Payday Loans in Sandy Springs, South Carolina

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No payday loan companies in Sandy Springs, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Always Money 8658 Asheville Hwy Suite B, Boiling Springs, SC 29316 +1 (864) 814 - 3500
Credit Central 103 N 12th St Unit M, West Columbia, SC 29169 +1 (803) 796 - 7334
Regal Finance LLC 401 Sunset Dr, Manning, SC 29102 +1 (803) 433 - 1023
Carolina Payday Loans, Inc. 3750 Rivers Ave a, North Charleston, SC 29405 +1 (843) 529 - 1276
Security Finance 1111 Front St, Georgetown, SC 29440 +1 (843) 546 - 2545
National Finance Company 810 Market St, Cheraw, SC 29520 +1 (843) 537 - 2225
Speedee Cash 1307 Richland Ave W, Aiken, SC 29801 +1 (803) 643 - 3344
Bank of America with Drive-thru ATM 1537 E Main St, Duncan, SC 29334 +1 (864) 594 - 8386
Check Into Cash 119 W Butler Rd, Mauldin, SC 29662 +1 (864) 288 - 4103
Regional Finance 1300 Savannah Hwy Suite 11, Charleston, SC 29407 +1 (843) 377 - 0293

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sandy Springs, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbia, SC, Online Loans in Florence, SC, Payday Loans in Goose Creek, SC, 24-Hour Loan in Greenville, SC, Payday Loan Companies in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Bad Credit Loans in Myrtle Beach, SC and Payday Loans in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sandy Springs, SC.

Payday Loans Available in Sandy Springs, SC By The Following ZIP Codes:

29670, 29677

Are Payday Loans Legal In Sandy Springs, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Sandy Springs, SC payday loan calculator

Payday Loans in Sandy Springs, South Carolina: A Comprehensive Guide

Payday loans are short-term, unsecured loans that are typically designed to help people cover unexpected expenses or emergency bills. They are usually due on the borrower’s next payday.

If you are living in Sandy Springs, South Carolina and are considering taking out a payday loan, it’s important to understand the laws and regulations that govern these loans in the state.

Legal Status of Payday Loans in South Carolina

Payday loans are legal in South Carolina. However, there are strict regulations that lenders must abide by. For example, lenders cannot charge more than 15% of the loan amount as interest.

In addition, lenders must be licensed by the South Carolina State Board of Financial Institutions. This is to ensure that they are operating legally and ethically, and that they are not taking advantage of borrowers in a vulnerable financial situation.

How to Apply for a Payday Loan in Sandy Springs, South Carolina

If you need a payday loan in Sandy Springs, South Carolina, there are a few steps you should follow to ensure that you are working with a reputable lender:

  • Research lenders that are licensed by the South Carolina State Board of Financial Institutions.
  • Compare the interest rates and fees of different lenders.
  • Read customer reviews of the lenders you are considering.
  • Apply for a loan online or in-person, providing all of the necessary documentation.
  • If you are approved for a loan, carefully read the loan agreement and make sure you understand the terms and conditions.

It’s important to note that payday loans should only be used as a last resort. They can be expensive, and if you don’t repay the loan on time, you could end up in an even worse financial situation.

Repaying a Payday Loan in Sandy Springs, South Carolina

When you take out a payday loan, you will usually have to repay it on your next payday. This means that you will typically have a two-week or four-week repayment period.

It’s important to make sure that you have enough money in your bank account to cover the repayment. If you don’t, you could face overdraft fees and other penalties.

If you are unable to repay the loan on time, contact your lender immediately. They may be able to work out a payment plan with you.

Interesting Facts and Statistics About Payday Loans in Sandy Springs, South Carolina

  • There are over 100 payday loan lenders operating in South Carolina.
  • The average APR on a payday loan in South Carolina is 391%.
  • In 2019, South Carolina borrowers took out over 400,000 payday loans.
  • The average payday loan amount in South Carolina is $459.

Apply Now for a Payday Loan in Sandy Springs, South Carolina

If you are in need of a payday loan in Sandy Springs, South Carolina, TheGuaranteedLoans can help. We are a connector service that will help you find a lender who meets your needs.

Our application process is simple and straightforward. Just fill out an application online and we’ll connect you with potential lenders who may be able to offer you a loan.

It’s important to note that TheGuaranteedLoans is not a direct lender. Instead, we work with a network of partners to help you find the right loan for your needs.

Conclusion

Payday loans can be a useful tool for those in need of emergency funds. However, it’s important to research lenders carefully and understand the terms and conditions of any loan you take out.

By following the steps outlined in this guide, you can make an informed decision about whether a payday loan is right for you.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Sandy Springs, South Carolina?

No, it is not a crime to fail to repay a payday loan in Sandy Springs, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.

Can I get a payday loan in Sandy Springs, South Carolina?

Yes, payday loans are available in Sandy Springs, South Carolina.