Payday Loans in Rock Hill, South Carolina

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Payday Loan Companies in Rock Hill, SC

Company nameAddressZip codePhone number
1st Capital Finance 2042 Celanese Rd 1322 29732 +1 (803) 980 - 1711
1st Capital Finance Title Loans 2595 North Cherry Rd 29732 +1 (803) 980 - 2274
1st Franklin Financial 2012 Cherry Rd #102 29732 +1 (803) 327 - 0070
1st Heritage Credit 110 N Anderson Rd suite 118 suite 118 29730 +1 (803) 619 - 6604
ACE Cash Express 2103 Cherry Rd 29732 +1 (803) 980 - 0210
Advance America 1930 Cherry Rd b 29732 +1 (803) 329 - 9775
Advance Payday 262 S Cherry Rd 29732 +1 (803) 327 - 2977
AmeriCash Loans 2186 Cherry Rd 29732 +1 (803) 327 - 2800
Approved Cash 2260 Cross Pointe Dr Suite 97 29730 +1 (803) 980 - 1066
Approved Cash 2260 Cross Pointe Dr Suite 97 Ste 97 29730 +1 (803) 980 - 1066
Auto Money 1324 Cherry Rd 29732 +1 (803) 328 - 6572
Carolina Payday Loans,Inc 1324 Cherry Road 29730 +1 (803) 980 - 5626
Carolina Title Loans, Inc. 1406 Cherry Rd 29732 +1 (803) 324 - 0412
Carolina's Best Finance 1158 Cherry Rd 29732 +1 (803) 980 - 2378
Cash Ahead 2438 Cherry Rd 29732 +1 (844) 335 - 5099
Cash N Go Title Loan Centers Rock Hill 1136 Mt Gallant Rd 29732 +1 (803) 620 - 6008
Cash Well 1242 E Main St 29730 +1 (803) 329 - 8801
Cash Well Consumer Loans 1807 Cherry Rd 29732 +1 (803) 326 - 9950
Check `n Go 2349 Cherry Rd Suite 17 29732 +1 (803) 792 - 4821
Check Into Cash 2439 - A Cherry Road 29732 +1 (803) 327 - 1179
Checks America 2595 Cherry Rd 29732 +1 (803) 980 - 7500
Family Trust Federal Credit Union 1615 Progress Way 29730 +1 (803) 367 - 4100
Family Trust Federal Credit Union 225 W White St 29730 +1 (803) 367 - 4100
Founders Federal Credit Union 4821 Old York Rd 29732 +1 (800) 845 - 1614
Loanmax Title Loans 2596 Cherry Rd 29732 +1 (803) 329 - 1107
Mariner Finance 2393 Cherry Rd 29732 +1 (803) 619 - 6644
North American Title Loans 2300 Cherry Rd 29732 +1 (803) 329 - 8444
Palmetto Funding-Piedmont 597 S Anderson Rd 103 29730 +1 (803) 325 - 8622
Quick Loans 701 N Anderson Rd # 99 29730 +1 (801) 950 - 0120
Quik Cash 1925 Cherry Rd 29732 +1 (803) 325 - 1575
Regional Finance 592 N Anderson Rd 29730 +1 (803) 366 - 4322
Republic Finance Inc 2371 Cherry Rd 29732 +1 (803) 366 - 4546
Rock Hill Financial Services Inc 2002 Cherry Rd 2649 29732 +1 (803) 980 - 3300
Security Finance 129 E White St 29730 +1 (803) 328 - 3868
Southern Finance 875 Albright Rd #107 29730 +1 (803) 981 - 7660
Southern Finance 875 Albright Rd 29730 +1 (803) 981 - 7660
TitleMax Title Secured Loans 1671 Cherry Rd Ste. 101 29732 +1 (803) 324 - 4468
Universal Financial Services, Inc. 110 N Anderson Rd 114 29730 +1 (803) 980 - 1545
Western Finance 1030 Edwards St Ste 105 29732 +1 (803) 366 - 8700
Woodforest Bank 4875 Old York Rd 29732 +1 (803) 740 - 5710
World Finance 562 N Anderson Rd 29730 +1 (803) 980 - 0360

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rock Hill, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Spartanburg, SC, Quick Loan in Summerville, SC, 24-Hour Loan in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, No Credit Check Loans in Columbia, SC, Payday Loans in Florence, SC and No Credit Check Loans in Goose Creek, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rock Hill, SC.

