Payday Loans in Annetta, Texas

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No payday loan companies in Annetta, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Cash Pawn 1421 S 23rd St, McAllen, TX 78501 +1 (956) 687 - 6161
First cash pawn 12009 Lake June Rd, Mesquite, TX 75180 +1 (972) 289 - 6677
TitleMax Title Loans 2101 Lamar Ave, Paris, TX 75460 +1 (903) 730 - 4971
Western-Shamrock Finance 115 Britton Ave, Rio Grande City, TX 78582 +1 (956) 488 - 1286
CommunityBank of Texas 637 S Wheeler St, Jasper, TX 75951 +1 (409) 383 - 0999
Southwest Funding 13150 Coit Rd 100, Dallas, TX 75240 +1 (877) 878 - 8989
MoneyGram inside CVS - 10691 CVS - 10691, 302 Gateway N, Marble Falls, TX 78654 +1 (830) 693 - 2374
EZMONEY 537 Sheldon Rd, Channelview, TX 77530
Texan Credit Corporation 5015 University Ave Space A-1, Lubbock, TX 79413 +1 (806) 788 - 0880
First National Bank 100 S Main St, Albany, TX 76430 +1 (325) 762 - 2222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Annetta, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Little Elm, TX, Payday Loan Without a Credit Check in Longview, TX, Payday Loan for Lubbock, TX, Payday Loans in Lufkin, TX, Payday Loans in Mansfield, TX, Payday Loans in McAllen, TX, Payday Loan Companies in McKinney, TX and No Credit Check Loans in Mesquite, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Annetta, TX.

Payday Loans Available in Annetta, TX By The Following ZIP Codes:

76008

Are Payday Loans Legal In Annetta, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Annetta, TX payday loan calculator

Payday Loans in Annetta, Texas

Payday loans are a common type of short-term loan that many people use to address financial problems. These loans allow borrowers to access quick cash for unexpected expenses, often with lenient eligibility requirements. While they have been controversial in some states, payday loans are legal in Texas, including in Annetta.

How Payday Loans Work in Annetta, Texas

Payday loans are relatively easy to apply for and receive. Borrowers can visit a payday lender’s storefront in person or apply online, providing proof of their income, identity, and bank account. Lenders will typically approve or deny applications within minutes, and if approved, they can provide borrowers with the cash they need.

In Annetta, borrowers can receive payday loans of up to $1,000 or 20% of their monthly income, whichever is less. Borrowers can typically only take out one loan at a time and must repay their loan in full by the due date, which is usually their next payday.

Why People Choose Payday Loans

Many people in Annetta turn to payday loans when they need money quickly and don’t have access to other sources of credit. For example, they may need to cover unexpected expenses such as medical bills or car repairs. Payday loans are often attractive because of their speed and accessibility, and borrowers can usually access funds within a day or two.

Another reason people choose payday loans is that they don’t require a good credit score. Unlike other types of loans, payday lenders typically don’t consider credit history as a deciding factor for approval. This means that people with poor credit or no credit may still be able to receive a payday loan in Annetta.

The Risks of Payday Loans

While payday loans can be helpful for those in financial distress, they can also be risky. Payday loans typically come with high fees and interest rates, making them difficult to pay off in full. Borrowers who are unable to repay their loan in full by the due date may accrue additional fees and interest, which can lead to a cycle of debt.

Additionally, payday loans can be a trap for borrowers who continuously rely on them to cover their day-to-day expenses. This can lead to a cycle of debt, where borrowers take out additional loans to pay off existing payday loans, further exacerbating their financial problems.

Interesting Facts and Statistics about Payday Loans in Annetta, Texas

  • The average payday loan amount borrowed in Annetta is $500, according to a report from the Texas Office of Consumer Credit Commissioner.
  • In 2020, payday lenders in Texas generated over $1.8 billion in fees alone, according to a report from Texas Appleseed.
  • According to the same Texas Appleseed report, the average annual percentage rate (APR) for a payday loan in Texas is 567%.
  • A study conducted by the Pew Charitable Trusts found that 58% of payday loan borrowers struggle to meet their monthly expenses.

Apply Now for a Payday Loan in Annetta, Texas

If you’re in need of a payday loan in Annetta, Texas, TheGuaranteedLoans is here to help. As a connector service, we can connect you with potential lenders who may be able to provide the funds you need.

Our online application process is easy and straightforward. Simply fill out our application form and submit it online. We’ll then work with our network of lenders to find the best match for your financial needs. We’re committed to helping our customers find the right solution for their financial needs, whether that’s a payday loan or another type of short-term loan.

Please note that TheGuaranteedLoans is not a direct lender. We do not make credit decisions or provide funding directly to borrowers. Instead, we work with a network of reputable lenders to connect borrowers with potential lenders who may be able to provide the funds they need.

Conclusion

Payday loans can be a useful tool for borrowers who need quick access to cash. However, it’s important to fully understand the risks associated with these loans before applying for one. Borrowers should explore all of their options and consider alternatives such as personal loans or credit cards. If you do decide to apply for a payday loan in Annetta, Texas, it’s important to do so responsibly and only borrow what you can afford to repay.

F.A.Q.

Can I rollover my payday loan in Annetta, Texas?

No, rollovers are not allowed for payday loans in Annetta, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.

Can I take out multiple payday loans in Annetta, Texas at the same time?

No, borrowers are only allowed to have one outstanding payday loan at a time in Annetta, Texas. This is to prevent borrowers from getting trapped in a cycle of debt.