Payday Loans in Ruffin, South Carolina

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No payday loan companies in Ruffin, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
SunTrust Bank 201 W Main St, Laurens, SC 29360 +1 (864) 766 - 6003
Sabrina 1310 N Longstreet St, Kingstree, SC 29556 +1 (843) 355 - 1420
World Finance 108 Bn-18-1574, Belton, SC 29627
World Finance 1734 Old York Rd, York, SC 29745 +1 (803) 628 - 1554
Auto Money Title Loans 504 E Greer St, Honea Path, SC 29654 +1 (864) 369 - 5327
World Finance Corporation 12540 Main Street, Williston, SC 29853 +1 (803) 266 - 5200
Carolina Payday Loans, Inc. 320 Old Trolley Rd suite e, Summerville, SC 29485 +1 (843) 832 - 3142
MoneyGram 718 S Alabama Ave, Chesnee, SC 29323 +1 (864) 703 - 2555
Keystone Credit Corporation 135 Broad St, Bennettsville, SC 29512 +1 (843) 479 - 4692
Advance America 3150 US-21 Business #114, Fort Mill, SC 29715 +1 (803) 547 - 9998

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ruffin, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Aiken, SC, Payday Loan Without a Credit Check in Charleston, SC, Quick Loan in Columbia, SC, Emergency Loan in Florence, SC, No Credit Check Loans in Goose Creek, SC, Payday Loan Companies in Greenville, SC, Payday Loans in Hilton Head Island, SC and Guaranteed Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ruffin, SC.

Payday Loans Available in Ruffin, SC By The Following ZIP Codes:

29475

Are Payday Loans Legal In Ruffin, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Ruffin, SC payday loan calculator

Payday loans are a type of short-term loan designed to help individuals who need quick cash to cover unexpected expenses between paychecks. In South Carolina, payday loans are legal and can be a valuable resource for those who need financial assistance in the Ruffin area.

What are payday loans?

Payday loans are short-term loans that typically range from $100 to $500, although some lenders may offer up to $1,000. They are intended to be repaid in full on the borrower’s next payday, which is usually within two weeks.

These loans are also known as cash advances or paycheck advances because they are often used to bridge the gap between paychecks when unexpected expenses arise. Borrowers typically use payday loans to cover expenses such as medical bills, car repairs, or just to get by until their next paycheck comes in.

How do payday loans work?

Payday loans work by providing borrowers with a short-term loan that is intended to be repaid on their next payday. To apply for a payday loan, borrowers typically fill out a brief application online or in-person at a payday loan store.

The lender will review the application and may require additional documentation such as a recent paycheck stub or bank statement. Once the loan is approved, the borrower will receive funds directly into their bank account or in cash if they visit a payday loan store.

On the borrower’s next payday, the loan is due in full, including any fees or interest charged by the lender. If the borrower is unable to repay the loan in full, they may have the option to roll over the loan for an additional fee.

Payday loans in Ruffin, South Carolina

In Ruffin, South Carolina, payday loans are legal and regulated by state law. The maximum loan amount allowed is $550, and lenders may charge up to 15% of the loan amount as a fee. The maximum loan term is 31 days, and borrowers may have up to two outstanding payday loans at any given time.

It is important for borrowers to understand the terms and conditions of their payday loan agreement, including the fees and interest charged, before accepting the loan.

Apply Now

If you are in need of a payday loan in Ruffin, South Carolina, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help you find the right loan for your needs.

To get started, fill out our online application form on our website with some basic personal and financial information. We will then connect you with potential lenders who may be able to offer you a payday loan that meets your needs.

Remember, we are not a direct lender. We simply facilitate the connection between borrowers and lenders to help you find the right loan for your situation.

Interesting facts and statistics about payday loans in Ruffin, South Carolina

  • The average payday loan issued in South Carolina is $450.
  • Approximately 12% of South Carolina residents have used a payday loan at some point.
  • South Carolina law requires that lenders provide borrowers with a written agreement outlining the loan terms and conditions.
  • According to a study by the Center for Responsible Lending, South Carolina has one of the highest concentrations of payday lending locations in the country.

It is important to remember that payday loans are a short-term financial solution and should be used responsibly. Borrowers should only take out a payday loan if they are able to repay the loan in full on their next payday, including any fees and interest charged by the lender.

If you are considering a payday loan in Ruffin, South Carolina, be sure to research your options and understand the terms and conditions of the loan agreement before accepting the loan.

F.A.Q.

Are there any limitations on the amount I can borrow with a payday loan in Ruffin, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Ruffin, South Carolina is $550.

Do I need to have good credit to get a payday loan in Ruffin, South Carolina?

No, payday loans are designed for people with poor credit and do not require a credit check.