Payday Loans in Smyrna, South Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Smyrna, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Federal Bank 636 E Main St, Ridge Spring, SC 29129 +1 (803) 641 - 3000
Southern Finance Co 2508 Boundary St, Beaufort, SC 29906 +1 (843) 986 - 5001
Advance America 2541 US-76, Marion, SC 29571 +1 (843) 423 - 7405
Carolina Payday Loans, Inc. 803 John C Calhoun Dr, Orangeburg, SC 29115 +1 (803) 531 - 6496
Quick Credit 2816 Main St a, Newberry, SC 29108 +1 (803) 276 - 2300
Advance America 16877 Whyte Hardee Blvd, Hardeeville, SC 29927 +1 (843) 784 - 5884
Auto Money Title Loans 1661 J A Cochran Bypass, Chester, SC 29706 +1 (803) 581 - 1280
Chesnee Title Loans 213 S Alabama Ave, Chesnee, SC 29323 +1 (864) 461 - 1218
Day Title Loans 3160 US-21, Fort Mill, SC 29715 +1 (803) 802 - 7202
Regional Finance 129 Lee Ave, Hampton, SC 29924 +1 (803) 943 - 4800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Smyrna, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Payday Loans in Rock Hill, SC and Payday Loans in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Smyrna, SC.

Payday Loans Available in Smyrna, SC By The Following ZIP Codes:

29743

Are Payday Loans Legal In Smyrna, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Smyrna, SC payday loan calculator

Payday Loans in Smyrna, South Carolina: What You Need to Know

Many people in Smyrna, South Carolina, find themselves caught in financial emergencies every so often. In such cases, payday loans come in handy to help them get through the tough times. If you are considering taking out a payday loan, here’s everything you need to know.

What are Payday Loans, and How Do They Work?

Payday loans are designed to help people who find themselves in urgent need of funds before their next paycheck arrives. Essentially, a payday loan gives you access to money that you are expected to repay on your next payday. For example, if you take out a $100 payday loan on the 5th of the month, your lender will expect you to repay the loan plus any interest and fees on the 20th of the same month.

Payday loans are short-term loans, usually designed to be repaid within two to four weeks.

Are Payday Loans Legal in South Carolina?

Yes, payday loans are legal in South Carolina. However, there are certain regulations and restrictions you need to be aware of.

First, the maximum amount you are allowed to borrow in South Carolina is $550. Second, you are not allowed to take out more than one payday loan at a time. Third, your loan term should range from 31 days to a maximum of 45 days.

It’s worth noting that lenders are allowed to charge up to 15% in interest for each $100 borrowed. The maximum finance charge for a 14-day $100 loan is $17.65, and the annual percentage rate (APR) for a 14-day $100 loan is 459%.

Who Can Qualify for a Payday Loan in Smyrna, South Carolina?

Generally, payday lenders don’t require borrowers to have excellent credit scores to qualify for a payday loan. In Smyrna, South Carolina, to qualify for a payday loan, you need to:

  • Be at least 18 years old
  • Be a citizen or permanent resident of the United States
  • Provide proof of income and employment
  • Have an active checking account
  • Provide a valid phone number and email address

How Do You Apply for a Payday Loan in Smyrna, South Carolina?

The process of applying for a payday loan in Smyrna, South Carolina, is simple and straightforward. You can either apply online or visit a brick-and-mortar store.

To apply online, simply fill out an application form on TheGuaranteedLoans website. The application process takes minutes, and you’ll find out if you qualify for a loan almost immediately. If you qualify, your lender will deposit the funds directly into your bank account, usually within one business day.

If you prefer to apply in person, you can visit a physical location of a payday lender in Smyrna.

What Happens If You Can’t Repay Your Payday Loan on Time?

If you are unable to repay your loan on the due date, your lender will likely charge you additional fees and interest. This can make it even more difficult to repay your loan, and you may find yourself caught in a spiral of debt.

It’s important to read the terms and conditions of your payday loan agreement carefully before you sign it. Make sure you understand the repayment terms and any potential fees and penalties.

Interesting Facts and Statistics

  • South Carolina has the highest concentration of payday lenders in the country.
  • On average, 1.5 million payday loans are taken out in South Carolina each year.
  • The average APR for a payday loan in South Carolina is 391%.
  • More than half of payday borrowers in South Carolina take out at least 10 loans in a year.

Apply Now

Are you in urgent need of funds? Apply for a payday loan today and get the money you need to cover your expenses. TheGuaranteedLoans is a connector service that helps connect borrowers with potential lenders. Fill out an online application form now and get a decision within minutes.

Please note that TheGuaranteedLoans itself is not a direct lender. We facilitate your connection with potential lenders who can provide you with the funds you need.

F.A.Q.

Can I rollover my payday loan if I cannot repay it on time in Smyrna, South Carolina?

No, rollovers are not allowed in Smyrna, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.

Are there any additional fees associated with payday loans in Smyrna, South Carolina?

Yes, payday lenders may charge additional fees for late payments or other services. It is important to carefully read and understand the terms of the loan before signing any agreements.