Payday Loans in Apple Springs, Texas

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No payday loan companies in Apple Springs, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Gold Star Finance 211 E Main St, Kilgore, TX 75662
IBERIABANK 1000 Memorial City Mall, Houston, TX 77024 +1 (713) 624 - 7870
Trustmark 840 13th St, Hempstead, TX 77445 +1 (979) 826 - 6622
Central Tx Certified Development 3000 S 31st St, Temple, TX 76502 +1 (254) 899 - 8333
Walmart Money Center 1501 I-27, Plainview, TX 79072
World Finance 499 Pearl St, Beaumont, TX 77701 +1 (409) 833 - 6411
Toledo Finance 6215 Central City Blvd, Galveston, TX 77551 +1 (409) 740 - 4620
GBC Finance Co 601 Sawyer St Suite 100, Houston, TX 77007 +1 (713) 227 - 8209
InterBank 501 Ave F NW, Childress, TX 79201 +1 (940) 937 - 6114
Loanstar Title Loans 10804, US-290, Manor, TX 78653 +1 (512) 272 - 4336

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Apple Springs, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Tyler, TX, 24-Hour Loan in Victoria, TX, No Credit Check Loans in Waco, TX, Payday Loans in Waxahachie, TX, Quick Loan in Weslaco, TX, Payday Loans in Wichita Falls, TX, Payday Loans in Wylie, TX and No Credit Check Loans in Abilene, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Apple Springs, TX.

Are Payday Loans Legal In Apple Springs, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Apple Springs, TX payday loan calculator

Are you a resident of Apple Springs, Texas, in need of quick financial assistance? Are you considering obtaining a payday loan? The good news is that payday loans are legal in Texas, and can be a helpful resource for those in need of immediate cash. However, it’s important to understand the obligations and potential risks associated with payday loans before obtaining one.

What Is a Payday Loan?

A payday loan is a type of short-term loan that is typically due on the next payday of the borrower. These loans are often small dollar amounts, ranging from $100 to $1,000, and are intended to be a source of immediate, emergency funds for individuals facing unexpected expenses or financial difficulties. Payday loans can be obtained quickly, often within a day, and do not require a credit check or collateral. However, payday loans often come with high fees and interest rates, which can make them difficult to pay off for those who live paycheck to paycheck.

How Do Payday Loans Work in Apple Springs, Texas?

In Texas, payday loans are legal, and there are numerous payday lenders in the state. These lenders must be licensed and regulated by the Texas Office of Consumer Credit Commissioner. When obtaining a payday loan in Apple Springs, Texas, the borrower typically must provide a post-dated check or authorize a withdrawal from their bank account. The lender will then provide the borrower with the funds they need, minus a fee. The borrower is then obligated to repay the loan on their next payday, along with interest and fees.

The Risks of Payday Loans in Apple Springs, Texas

While payday loans can be a useful tool for those in need, they come with significant risks and obligations. Perhaps the biggest risk associated with payday loans is the high-interest rates and fees that come with them. These rates can vary, but in Texas, the fees are capped at 10% of the loan amount, and interest rates can be as high as 75% of the loan principal. Owing to the high fees and interest, many borrowers find themselves trapped in a debt cycle, taking out new loans to pay off old ones.

In addition to the high fees and interest rates, payday loans can also negatively impact the borrower’s credit score. If the borrower is not able to repay their loan on time, the lender may report the delinquency to the credit bureaus, which can hurt the borrower’s credit score and make it difficult to obtain credit in the future.

Interesting Facts or Statistics about Payday Loans in Apple Springs, Texas

  • In Texas, the average payday loan amount is $470
  • Residents of Apple Springs, Texas, have reported difficulty paying off payday loans due to the high-interest rates and fees
  • A recent study found that payday loans in Texas often lead to a debt cycle, with borrowers taking out new loans to pay off old ones due to the high fees and interest rates.

Apply Now with TheGuaranteedLoans

If you are in need of quick financial assistance and are considering a payday loan, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and our goal is to help you find lenders that fit your specific needs and financial situation. By filling out an online application on our website, you can quickly and easily get started on obtaining the funds you need, without the hassle of visiting multiple lenders in person. Let TheGuaranteedLoans help you find the payday loan that is right for you today.

F.A.Q.

Are payday loans legal in Apple Springs, Texas?

Yes, payday loans are legal in Apple Springs, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.

What is the maximum amount I can borrow through a payday loan in Apple Springs, Texas?

The maximum amount that can be borrowed through a payday loan in Apple Springs, Texas is $1,000.