Payday Loans in Sullivan’s Island, South Carolina

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No payday loan companies in Sullivan's Island, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Grand Strand Credit 2126 SC-9 Unit F3, Longs, SC 29568 +1 (843) 390 - 9600
Credit Central 1109 S 5th St o, Hartsville, SC 29550 +1 (843) 332 - 1680
Us Money Shop 19 Williamsburg County Hwy, Kingstree, SC 29556 +1 (843) 354 - 6200
SouthState Bank 198 Jacobs Hwy, Clinton, SC 29325 +1 (864) 938 - 1000
Advance America 3555 Richland Ave W #186, Aiken, SC 29801 +1 (803) 644 - 6799
SouthState Bank 657 Bass Dr, Santee, SC 29142 +1 (803) 854 - 2451
Peoples Finance Company 1347 Ribaut Rd # F, Port Royal, SC 29935 +1 (843) 524 - 0988
Dodge's 3854 Savannah Hwy, Johns Island, SC 29455 +1 (843) 556 - 0925
Quick Credit 710 E Liberty St, York, SC 29745 +1 (803) 639 - 7807
Palmetto Finance 10 Sams Point Rd A7, Beaufort, SC 29907 +1 (843) 524 - 9100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sullivan's Island, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, Payday Loans in Summerville, SC, Emergency Loan in Sumter, SC, Payday Loans in Aiken, SC, Bad Credit Loans in Charleston, SC, Payday Loans in Columbia, SC and Emergency Loan in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sullivan's Island, SC.

Beautiful sights of Sullivan's Island, SC

Payday Loans Available in Sullivan's Island, SC By The Following ZIP Codes:

29451, 29482

Are Payday Loans Legal In Sullivan's Island, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Sullivan's Island, SC payday loan calculator

Payday Loans in Sullivan’s Island, South Carolina

Payday loans are a type of loan that is designed to help individuals get through a difficult financial situation. These loans have become increasingly popular in Sullivan’s Island, South Carolina, as they are a fast and accessible way to obtain cash. Before making a decision about whether a payday loan is right for you, it is important to understand the regulations surrounding payday loans in South Carolina, as well as the potential risks and benefits of these loans.

Payday Loan Regulations in South Carolina

Payday loans are legal in South Carolina, but there are several regulations that lenders must follow. For example, lenders cannot lend more than $550 to borrowers. Additionally, borrowers can only have one outstanding loan at a time, and lenders cannot charge more than 15 percent interest on the loan amount. Lenders must also disclose all fees and charges associated with the loan, including any potential penalties for late or missed payments.

It is important to be aware of these regulations, as they are designed to protect consumers from unscrupulous lenders. If you are considering a payday loan, make sure to read the terms and conditions carefully, and ask any questions that you may have before agreeing to the loan.

The Benefits of Payday Loans

There are several benefits to getting a payday loan in Sullivan’s Island, South Carolina. One of the main benefits is the speed and convenience of these loans. Unlike traditional loans, which may take weeks to process, payday loans can be approved and funded in as little as 24 hours. This can be especially helpful during a financial emergency, when you need access to cash quickly.

Another benefit of payday loans is that they do not require collateral. Unlike a car or home loan, which requires you to put up your car or home as collateral, payday loans are unsecured. This means that you do not need to worry about losing your car or home if you are unable to repay the loan.

The Risks of Payday Loans

While payday loans can be a helpful tool for individuals who are in a tough financial situation, there are also risks associated with these loans. One of the main risks is the high interest rate. As mentioned earlier, South Carolina law limits the interest rate that lenders can charge to 15 percent. However, even a 15 percent interest rate can add up quickly over time, especially if you are unable to repay the loan on time.

Another risk of payday loans is that they can trap you in a cycle of debt. If you are unable to repay the loan on time, the lender may offer you the option to roll over the loan for an additional fee. While this may seem like a good option at the time, it can lead to a cycle of debt that is difficult to break free from.

Interesting Facts and Statistics about Payday Loans in Sullivan’s Island, South Carolina

  • In South Carolina, the average payday loan amount is $382.
  • In 2019, South Carolina borrowers took out more than 1.5 million payday loans.
  • The average APR for payday loans in South Carolina is 391 percent.
  • In South Carolina, more than 25 percent of payday loan borrowers take out more than 10 loans in a year.

Apply Now

If you are in need of a payday loan in Sullivan’s Island, South Carolina, TheGuaranteedLoans can help. We are not a direct lender, but rather a connector service that can match you with potential lenders in your area. Our application process is fast and easy, and we can help you get the cash you need to get back on your feet. Apply now to get started!

F.A.Q.

What are the requirements for obtaining a payday loan in Sullivan's Island, South Carolina?

To obtain a payday loan in Sullivan's Island, South Carolina, you must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account.

Are there any limitations on the amount I can borrow with a payday loan in Sullivan's Island, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Sullivan's Island, South Carolina is $550.