Payday Loans in State Park, South Carolina

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No payday loan companies in State Park, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 1621 W Floyd Baker Blvd, Gaffney, SC 29341 +1 (864) 488 - 3727
Spero Financial 130 N Town Dr 2070, Spartanburg, SC 29303 +1 (800) 922 - 0446
B & B Loans 101 Main St, Leesville, SC 29070 +1 (803) 604 - 8888
Always Money 101 S Main St suite b, Mauldin, SC 29662 +1 (864) 458 - 7331
Gary Pouch - Raymond James 42 Plaza Dr, Travelers Rest, SC 29690 +1 (864) 834 - 9031
Cash Well Consumer Loans 300 E Blackstock Rd D, Spartanburg, SC 29301 +1 (864) 576 - 2747
Advance America 1060-B Fording Island Rd., Bluffton, SC 29910 +1 (843) 706 - 2807
Security Finance 1111 3rd Ave S Suite B, Myrtle Beach, SC 29577 +1 (843) 448 - 9095
Clarendon Credit 412 Sunset Dr, Manning, SC 29102 +1 (803) 433 - 0024
Regional Finance 120 SC-14 Suite C, Simpsonville, SC 29681 +1 (864) 233 - 5381

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in State Park, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Columbia, SC, Same Day Loans in Florence, SC, Payday Loan Without a Credit Check in Goose Creek, SC, Payday Loan for Greenville, SC, Payday Loans in Hilton Head Island, SC, No Credit Check Loans in Mount Pleasant, SC, Same Day Loans in Myrtle Beach, SC and Payday Loans in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in State Park, SC.

Beautiful sights of State Park, SC

Are Payday Loans Legal In State Park, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

State Park, SC payday loan calculator

An Overview of Payday Loans in State Park, South Carolina

Payday loans are a type of short-term loan that is typically used to cover unexpected expenses or emergencies. While payday loans are fast and convenient, they often come with high interest rates and fees, making them risky for borrowers.

In the state of South Carolina, payday loans are legal. However, the state has strict laws regulating payday lenders to protect consumers from predatory lending practices. In State Park, South Carolina, borrowers have access to a variety of lenders that offer payday loans.

The Basics of Payday Loans in State Park, South Carolina

Payday loans in State Park, South Carolina, are designed to be small in amount and short in duration. Most lenders will offer payday loans ranging from $100 to $1,000, with repayment terms ranging from 14 days to 31 days.

It’s important to note that payday lenders in South Carolina are not allowed to charge more than 15% in interest rates and fees. Additionally, borrowers are only allowed to take out one payday loan at a time and cannot roll over their loan or take out a new loan to repay an existing one.

The Application Process for Payday Loans in State Park, South Carolina

The application process for payday loans in State Park, South Carolina, is relatively simple and can be completed online or in-person. Most lenders will require borrowers to provide proof of income, a valid ID, and an active checking account to qualify for a payday loan.

Once approved, borrowers will typically receive their funds within a few hours or by the next business day. However, it’s important to note that borrowers should only take out payday loans if it’s absolutely necessary, as these loans often come with high interest rates and fees.

The Risks of Payday Loans in State Park, South Carolina

While payday loans provide quick access to cash, they can also be risky for borrowers. The high interest rates and fees associated with payday loans can quickly add up, making it difficult for borrowers to repay their loans on time. This can lead to a cycle of debt, where borrowers take out new loans to cover existing ones, ultimately leading to financial ruin.

Additionally, payday lenders have been known to engage in predatory lending practices, such as lending to borrowers who cannot afford to repay their loans or hiding fees and interest rates in complex loan agreements.

Interesting Facts and Statistics About Payday Loans in State Park, South Carolina

  • Payday loans in South Carolina have an average interest rate of 391%. (source: SC Appleseed Legal Justice Center)
  • The average payday loan borrower takes out eight loans per year, with an average loan size of $375. (source: Consumer Financial Protection Bureau)
  • South Carolina’s consumer protection laws do not cover payday loans. (source: SC Appleseed Legal Justice Center)

Apply Now for a Payday Loan in State Park, South Carolina

If you need quick access to cash and are considering a payday loan in State Park, South Carolina, TheGuaranteedLoans can help. We are a connector service that connects borrowers with potential lenders. Simply fill out our online application to get started.

It’s important to remember that payday loans come with high interest rates and fees. We recommend exploring other options, such as budgeting, borrowing from friends or family, or applying for a personal loan from a traditional lender before considering a payday loan.

Remember, TheGuaranteedLoans is not a direct lender and does not make lending decisions. We are a connector service that helps borrowers find potential lenders. Before accepting a loan offer, be sure to carefully review the terms and conditions of the loan and make sure it’s the best option for your financial situation.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in State Park, South Carolina?

No, it is not a crime to fail to repay a payday loan in State Park, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.

Can I get a payday loan in State Park, South Carolina?

Yes, payday loans are available in State Park, South Carolina.