Beautiful sights of Rock Hill, SC

Payday Loans Available in Rock Hill, SC By The Following ZIP Codes:

29730, 29733, 29731, 29732, 29734

Are Payday Loans Legal In Rock Hill, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Rock Hill, SC payday loan calculator

Payday loans in Rock Hill, South Carolina, are a tool used by consumers to help them get through a financial emergency. However, the way these loans work is that they can have some negative long-term effects on the consumer and their credit score. 

So if you are going to be looking for payday loan services, it is recommended that you keep your options open and try to choose between two or three different companies for the best rates and customer service. A payday loan in Rock Hill is an installment plan type of loan that allows consumers to pay back a particular amount of money according to how much they borrowed. 

The most common type of loan is the payday loan. The payday loan has a three-step process for lending the money:

  1. An application.
  2. Approval.
  3. Payment.

The applicant must fill out an application to apply for a payday loan. After that, the borrower will have a quick approval, usually within seconds or minutes. However, if there is any problem with an application or it does not qualify, he will get a denial letter and need to reapply after paying all of their fees as if they were applying over again.

Payday loans can be a good way to get through an emergency, but you should try not to rely on them. If you are going to apply for a payday loan in Rock Hill, make sure you only take the money you need and try not to take out more than one at a time.

Payday loans will have fees associated with them, and they may vary between companies, so try to look into many different places before choosing where to apply. The number of fees can be as much as $50 per $100 borrowed, so that is another reason why you should shop around for the best payday loans in Rock Hill.

The interest rates can also change, so you must do your research and read up on what other people have said. Make sure you keep a good credit score and pay your bills on time because that will help to increase your financial standing.

If you are planning to apply for a payday loan in South Carolina, please make sure you do not jump the gun and apply for a payday loan for the first time before checking if the company has any bad reviews or if it does not fit your budget. Payday loans are not a good long-term investment, so try not to take out more than you need, and if you can avoid them, it will be much better.

How to Find a Good Direct Lender in Rock Hill, SC, Online?

For those looking to loan money, you want to make sure that you choose an honest, trustworthy, and dependable lender. A good direct lender should give you the greatest interest rate, support you through the process, and do everything they can to ensure that the money you borrow is repaid.

You want to make sure that the direct lender in Rock Hill, SC, is a company that has a history of providing high-quality loans and will be there for you if any problems come up with your loan. It is best to do your research and make sure you find a good direct lender for the best possible experience with your loan.

A direct lender loan in Rock Hill, SC, will be someone you will pay directly if you are taking out a loan. They will be the ones who give you the money, so they can make better decisions when it comes to how much you can borrow and what interest rates they might offer.

When deciding on getting a direct lender loan in Rock Hill, SC, think about whether or not they are going to charge high-interest rates and if they will provide services that will help ensure your loan is paid back on time.

You may also want to consider the reputation of a direct lender and the level of service. You want to make sure that you are going to be treated fairly, and by lending directly to someone, you will avoid a lot of the fees from traditional loan companies. In today’s economy, you must make smart financial decisions, so pick a good direct lender in Rock Hill, SC, who will give you what you need at the best price possible.

Cash Advance Online in Rock Hill, SC

A cash advance loan is typically a fast, short-term solution to your money problems. Whether you have trouble with a recent purchase or unexpected bill, an advance loan can be your answer. Cash advances in Rock Hill, SC, are supposed to be paid back on the same day. However, some companies will release the funds on the following business day. Each company sets its policy and most often will not let you know ahead of time if this will happen.

Because of this, it is important that you fully read any agreement for a cash advance loan that you sign before signing it and that you get as much money as possible in one lump sum. You should expect your cash advance provider to have high-interest rates and high fees for what they charge. The more money you borrow from them, the more they can pay out in interest and fees to make it back on their investment.

You will need to meet some basic requirements when attempting to obtain a cash advance loan. You must be at least 18 years of age, have a job or regular income, and have proof of income and your social security card.

