Payday Loans in Sumter, South Carolina

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Payday Loan Companies in Sumter, SC

Company nameAddressZip codePhone number
1 Hour Car Title Loans Sumter 830 S Pike W 29150 +1 (803) 757 - 0091
1st Franklin Financial 170 East Wesmark Blvd 29150 +1 (803) 774 - 2462
1st Franklin Financial 210 W Wesmark Blvd Suite 1 29150 +1 (803) 774 - 2462
Advance America 736 Bultman Dr 29150 +1 (803) 938 - 8302
Auto Money 200 N Lafayette Dr 29150 +1 (803) 774 - 5664
Carolina Finance Company 600 Bultman Dr #1b 29150 +1 (803) 773 - 2671
Carolina Payday Loans, Inc. 507 N Guignard Dr 29150 +1 (803) 934 - 1211
Carolina Title Loans, Inc. 1120 Broad St 29150 +1 (803) 418 - 0564
Cash 4 Checks of Sumter 667 W Liberty St 29150 +1 (803) 418 - 5517
Cashwell Financial 663 Bultman Dr 29150 +1 (803) 774 - 3016
Check `n Go 1328 Broad St Suite 120 29150 +1 (803) 795 - 4577
Covington Credit 810 Broad St 29150 +1 (803) 773 - 1111
Express Check Advance 1809 US-15 29150 +1 (803) 506 - 4937
Family Cash Advance 402 Broad St 29150 +1 (803) 938 - 9711
First American Cash Advance 736 Bultman Dr 29150 +1 (803) 469 - 3707
First Choice Cash Advance 705 Bultman Dr 29150 +1 (803) 418 - 5356
First Choice Cash Advance - Sumter 1121 Broad St 29150 +1 (803) 418 - 5356
Lenders Loans 304 Broad St 29150 +1 (803) 775 - 3536
Local Finance and Tax Service of Sumter, SC 31 W Liberty St 29150 +1 (803) 775 - 6400
Mariner Finance 110 W Wesmark Blvd ste c 29150 +1 (803) 774 - 2290
North American Title Loans 1090 Broad St 29150 +1 (803) 775 - 2125
Palmetto Cash Express 2081 Wedgefield Rd 29154 +1 (803) 778 - 1500
Palmetto Cash Express 125 W Wesmark Blvd 29150 +1 (803) 778 - 1500
Peoples Finance Company 730 Broad St 29150 +1 (803) 773 - 2234
Personal Cash Loans of SC, Inc. 730 Broad St 29150 +1 (803) 418 - 5588
Personal Cash Loans of SC, Inc. 1009 Broad St 29150 +1 (803) 418 - 5588
Quick Cash 1120B Broad St 29150 +1 (803) 775 - 3433
Quick Credit 810 Broad St 29150 +1 (803) 773 - 1531
Regional Finance 251 Broad St 29150 +1 (803) 773 - 8464
Republic Finance 554 S Pike W 29150 +1 (803) 775 - 3706
Security Finance 381 Rast St 29150 +1 (803) 775 - 9384
Southern Finance 577 Bultman Dr #1a 29150 +1 (803) 773 - 9371
Southern Finance 577 Bultman Dr 29150 +1 (803) 773 - 9371
Speedee Cash 411 Broad St # B 29150 +1 (803) 775 - 1992
Sumter Financial Services Inc 1224-g Alice Dr 29150 +1 (803) 775 - 4765
Sunset Finance 558 S Pike W 29150 +1 (803) 775 - 3722
Synovus Bank - ATM 129 N Washington St 29150 +1 (888) 796 - 6887
United Finance 402 Broad St 29150 +1 (803) 778 - 2210
World Finance 45 S Main St 29150 +1 (803) 773 - 1427

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sumter, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Aiken, SC, Payday Loan for Charleston, SC, Payday Loans in Columbia, SC, Quick Loan in Florence, SC, Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC and Same Day Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sumter, SC.

Beautiful sights of Sumter, SC

Payday Loans Available in Sumter, SC By The Following ZIP Codes:

29154, 29151, 29150, 29153

Are Payday Loans Legal In Sumter, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Sumter, SC payday loan calculator

A payday loan is a type of short-term credit. It’s designed to meet your short-term financial needs, such as paying for unexpected expenses or bills that are due soon. There are many options available for getting a payday loan in Sumter, South Carolina.

Some of the benefits of these types of loans include: the money can usually be deposited into your account on the same or the next day; often, an applicant’s income and employment status are not checked, and lenders don’t require borrowers to give any collateral for the loan (like property) to get approved.

Payday loans in Sumter, South Carolina, are regulated by state and federal laws. Some states, such as South Carolina, require lenders to verify applicants’ income and employment status. Other states, such as Alabama and Michigan, only allow payday lenders to charge no more than 36 percent per year on the average loan. Your lender may check your bank account or place a hold on your funds under certain conditions. The most common will be to ensure that you can pay back the loan with the amount due at the end of each payment period (typically 35 days).

It’s important to understand that you should only use these loans when you need something right away. Payday loans are not intended for long-term financial solutions, like paying off your credit card or making car payments. Once you receive the money, it’s recommended that you use it to take care of the expenses that led to acquiring a payday loan in the first place and then put any remaining funds toward anything else you owe.

How to Find a Good Direct Lender in Sumter, SС, Online?

