Payday Loans in Aquilla, Texas

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No payday loan companies in Aquilla, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
MCBank 1017 Parker St, Goldthwaite, TX 76844 +1 (325) 648 - 2216
Z Cash 1984 Cypress Creek Pkwy, Houston, TX 77090 +1 (281) 444 - 5255
EZ Money 3208 N Loop 250 W 200, Midland, TX 79707 +1 (432) 689 - 8243
Western Finance 1734 S Jackson St, Jacksonville, TX 75766 +1 (903) 586 - 1201
Texas Car Title & Payday Loan Services, Inc. 1417 N Conway Ave, Mission, TX 78572 +1 (956) 519 - 1055
Noble Finance 1200 TX-100, Port Isabel, TX 78578
Atlas Credit Co., Inc. 311 E Moore Ave, Terrell, TX 75160 +1 (972) 563 - 5830
Check n Go 1280 Interstate 35 S, 200, New Braunfels, TX 78130 +1 (830) 626 - 6323
EZ Money 3820 Fondren Rd, Houston, TX 77063 +1 (832) 242 - 7250
check n go, Check n Go Store Directory 2087 W Oaklawn Rd, Pleasanton, TX 78064 +1 (830) 281 - 4441

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Aquilla, TX, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Allen, TX, Payday Loans in Amarillo, TX, Payday Loans in Arlington, TX, Short-term Loans in Austin, TX, Same Day Loans in Baytown, TX, Payday Loans in Beaumont, TX, Bad Credit Loans in Bedford, TX and Payday Loans in Brownsville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Aquilla, TX.

Payday Loans Available in Aquilla, TX By The Following ZIP Codes:

76622

Are Payday Loans Legal In Aquilla, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Aquilla, TX payday loan calculator

Payday Loans in Aquilla, Texas: Understanding the Basics

Are you facing an unexpected expense or temporary financial shortfall? If you’re located in Aquilla, Texas, you may be considering a payday loan as a solution to your cash needs. Payday loans, also known as cash advances, are a legal way to borrow money in Texas. However, it’s important to understand the basics before you apply.

What is a Payday Loan?

A payday loan is a short-term, high-interest loan that’s meant to be repaid on your next payday. These loans typically range from $100 to $1,000 and are intended to help you cover unexpected expenses or bridge a cash shortfall until your next paycheck.

Payday loans in Texas are governed by state law, which sets limits on the amount you can borrow and the fees a lender can charge. According to the Texas Office of Consumer Credit Commissioner, payday loans can have fees of up to $20 per $100 borrowed.

The Pros and Cons of Payday Loans

There are both advantages and disadvantages to taking out a payday loan in Aquilla, Texas. Here are a few key factors to consider:

Advantages:

  • Quick access to cash: If you’re facing an emergency expense, a payday loan can provide fast access to cash when you need it most.
  • No credit check: Unlike traditional loans, payday lenders don’t typically require a credit check, making them an option for those with less-than-perfect credit.
  • Regulated industry: Payday loans are legal in Texas and are regulated by state law, which means lenders are legally required to disclose fees and other important information before you sign a loan agreement.

Disadvantages:

  • High fees: Payday loans typically carry high fees and interest rates compared to other forms of credit. In Texas, the maximum fee is $20 per $100 borrowed.
  • Short repayment period: Payday loans must be repaid on your next payday, which can be challenging if you’re already facing a financial shortfall.
  • Risk of debt cycle: If you’re unable to repay your payday loan on time, you may be subject to additional fees and interest charges, which can lead to a cycle of debt.

How to Apply for a Payday Loan in Aquilla, Texas

If you’ve decided that a payday loan is right for you, the application process is relatively straightforward:

  • Research lenders: Look for licensed payday lenders in Aquilla or online with a strong reputation for honesty and transparency.
  • Apply online or in person: Most payday lenders offer online applications or brick-and-mortar storefronts where you can apply in person.
  • Provide documentation: You’ll typically need to provide proof of income, identification, and a post-dated check or electronic payment authorization.
  • Receive funds: If you’re approved, you’ll receive the funds within one business day (for online applications) or immediately (for in-person applications).

Interesting Facts and Statistics about Payday Loans in Aquilla, Texas

Did you know that the average payday loan borrower in Texas takes out eight loans per year? According to the Texas Office of Consumer Credit Commissioner, the average loan amount is $470, and the average loan term is 32 days. Additionally, Texas has one of the highest payday loan usage rates in the country.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Aquilla, Texas, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we are not a direct lender, but we can facilitate the loan application process and connect you with trusted lenders who can meet your needs. Apply now to get started!

F.A.Q.

What is the interest rate on payday loans in Aquilla, Texas?

The interest rate on payday loans in Aquilla, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Aquilla, Texas?

To apply for a payday loan in Aquilla, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.