Payday Loans in Silverstreet, South Carolina

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No payday loan companies in Silverstreet, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Palmetto Finance 10 Sams Point Rd A7, Beaufort, SC 29907 +1 (843) 524 - 9100
TD Bank 3205 US-17 BUS, Murrells Inlet, SC 29576 +1 (843) 651 - 3602
Republic Finance 1209 NE Main St Unit B, Simpsonville, SC 29681 +1 (864) 967 - 8055
First Citizens Bank 402 S Main St, Mullins, SC 29574 +1 (843) 464 - 3830
Credit Central 1232 Bennettsville Square, Hwy 9 E Suite C1, Bennettsville, SC 29512 +1 (843) 479 - 0702
World Finance 2303 Boundary St STE 8, Beaufort, SC 29902 +1 (843) 524 - 1600
Georgetown Kraft Credit Union 1379 N Fraser St, Georgetown, SC 29440 +1 (843) 546 - 8494
Hartsville Financial Services Inc 535 S 5th St, Hartsville, SC 29550 +1 (843) 332 - 2999
B & B Loans 101 Main St, Leesville, SC 29070 +1 (803) 604 - 8888
1st Franklin Financial 205 N Columbia Avenue, Lexington, SC 29072 +1 (803) 356 - 5610

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Silverstreet, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hilton Head Island, SC, Online Loans in Mount Pleasant, SC, Emergency Loan in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Bad Credit Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, Payday Loans in Summerville, SC and Payday Loans in Sumter, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Silverstreet, SC.

Beautiful sights of Silverstreet, SC

Payday Loans Available in Silverstreet, SC By The Following ZIP Codes:

29145

Are Payday Loans Legal In Silverstreet, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Silverstreet, SC payday loan calculator

Payday Loans in Silverstreet, South Carolina – Everything You Need to Know

When you’re in need of cash, a payday loan can seem like the perfect solution. These short-term loans provide quick access to funds, making them an attractive option for those who need cash fast. But before you take out a payday loan in Silverstreet, South Carolina, it’s important to understand how these loans work, and what to expect from the borrowing process.

What Are Payday Loans?

A payday loan is a type of short-term loan that typically must be repaid by the borrower’s next payday. These loans are generally for small amounts, usually between $100 and $1000, and can be used to cover unexpected expenses or bills that come due before your next paycheck arrives.

Payday loans are often marketed as a quick and easy solution to financial problems, but they can also come with significant risks and high interest rates.

Are Payday Loans Legal in South Carolina?

Yes, payday loans are legal in South Carolina. However, there are a number of regulations that govern these loans, including limits on the amount that can be borrowed, interest rates that lenders can charge, and the length of the loan term.

Before taking out a payday loan in South Carolina, it’s important to familiarize yourself with the state’s regulations to ensure that you’re getting a fair deal and that you’re working with a reputable lender.

How Do Payday Loans Work?

When you apply for a payday loan, you’ll typically need to provide proof of income and identification, as well as details about your employment and bank account. The lender will use this information to determine how much you can borrow, and what interest rate you’ll be charged on the loan.

If you’re approved for a payday loan, the funds will typically be deposited directly into your bank account within a few hours or the next business day. You’ll then be expected to repay the loan in full, along with interest and any other fees, by your next payday.

The Risks of Payday Loans

While payday loans can provide quick access to cash, they also come with significant risks and high interest rates. Many borrowers find themselves caught in a cycle of debt, as they take out new loans to cover the cost of old ones.

Additionally, payday lenders often target low-income borrowers who are already struggling financially, making it even more difficult for them to repay the loan on time. This can lead to additional fees and charges, and can even damage the borrower’s credit score.

Interesting Facts and Statistics about Payday Loans in Silverstreet, South Carolina

  • South Carolina has the highest payday loan usage rate in the country, with over 687,000 loans taken out in 2019.
  • The average payday loan amount in South Carolina is $390, with an average interest rate of 391%.
  • More than 22% of payday loans in South Carolina are renewed or rolled over at least six times, leading to a cycle of debt for many borrowers.

Apply Now

If you’re in need of a payday loan in Silverstreet, South Carolina, TheGuaranteedLoans can help connect you with potential lenders who can provide the funds you need. Simply fill out our online application to get started, and we’ll work to find the right lender for your needs.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We’ll facilitate your connection with potential lenders, but we won’t be the ones lending you the money.

If you’re approved for a loan, make sure to read the terms and conditions carefully, and only borrow what you can afford to repay. With responsible borrowing and a little bit of research, a payday loan can be a helpful tool for managing unexpected expenses.

F.A.Q.

Can I get a payday loan in Silverstreet, South Carolina?

Yes, payday loans are available in Silverstreet, South Carolina.

What are the requirements for obtaining a payday loan in Silverstreet, South Carolina?

To obtain a payday loan in Silverstreet, South Carolina, you must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account.