Payday Loans in Van Wyck, South Carolina

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No payday loan companies in Van Wyck, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Approved Cash 2260 Cross Pointe Dr Suite 97 Ste 97, Rock Hill, SC 29730 +1 (803) 980 - 1066
ACE Cash Express 1259 S Pleasantburg Dr Ste B, Greenville, SC 29605 +1 (864) 277 - 9987
Regional Finance 716 B Montague Ave, Greenwood, SC 29649 +1 (864) 223 - 7400
Local Finance and Tax Service of Union, SC 410 N Duncan Bypass E, Union, SC 29379 +1 (864) 427 - 1255
Checkadvancecenter 119 S Alabama Ave, Chesnee, SC 29323
World Finance 2537A East Hwy 76, Marion, SC 29571 +1 (843) 423 - 3975
Regional Finance 120 SC-14 Suite C, Simpsonville, SC 29681 +1 (864) 233 - 5381
North American Title Loans 2115 US-501, Myrtle Beach, SC 29577 +1 (843) 626 - 4803
World Finance Corporation 10461 Dunbarton Blvd, Barnwell, SC 29812 +1 (803) 259 - 1896
Williams Financial Services 123 E Richland St, Kershaw, SC 29067 +1 (803) 475 - 2376

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Van Wyck, SC, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Aiken, SC, No Credit Check Loans in Charleston, SC, Payday Loans in Columbia, SC, Guaranteed Loans in Florence, SC, Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, No Credit Check Loans in Hilton Head Island, SC and Short-term Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Van Wyck, SC.

Are Payday Loans Legal In Van Wyck, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Van Wyck, SC payday loan calculator

Payday Loans in Van Wyck, South Carolina: A Comprehensive Guide

If you’re in a tight financial situation and need cash quickly, a payday loan may seem like the solution you’re looking for. Payday loans are short-term loans designed to help people meet unexpected expenses, and they’re legal in South Carolina. But before you commit to a payday loan in Van Wyck, it’s important to understand how they work and what your options are.

How Do Payday Loans Work?

A payday loan is a short-term loan that you can get quickly without a credit check. To qualify, you’ll need a steady income and a checking account. When you apply for a loan, you’ll write a post-dated check for the loan amount plus fees. On your next payday, the lender will cash the check to repay the loan. If you can’t repay the loan on your due date, you may be able to roll it over for an additional fee.

What Are The Risks?

Payday loans are convenient, but they can also be dangerous. The fees and interest rates are very high, and if you can’t repay the loan on time, you may end up in a cycle of debt. Additionally, some lenders may use aggressive tactics to collect payments or require access to your bank account, which can put you at risk of fraud.

What Are The Alternatives?

If you need cash in Van Wyck, there are some alternatives to payday loans. You may be able to borrow from a credit union or ask for a salary advance from your employer. If you have a credit card, you can also use a cash advance. These options may have lower fees and interest rates than payday loans.

  • Consider a credit union for a loan
  • Ask for a salary advance from your employer
  • Consider a cash advance on a credit card

Interesting Facts:

According to the South Carolina Department of Consumer Affairs, in 2019, there were over 120,000 payday loans taken out in South Carolina. The average loan amount was $590, and the average fee was $116. This means that the average borrower paid over 19% in fees alone.

Apply Now

If you’ve decided that a payday loan is right for you, TheGuaranteedLoans can help. As a connector service, we’ll take your application and match you with potential lenders. Our service is free and confidential, and we’ll make sure you’re connected with reputable lenders who can offer you fair rates and terms.

Don’t let unexpected expenses stress you out. Apply for a payday loan today through TheGuaranteedLoans, and get the cash you need to get back on your feet.

F.A.Q.

Are there any alternatives to payday loans in Van Wyck, South Carolina?

Yes, there are other options for borrowers who need quick access to cash in Van Wyck, South Carolina. These may include borrowing from friends or family, applying for a small personal loan from a bank or credit union, or using a credit card.

Can I be sued or have my wages garnished if I default on a payday loan in Van Wyck, South Carolina?

Yes, if you default on a payday loan in Van Wyck, South Carolina, your lender may take legal action against you. This may include suing you in court or seeking wage garnishment.