, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.