Payday Loans in Scotia, South Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Scotia, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 6121-C Calhoun Memorial Hwy., Easley, SC 29640 +1 (864) 855 - 2960
The Citizens Bank 10769 Ocean Hwy, Pawleys Island, SC 29585 +1 (843) 237 - 5777
Carolina Payday Loans, Inc. 2737 Sunset Blvd b, West Columbia, SC 29169 +1 (803) 602 - 6380
Sunbelt Credit 279 W Evans St, Florence, SC 29501 +1 (843) 662 - 6329
Approved Cash 481 By-pass 72 NW Suite 105 Suite 105, Greenwood, SC 29649 +1 (864) 229 - 5777
Advance America 8120 E Main St Unit A, Ridgeland, SC 29936 +1 (843) 726 - 3929
Mariner Finance 1220 SC-9 Bypass, Lancaster, SC 29720 +1 (803) 291 - 9870
Cash Fast Payday loans 377 Rubin Center Dr #111, Fort Mill, SC 29708 +1 (704) 399 - 0191
Matt Webster - Mortgage Loan Officer 401 William Hilton Pkwy, Hilton Head Island, SC 29926 +1 (843) 384 - 3111
Carolina Payday Loans, Inc 1226 Asheville Hwy, Spartanburg, SC 29303 +1 (864) 342 - 0414

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Scotia, SC, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Summerville, SC, Payday Loan Companies in Sumter, SC, Payday Loans in Aiken, SC, Short-term Loans in Charleston, SC, Payday Loans in Columbia, SC, Payday Loans in Florence, SC, Online Loans in Goose Creek, SC and No Credit Check Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Scotia, SC.

Payday Loans Available in Scotia, SC By The Following ZIP Codes:

29939

Are Payday Loans Legal In Scotia, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Scotia, SC payday loan calculator

When it comes to unexpected expenses, payday loans can be a lifesaver. These short-term loans are designed to help individuals bridge the gap between paychecks. In Scotia, South Carolina, payday loans are legal and regulated under the South Carolina Code of Laws. Here’s what you need to know if you’re considering a payday loan in Scotia.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically used for unexpected expenses or emergencies. These loans are designed to be repaid in full with the borrower’s next paycheck. Payday loans are often taken out by individuals who need money quickly and do not have a good credit score, making it difficult for them to qualify for other types of credit.

How do Payday Loans Work in Scotia, South Carolina?

In Scotia, South Carolina, payday loans are legal and regulated under state law. Borrowers can get up to $550 in loan funds, and the loan term may not exceed 31 days. Interest rates on payday loans in Scotia can be as high as 390% APR. Lenders must disclose these rates to borrowers in writing before the borrower signs for the loan.

In order to qualify for a payday loan in Scotia, borrowers must have a valid checking account and a regular source of income. They must also be at least 18 years of age or older and have a valid government-issued ID.

Are Payday Loans Safe?

Payday loans can be safe when used responsibly. However, it is important to be aware of the risks associated with these types of loans. They can be expensive, with high interest rates and fees. It is important to only borrow the amount you need and to pay the loan back in full with your next paycheck.

Additionally, it is important to work with a reputable lender when taking out a payday loan. TheGuaranteedLoans can help connect you with potential lenders who are licensed and regulated under state law.

The Benefits of Payday Loans

  • Payday loans can be a quick and easy way to get the money you need for unexpected expenses or emergencies.
  • They can be a good option for individuals who need money quickly and do not have a good credit score.
  • Payday loans are regulated under state law in Scotia, South Carolina, meaning borrowers are protected from predatory lending practices.

The Risks of Payday Loans

  • Payday loans can be expensive, with high interest rates and fees.
  • If the loan is not repaid in full with the borrower’s next paycheck, they may be subject to additional fees and high interest rates.
  • Payday loans should only be used for emergencies or unexpected expenses. They should not be used as a long-term solution to financial problems.

Interesting Facts and Statistics about Payday Loans in Scotia, South Carolina

  • South Carolina has the highest number of payday lending locations per capita in the United States.
  • Payday loan borrowers in South Carolina borrow an average of $458 and pay an average of $110 in fees and interest.
  • The majority of payday loan borrowers in South Carolina have an annual income of less than $30,000.

Apply Now

Ready to apply for a payday loan in Scotia, South Carolina? TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy. Simply fill out our secure application form, and we will do the rest. Please note that we are a connector service, not a direct lender. We will help facilitate your connection with potential lenders.

Visit our website today to learn more about our payday loan options in Scotia, South Carolina, and to start your application.

F.A.Q.

Can I extend my payday loan in Scotia, South Carolina?

Yes, it is possible to extend a payday loan in Scotia, South Carolina, but this will depend on the lender and their specific policies.

Is it safe to take out a payday loan in Scotia, South Carolina?

Yes, payday loans are regulated by the South Carolina State Board of Financial Institutions, which ensures that lenders operate in a safe and fair manner.