Payday Loans in Ackerly, Texas

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No payday loan companies in Ackerly, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Store 12000 E Loop 1604 N Ste 100, Universal City, TX 78148 +1 (210) 566 - 5537
Regional Finance 10755 N Loop Dr Suite P, Socorro, TX 79927 +1 (915) 500 - 1633
First National Bank Of Anderson, Navasota 9501 N Hwy 6 Loop, Navasota, TX 77868 +1 (936) 873 - 2511
Toledo Finance Corporation 550 N Hwy 123 Bypass Suite 142, Seguin, TX 78155 +1 (830) 433 - 9362
Toledo Finance 3403 Thomason Dr, Midland, TX 79703
Regional Finance 3806 Avenue I Suite 22, Rosenberg, TX 77471 +1 (832) 361 - 3910
Toledo Finance Corporation 4601 Avenue H suite 2, Rosenberg, TX 77471 +1 (281) 239 - 7420
TitleMax Title Loans 1793 N Zaragoza Rd, El Paso, TX 79936 +1 (915) 245 - 3625
ACE Cash Express 410 E Pioneer Pkwy Ste 200, Grand Prairie, TX 75051
Western Union 1800 Lawrence St, Gainesville, TX 76240 +1 (940) 612 - 3520

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ackerly, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in DeSoto, TX, Payday Loan Without a Credit Check in Duncanville, TX, Payday Loans in Edinburg, TX, Payday Loan Companies in El Paso, TX, Payday Loans in Euless, TX, Same Day Loans in Farmers Branch, TX, Guaranteed Loans in Flower Mound, TX and Payday Loans in Fort Worth, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ackerly, TX.

Payday Loans Available in Ackerly, TX By The Following ZIP Codes:

79713

Are Payday Loans Legal In Ackerly, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Ackerly, TX payday loan calculator

Understanding Payday Loans in Ackerly, Texas

Life is full of surprises, some of them being unforeseen expenses that we may not be financially prepared for. Be it a car breakdown, a medical emergency or an unexpected bill, such situations can often cause financial stress. When you need quick access to cash to cover these expenses, payday loans can be a convenient option. In this article, we will explore everything you need to know about payday loans in Ackerly, Texas.

What are Payday Loans?

Payday loans are a type of short-term loan that is designed to be repaid within a few weeks, typically on the borrower’s next payday. These loans are usually small in amount and have high-interest rates.

In the state of Texas, payday loans are legal, although there are certain regulations in place to protect consumers from predatory lending practices. To be eligible for a payday loan, borrowers must have a steady source of income and an active checking account.

How Do Payday Loans Work?

To obtain a payday loan, borrowers must typically visit a lender’s physical location or complete an online application. The lender will then verify the borrower’s income and banking information and determine the loan amount that the borrower is eligible for. Once the loan is approved, the borrower receives the funds as a lump sum, typically within a day or two.

In Texas, the maximum amount that a borrower can receive as a payday loan is $1,800, and lenders cannot charge an annual percentage rate (APR) greater than 10%. Additionally, lenders must provide a repayment schedule that allows the borrower to repay the loan in installments rather than as a lump sum.

What are the Risks of Payday Loans?

While payday loans can offer quick access to cash, they also come with certain risks. Due to the high-interest rates, borrowers who are unable to repay the loan on time may find themselves trapped in a cycle of debt, where they are constantly renewing the loan and paying additional fees.

Furthermore, some lenders engage in predatory lending practices, such as offering loans to borrowers who cannot afford to repay them or charging excessive fees. This is why it is important to choose a reputable lender and read the loan agreement carefully before proceeding.

Interesting Facts and Statistics About Payday Loans in Ackerly, Texas

  • The average payday loan in Texas is $466, and approximately 8% of Texans have taken out a payday loan in the past year.
  • In 2019, Texans paid over $1.45 billion in fees and interest charges on payday loans.
  • With a population of just over 200, Ackerly is a small town in Martin County, Texas. However, even small towns like Ackerly have payday loan stores, indicating the popularity of these loans in Texas.

Apply Now with TheGuaranteedLoans

If you find yourself in need of quick access to cash, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, which means we do not provide loans directly but instead facilitate connections between borrowers and lenders.

To apply for a payday loan, simply fill out our online application form and provide us with some basic information about yourself. We will then match you with potential lenders who may be able to offer you a loan. By using TheGuaranteedLoans, you can save time and effort while increasing your chances of approval.

Conclusion

Payday loans can be a viable option for those in need of quick cash to cover unexpected expenses. However, it is important to read the loan agreement carefully and choose a reputable lender to avoid falling into a cycle of debt.

If you are considering taking out a payday loan in Ackerly, Texas, TheGuaranteedLoans can help connect you with potential lenders. Apply now and take the first step towards financial stability.

F.A.Q.

What are the eligibility requirements for payday loans in Ackerly, Texas?

To be eligible for a payday loan in Ackerly, Texas, you must be at least 18 years old, have a regular source of income, and have an active checking or savings account.

What is the maximum amount I can borrow with a payday loan in Ackerly, Texas?

The maximum amount you can borrow with a payday loan in Ackerly, Texas is $1,000, with a maximum loan term of 6 months.