Payday Loans in Spartanburg, South Carolina

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Payday Loan Companies in Spartanburg, SC

Company nameAddressZip codePhone number
1st Franklin Financial 1735 John B White Sr Blvd #11 29301 +1 (864) 587 - 1021
Advance America 1511-B Asheville Hwy. 29303 +1 (864) 582 - 6200
Advance America 1735 John B White Sr Blvd #10 29301 +1 (864) 574 - 7812
Advance America 1000 N Pine St #25 29303 +1 (864) 573 - 7170
Advance America 975 Beaumont Ave 29303 +1 (864) 542 - 0982
Advance America 135 N Church St 29306 +1 (864) 342 - 5600
Advanced Cash 397 W Main St 29301 +1 (864) 764 - 1550
AmeriCash Loans 1944 E Main St 29307 +1 (864) 583 - 5666
Approved Cash 1458 Asheville Hwy 29303 +1 (864) 582 - 9112
Carolina Payday Loans, Inc 1226 Asheville Hwy 29303 +1 (864) 342 - 0414
Carolina Payday Loans,Inc 1517 John B White Sr Blvd b 29301 +1 (864) 587 - 7099
Carolina Title Loans, Inc. 644 Magnolia St 29303 +1 (864) 573 - 0025
Carolina Title Loans, Inc. 1854 E Main St 29307 +1 (864) 583 - 3814
Carolina's Best Finance 1188 Asheville Hwy 29303 +1 (864) 573 - 2400
Cash N Go Title Loans Centers Spartanburg 249 E Blackstock Rd 29301 +1 (864) 587 - 5553
Cash Well Consumer Loans 300 E Blackstock Rd D 29301 +1 (864) 576 - 2747
CashWell 791 E Main St 29302 +1 (866) 952 - 2744
Cashwell Check Advance 1915 Old Furnace Rd B 29316 +1 (864) 814 - 2003
Check `n Go 227 E Blackstock Rd Suite 300 29301 +1 (864) 576 - 3224
Check Into Cash 1948 E Main St 29307 +1 (864) 582 - 1220
Check Into Cash 1450 W. O. Ezell Boulevard Ste 640 29301 +1 (864) 587 - 9960
Community Credit 104-B Garner Rd 29303 +1 (864) 585 - 3360
Fast Cash Loans of SC, Inc. 1944 E Main St 29307 +1 (864) 577 - 0601
Fast Check Loans of Sc Inc 1481 Asheville Hwy 29303 +1 (864) 577 - 0021
First American Cash Advance 2225 E Main St c 29307 +1 (864) 579 - 9272
Floyd's Finance Co 195 S Converse St 29306 +1 (864) 585 - 5263
Founders Federal Credit Union 1307 Boiling Springs Rd 29303 +1 (800) 845 - 1614
Gusto Services Inc 1477 Asheville Hwy 29303 +1 (864) 541 - 7722
Hub City Finance Co 247 E Main St 29306 +1 (864) 585 - 3428
Instant Cash SC - Title Loans Spartanburg Sc 5000 College Dr 29303 +1 (864) 573 - 8887
Instant Cash Title Loans 5000 College Dr 29303 +1 (864) 760 - 1940
KeyStone Financial 227 E Blackstock Rd 100 29301 +1 (864) 586 - 2999
Mariner Finance 1400 John B White Sr Blvd 29306 +1 (864) 595 - 5934
Money Tree Check Cashing 780 John B White Sr Blvd 29306 +1 (864) 595 - 0955
Purpose Financial, Inc. 135 N Church St 29306 +1 (864) 342 - 5600
Quick Credit 1000 N Pine St #40 29303 +1 (864) 583 - 3656
Quick Credit 1000 N Pine St 29303 +1 (864) 583 - 3656
Quick Credit Corporation 435 E Main St 5 29302 +1 (864) 583 - 3656
Regional Finance 110 Garner Rd Suite 10 29303 +1 (864) 597 - 0120
Security Finance 210 E Main St 29306 +1 (864) 582 - 5486
Southern Finance 100 N Town Dr 29303 +1 (864) 591 - 1146
Spero Financial 130 N Town Dr 2070 29303 +1 (800) 922 - 0446
Sunbelt Credit 208 E Main St 29306 +1 (864) 582 - 5421
U.S. Money Shops Title Loans 431 W Main St 29303 +1 (864) 582 - 5550
World Finance 159 S Pine St Ste C 29302 +1 (864) 585 - 3461

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spartanburg, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Summerville, SC, Payday Loans in Sumter, SC, Emergency Loan in Aiken, SC, Bad Credit Loans in Charleston, SC, Payday Loan Without a Credit Check in Columbia, SC, Bad Credit Loans in Florence, SC, Payday Loan for Goose Creek, SC and Same Day Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spartanburg, SC.

Beautiful sights of Spartanburg, SC

Payday Loans Available in Spartanburg, SC By The Following ZIP Codes:

29304, 29301, 29306, 29302, 29318, 29319, 29316, 29307, 29305, 29303

Are Payday Loans Legal In Spartanburg, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Spartanburg, SC payday loan calculator

Payday loans are small; short-term loans businesses offer to people with bad credit. With long-term loans like this, you can save yourself a lot of trouble and save your finances while receiving money in your hands immediately. Payday lenders offer small cash advances typically repaid within a few weeks. If you are unemployed and have not been able to find any other options for quick cash, payday lenders may be what you need.

However, there can be some downsides to these loan services as they tend to come with some hidden costs and fees that the borrowers often face later on in the process. The interest rates charged by payday loan companies can be high, which makes it even harder for the borrower before they know it.

Payday loans are short-term loans available to you if you cannot get any other type of loan and need money immediately. They include a fee typically not covered by the annual percentage rate (APR).