You can find a good online lender by making a list of the important factors you want in an online lender. A lender that provides fast funding accepts borrowers with all types of credit and has a responsive customer service team will be more likely to answer your questions quickly and help make your loan experience as stress-free as possible.

You should also note whether or not there are hidden fees (like to set up direct debits), low-interest rates, flexible repayment terms (including a grace period), and clear information about when you’ll receive your money after applying. Note that the application process and interest rates may vary depending on your state or region.

The list of basic requirements for obtaining a loan in Sumter, SС:

  • Must have a checking account.
  • US Citizen.
  • At least 18 years of age.
  • Have a steady job and income.
  • No runaways, bankruptcy, foreclosure, or court judgment.

The most important factors to consider when shopping for a direct payday loan are the loan terms and whether or not the lender charges hidden fees or interest. Check the lenders’ websites to see what types of loans they offer. Many direct lenders offer a variety of loan types, so it’s important to look at their offerings and find out what works best for you. The best online lenders will also let you know how long it will take to receive your money after you apply.

Cash Advance Online in Sumter, SС

If you want to get a cash advance at a low rate in Sumter, South Carolina, you can go to your nearest payday loan store. You do not need to be a credit union or phone company member. You can just fill out an application online and get a cash advance within minutes.

Because some paydays are always better than paying late fees and being charged very high-interest rates, the only thing you need to do is know exactly what the guidelines are for your state and follow them closely. While some states don’t allow payday lenders to charge hidden fees, it is still best that you contact the lender if they charge such fees before your payday arrives.

Many online lenders offer payday loans in Sumter, South Carolina, at a very low rate without any hidden fees. But, be careful because not all these lenders are genuine, and there may be scams involved. So you have to do a little research about the company, for example, it’s a rating by different agencies like BBB, read the reviews from other people who have used it before, and evaluate whether this is actually a trustworthy lender.

Can I Get a Payday Loan for Bad Credit in Sumter, SС? 

If you have a bad or poor credit score, you can still get a payday loan from most lenders in Sumter, South Carolina. If your bank has turned you down for loans in the past, payday lenders are willing to give you a chance to prove that you can repay your debts. To apply for a direct payday loan in Sumter, South Carolina, you must fill out the online application with your personal information, such as employment details, income, and residence.

A credit check will be conducted to see if you qualify for a payday loan. Usually, the lender will run a credit check on you if you have been rejected earlier by other lenders because of bad credit history. However, this won’t be done just because the lender is performing its due diligence while checking your credit history. They are aware that this may lower the possibility of getting any new loans.

Your loan amount will depend on your income, employment status, and residence. You can also choose the time for repayment from 14 to 31 days. The lenders ensure that you can repay your loan even with a bad credit history. So, if you have a job or have some monthly income, you may qualify for a payday loan in Sumter, South Carolina.

Suppose you want to apply for a payday loan in Sumter, South Carolina. In that case, you need to know that there are many ways to apply through an online application which is a quick and easy way of getting the loans wherein there is no need to stand in line or be rejected at a branch office.

24 Hour Payday Loans in Sumter, SС

If you are looking for payday loans in Sumter, South Carolina, there are many financial institutions in the area of your location that can easily provide you with some cash. You can get the money you need for unplanned expenses such as medical expenses or car repairs with our online payday loan service available 24/7.

You can apply for quick cash by filling out an online application to get money within the next business day. You can also get an instant loan approval by providing basic information like your name, address, and social security number.

Can You Get a Payday Loan in Sumter, SС, Without a Bank Account? 

Yes, you can get a payday loan in Sumter, South Carolina, without a bank account; however, the requirements are stricter than those seeking an installment loan. To qualify for a payday loan in Sumter, South Carolina, without a bank account, you need to have some type of income, such as a job or Social Security payments.

If your income is irregular and cannot be verified by pay stubs or other means, you may be required to disclose your bank account information. In addition, you will need to verify your income by providing pay stubs and/or copies of your last two years’ tax returns.

FAQ

Can I Borrow $1000 with a 24-Hour Loan in Sumter, SC?

You can borrow up to $1000 with a 24-hour loan in Sumter, South Carolina. If you need cash urgently to pay off your bills or make some purchases, you can apply for payday loans available within the next business day.
You will receive an answer from the lender within a maximum of 24 hours after submitting your application online. The money will be sent to your bank account within the next business day so that you can have immediate access to cash.
The application process is simple and hassle-free, and you can get online payday loans without putting in collateral or submitting a credit check.

How Do I Get an Emergency Loan in Sumter, SC?

You can get an emergency loan in Sumter, South Carolina, by applying online. You can fill out an online application to apply for a payday loan, and you will get an answer within the next business day.
The lender will not take much time to process your application, and you can receive money in your bank account on the next business day to pay off your bills or make some urgent purchases.
Getting a payday loan is simply because you don’t need to fax any documents to the lender; everything is done online by providing your details such as name, address, employment status, and income.
You can get an emergency loan in Sumter, South Carolina, even if you have a bad credit history because the lender is more concerned about your current income.

What Are the Requirements for a Payday Loan in Sumter, SC?

To get a payday loan in Sumter, South Carolina, you need to meet the following requirements:
Your employment status should be verified. Your income should be verifiable. You must be at least 18 years of age. If your employment is not regular, you must have some monthly income such as social security benefits or pension payments; this is considered your fixed income.