Payday Loans in Troy, South Carolina

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No payday loan companies in Troy, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 1309 N Main St c, Summerville, SC 29483 +1 (843) 873 - 8384
ECA of South Carolina 1503 Jackson St, Barnwell, SC 29812 +1 (803) 259 - 2417
Quick Credit 110 N Walnut St, Seneca, SC 29678 +1 (864) 882 - 8349
Approved Cash 335 Chesterfield Hwy, Cheraw, SC 29520 +1 (843) 921 - 4448
First American Cash Advance 7385 Two Notch Rd A, Columbia, SC 29223 +1 (803) 419 - 3130
Check Cashing 1620 S Irby St, Florence, SC 29505 +1 (843) 669 - 7500
Rock Hill Financial Services Inc 2002 Cherry Rd 2649, Rock Hill, SC 29732 +1 (803) 980 - 3300
Spratt Savings Bank 1613 J A Cochran Bypass, Chester, SC 29706 +1 (803) 385 - 5102
Advance America 4400 Dorchester Rd Suite 102, North Charleston, SC 29405 +1 (843) 740 - 9110
Advance America 2541 US-76, Marion, SC 29571 +1 (843) 423 - 7405

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Troy, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rock Hill, SC, Short-term Loans in Spartanburg, SC, Payday Loans in Summerville, SC, Payday Loan Without a Credit Check in Sumter, SC, Payday Loans in Aiken, SC, Same Day Loans in Charleston, SC, 24-Hour Loan in Columbia, SC and Payday Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Troy, SC.

Beautiful sights of Troy, SC

Payday Loans Available in Troy, SC By The Following ZIP Codes:

29848

Are Payday Loans Legal In Troy, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Troy, SC payday loan calculator

When unexpected expenses arise, it can be a challenge to come up with the funds to cover them. Unfortunately, for many people in Troy, South Carolina, traditional lending options are not always accessible or viable. In situations like these, payday loans can provide a short-term solution to financial strain.

Payday loans are legal in South Carolina and can provide a quick cash solution for borrowers facing unexpected expenses or emergency situations. However, it is essential to understand the terms of payday loans and how they work before deciding to take one out.

What are payday loans?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. In Troy, South Carolina, payday loans are regulated by state law, and lenders must follow specific regulations and guidelines.

Payday loans are designed to provide quick cash loans to individuals who need money urgently. These loans are typically small amounts, usually ranging from $100 to $1,000. The application process for payday loans is straightforward, and approval can often be obtained within as little as a few minutes.

How do payday loans work?

The way payday loans work is relatively simple. Borrowers must provide proof of income, identification, and bank account information to the lender. The lender will then use this information to determine the borrower’s eligibility and loan amount.

If the borrower is approved for the loan, the funds will be deposited into their bank account within one business day. The borrower must then repay the loan and associated fees on their next payday.

What are the requirements for payday loans in Troy, South Carolina?

To be eligible for a payday loan in Troy, South Carolina, the borrower must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income or employment
  • Have an active bank account

It is important to note that payday loans are only designed to be used for short-term financial needs, and they may not be the best solution for everyone. Additionally, payday loans can come with high fees and interest rates, so borrowers must carefully consider whether they can afford to repay the loan on time.

Interesting facts about payday loans in Troy, South Carolina

  • In 2019, South Carolina’s payday lending laws were ranked the best in the country by the Pew Charitable Trusts.
  • The average payday loan amount in South Carolina is $380.
  • The maximum loan amount a borrower can receive in South Carolina is $550.
  • In South Carolina, lenders can charge up to 15% of the loan amount as a fee.

Apply Now for a Payday Loan in Troy, South Carolina

If you’re facing unexpected expenses or emergency situations, a payday loan in Troy, South Carolina, may be able to help. TheGuaranteedLoans is a connector service that can match you with potential lenders who can provide you with the funds you need.

Remember, TheGuaranteedLoans is not a direct lender, so you will need to apply with one of our partner lenders. To get started, fill out our online application. If you are approved, the funds could be deposited into your bank account in as little as one business day.

Don’t let unexpected expenses leave you feeling overwhelmed. Apply for a payday loan through TheGuaranteedLoans today and get the funds you need to get back on track.

F.A.Q.

Are there any penalties for not paying back a payday loan in Troy, South Carolina?

Yes, if you do not pay back your payday loan in Troy, South Carolina, you may be subject to late fees, collection actions, and legal consequences.

Are there any restrictions on how many payday loans I can have at once in Troy, South Carolina?

Yes, in Troy, South Carolina, a borrower can only have one payday loan at a time.