The APR is the amount of money you pay in interest to pay back the loan and receive a lower total amount when you’ve finished repaying these small loans.

How to Find a Good Direct Lender in Spartanburg, South Carolina Online 

You can find direct lenders who will charge you a high-interest rate and make it a lot harder for you to pay this loan back. The APR on these payday loans can be very high, sometimes above 340%. The best way to get payday loans is to compare rates before applying to find one that fits your budget and desires.

Many people who have used direct lenders have found that they can save money and buy their essentials with the top-rate offer. You should also look at online reviews of some of these companies before applying for this type of money advance.

If you decide to apply for a loan online, use a legitimate website. If you try to apply at a website that doesn’t check out, getting your money back will be slim. If a website is not licensed or has bad reviews or even scams, don’t bother applying; cross it off your list.

Be sure that the company you are applying to has been around for a few years and has provided quality services. Working with direct lenders means getting involved with high-interest payday loans with little hassle and poor customer service.

Cash Advance Online in Spartanburg, South Carolina 

The fees associated with a payday loan can vary greatly. Many factors might influence this, and it is always best to look into each option carefully before you settle on one. For example, if you are an existing customer and have defaulted on one or more previous loans, your lender might charge you an additional fee the next time around.

This fee is typically non-negotiable and is used to offset the cost of bad debt from previous loans. On the other hand, some lenders might choose not to charge you anything extra for going over your limits in an earlier transaction.

They want you to use the service again and give you a lower fee this way. Going over your limits rules can change with the lender, so it is best to watch them. As long as you know exactly what to expect and understand how things work, it shouldn’t be too difficult to choose the right payday cash advance company for you. The best option will depend on your needs and your budget, and there should be plenty of opportunities on the market that are all offering good deals.

Cash Advance Location in Spartanburg, South Carolina 

Many lenders will fit that need perfectly if you are looking for payday loans in South Carolina. You can find a pretty detailed list of options online, and you should be able to make a decision based on what you are looking for.

You might be better off going with a payday loan company with several locations within the state because that will give you more options to work with when it comes time to choose. You will be able to speak directly with representatives and see the kinds of loan options they have available. You can compare rates, terms, and repayments if they fit well enough with your budget.

One of the main benefits of this type of borrowing is that these loans are usually quite convenient. If you need money as soon as possible, applying for a cash advance could be exactly what you need.

Can I Get a Payday Loan for Bad Credit in Spartanburg, South Carolina? 

In terms of the background checks a direct lender performs, companies charge money when they do this. Their fees vary depending on their services and how much they want their lenders to pay them. It’s best to choose a company that is not only based in the state but also has plenty of customers who are willing to vouch for the offered services. There are several different types of companies that offer payday loans and quick cash advances, so you should be able to find one that fits your needs perfectly. These products have been known to have fees and hidden costs, making it difficult for customers like you who don’t know the ins and outs of the market.

A good thing about the loans is that you can compare providers and hear their plans for your account before you apply for one. This should help you stay in control of the process and decide how much money you need.

Ask lots of questions beforehand because a payday loan company is more likely to take advantage of someone who isn’t trying to get a loan but rather wants something they don’t have time or money to buy. It would help if you were careful with all companies regarding cash advance lenders because some might use deceptive marketing practices. If you’re looking for quick cash, consider looking at other options before applying anywhere online or in-person instead of paying a high rate.

The list of requirements for obtaining a loan in Spartanburg, South Carolina, according to the following list:

  • A valid SSN.
  • An active checking account where the applicant has at least two direct deposits made per month to be eligible for a payday loan. The bank account must also be connected to an online checking account or ATM card so that your direct deposits are debited automatically. In addition, you must have an online banking history of three months or more if you live in the State of South Carolina. 
  • You can not have any credit reports and/or loans in collections on your record.

24 Hour Payday Loans in Spartanburg, South Carolina

Have you ever looked for a 24-hour payday loan in Spartanburg, South Carolina? Keep in mind that it is not the same as a bank loan. If you apply for a loan from the bank, you will have to wait more than three days to get your money.

You can get a 24-hour payday loan in Spartanburg, South Carolina, and they are easy to use because they are online only. You do not need to go anywhere physically, and you will be able to find the right company online that can assist you with your needs. These lenders exist online, and someone is always available to help you with your application, so you don’t have to worry about anything else when it comes down to it.

Without a bank account, can you get a payday loan in Spartanburg, South Carolina? 

For the most part, if you want a payday loan in Spartanburg, South Carolina, you need to have a bank account. This is because most banks will not give out a payday loan without a bank account.

There are exceptions to this, and even still, many people desire online payday loans in Spartanburg, South Carolina. If so, then there are plenty of places to get them from. You can use the same criteria and substitute the word bank for an online provider that is an approved lender of such loans.

The best part is that these providers will allow you to apply for one online without ever appearing in person.

FAQ

Can I Borrow $1000 with a 24-Hour Loan in Spartanburg, South Carolina?

Yes, but you will only be able to borrow a certain amount. It usually depends on the lender and what they are willing to lend to you, but most likely, it will be at least $300 up to $1000 in some cases.

What is the Easiest Loan in Spartanburg, South Carolina, to Get Approved For?

You can get the fastest approval for a loan in Spartanburg, South Carolina, online. It is really easy to get approved online with companies that are approved lenders, and they will provide you with a loan within a matter of minutes.

How do I Get a Quick Loan in Spartanburg, South Carolina?

You can easily get a quick loan in Spartanburg, South Carolina, by applying online. You need to fill out an application form and present proper documents to the bank. This will allow them to instantly approve your request and release the funds so that you can pay off the chosen amount at once.