You must verify your information about yourself before applying for this type of loan. Because if you do not tell the cash advance lender in Rock Hill, SC, the truth about your income, credit, and other information, you may pay back more than what you borrowed.

The most common requirements that lenders require from applicants will be:

  1. Income – most cash advances lenders will require proof of income from applicants to show that they can reasonably afford the monthly payments on their loans. Income can come from regular jobs, businesses, or other types of investments.
  2. Age – lenders will also verify the applicant’s age to make sure they can afford the loan they are applying for. If you are under or over a certain age, then you may not be able to obtain a cash advance loan in Rock Hill, SC.
  3. Address and contact information – you will also have to provide your current address and contact information so that lenders can reach you if there are any changes with your account or if some other important information needs to be relayed.
  4. Bank statements – most lenders will require background information from applicants to ensure they have a good history of paying back loans. This can include bank statements, checking account statements, and other types of records from financial institutions.

Before applying for a cash advance loan in Rock Hill, SC, you should be aware of the fees and interest rates you will be charged if your application is accepted. You must consider all of these factors when deciding whether or not to take out a cash advance loan.

Payday loans are only short-term solutions to your financial problems, so make sure you do not get trapped into an expensive loan with high-interest rates and fees that can cause more harm than good in the long term.

Cash advance loans can be very helpful when used correctly. If you only take out the amount of money you need and pay it back on time, they can be a great source of help when times are tight. However, if you try to borrow more than you need or cannot pay it back on time, these loans will probably worsen your financial situation. The most important part of any loan is your ability to pay it back on time.

Can I Get a Payday Loan for Bad Credit in Rock Hill, SC? 

If you have bad credit in Rock Hill, SC, you might find it difficult to get approved for a payday loan. Payday loan lenders in Rock Hill, SC, will check your credit history and verify your income before giving you money.

Because of this, you must make sure your credit report is as accurate as possible by checking for errors and paying off any debts that may be showing up on it. Checking your report will also help you see what negative information lenders might see so that you can make the necessary corrections to avoid being denied a loan in the future. Once you have made sure your report is accurate and that your credit score is above some minimum level, you can look into getting a loan.

When looking into lenders, make sure you compare the interest rates and fees they charge with those of other lenders who offer short-term loans. If you do not shop around, you could pay more for services than what they are worth. You should also make sure that the lender does not have unreasonable requirements for your income or assets because this may mean that it will be difficult to be approved for a loan from them.

24 Hour Payday Loans in Rock Hill, South Carolina

If you need cash quickly, you should try a payday loan in Rock Hill online. These are fast and easy to get, but they will also be more expensive than other loans. If you choose to go with a 24-hour payday loan, be sure that you do not over-pay on your payments or make any extra payments because these will result in more fees and higher interest rates.

To find the best payday loan for your needs, consider comparing the interest rates, fees, and other costs that different lenders charge for short-term loans. You should also review the repayment options to find out if there are any fees or charges if your payment is late or goes into default.

Can You Get a Payday Loan in Rock Hill, SC, Without a Bank Account? 

If you do not have a checking or savings account, you will still be able to take out a cash advance loan. You will need to provide proof of income like a pay stub and verify your identity and other information required by the lender.

Because it will be more difficult for lenders to verify your information without having access to your checking account, they are more likely to approve you for a lower amount. Because of this, you must go into the process of knowing your limit on how much money you can borrow.

If you know your limits and how much you can reasonably afford to pay back, then you can find a lender who will be able to meet your needs based on what they can verify about your income and assets.

FAQ

How Do I Apply for a Cash Advance Loan in Rock Hill, SC?

Once you have decided on a lender and are ready to get a cash advance loan, you should follow their application instructions. Some lenders will accept applications over the phone, while others may require that you fill out an application form. Other lenders will request that you come in and fill out an application form in person.

Are Short-term Loans in Rock Hill, SC, Good?

Short-term loans can be a good way to get extra money in an emergency, but they are usually not the best option if you need a long-term loan. Whenever you take out a short-term loan, you need to understand that the interest rates will usually be higher than other loans.

How to Get Bad Credit Loans in Rock Hill, SC?

You can get bad credit loans in Rock Hill, SC if you have a steady income and sufficient assets that can be used to guarantee your loan. The amount of money you will be able to borrow will depend on your income and the value of your assets.