Payday Loans in Art, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Art, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Pinnacle Bank 220 E US 287, Midlothian, TX 76065 +1 (469) 672 - 8100
FirstBank & Trust 1910 Lockwood St, Tahoka, TX 79373 +1 (806) 998 - 5395
Sun Loan Company 808 Main St D, Liberty, TX 77575 +1 (936) 336 - 7611
Action Credit, Laredo 2 502 W Calton Rd Suite 307, Laredo, TX 78040 +1 (956) 568 - 2182
Security Finance 119 E Colonial Pkwy, Devine, TX 78016
Thrivent Financial for Lutherans 403 N Railroad St, Waelder, TX 78959 +1 (210) 960 - 7915
Check n Go 3131 Custer Rd Ste 150, Plano, TX 75075 +1 (972) 673 - 0998
Oportun 112 N University Ave, Lubbock, TX 79415 +1 (806) 604 - 2032
Western Finance 385 Main St, Eagle Pass, TX 78852 +1 (830) 758 - 1977
World Finance 522 Hwy 79 S, Ste C, Henderson, TX 75654 +1 (903) 657 - 1616

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Art, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lancaster, TX, Payday Loans in Laredo, TX, Payday Loan for League City, TX, Payday Loans in Leander, TX, 24-Hour Loan in Lewisville, TX, Payday Loans in Little Elm, TX, Payday Loans in Longview, TX and Payday Loans in Lubbock, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Art, TX.

Are Payday Loans Legal In Art, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Art, TX payday loan calculator

Payday Loans in Art, Texas: All You Need to Know

If you are experiencing a financial crisis and need quick cash, you may want to consider a payday loan. However, it is crucial to know the rules and regulations surrounding payday loans in your state. In Art, Texas, payday loans are legal, but the laws and regulations governing them can be confusing for many borrowers. In this article, we’ll provide a comprehensive guide to payday loans in Art, Texas, including how to qualify, how to apply, fees, and interest rates.

What is a Payday Loan?

A payday loan is a short-term, small-dollar loan that typically comes due on your next payday. Unlike traditional loans, payday loans are usually due in full, including interest and fees, within two to four weeks. To qualify for a payday loan, no collateral or credit check is needed, which makes it a popular option for borrowers with poor credit or no credit history.

How to Qualify for a Payday Loan in Art, Texas

To qualify for a payday loan in Art, Texas, you must meet specific requirements:

  • You must be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income or employment
  • Have an active checking account
  • Provide a valid phone number and email address

How to Apply for a Payday Loan in Art, Texas

You can apply for a payday loan in Art, Texas, online, or at a storefront location. To apply, you’ll need to provide personal and financial information, including your name, address, income, and bank account details. If you apply online, the loan amount will be deposited directly into your bank account if you are approved.

Fees and Interest Rates

In Art, Texas, the maximum loan amount you can borrow is $1,800, and the maximum loan term is 180 days. The finance charge for a payday loan cannot exceed 10% of the loan amount plus a $10 verification fee. Therefore, the maximum annual percentage rate (APR) for a $100 loan for 14 days will be 410%.

The Risks of Payday Loans

While payday loans can be a convenient option for some borrowers, they come with significant risks. These loans have high-interest rates and fees, which can push borrowers into a debt cycle, making it challenging to pay back the loan on time. Failing to repay the loan on time will lead to more fees and interest charges, and it can damage your credit score, making it harder to get approved for future loans or other forms of credit.

Interesting Facts and Statistics About Payday Loans in Art, Texas

  • There are more than 3,600 payday loan storefronts in Texas.
  • According to the Consumer Financial Protection Bureau, the average payday loan borrower took out ten loans per year and spent almost 200 days in debt in a calendar year.
  • In 2018, payday lenders in Texas originated more than 1.8 million loans, worth over $1.4 billion.

Apply Now

If you’re struggling to pay bills or make ends meet, a payday loan may be an option to consider. However, it’s essential to remember that payday loans come with significant risks. If you decide to apply for a payday loan, start by researching lending options available in your area. At TheGuaranteedLoans, we are a connector service, not a direct lender. Our goal is to facilitate your connection with potential lenders from our network. We encourage you to fill out our simple and secure online application today and see if we can match you with a lender willing to provide the cash you need.

F.A.Q.

Can I file a complaint about a payday lender in Art, Texas?

Yes, if you have a complaint about a payday lender in Art, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.

Are there any restrictions on the number of payday loans I can take out in Art, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.