Payday Loans in Barksdale, Texas

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No payday loan companies in Barksdale, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Domino Federal Credit Union 101 E Kildare Rd, Linden, TX 75563 +1 (903) 756 - 3901
Sun Loan Company 4023 US-83 106, Rio Grande City, TX 78582 +1 (956) 487 - 8896
Cash Store 1023 N University Dr Ste 5, Nacogdoches, TX 75961 +1 (936) 715 - 0441
CashStand Payday 10024 Homestead Rd, Houston, TX 77016 +1 (800) 944 - 9820
Cash & Go 10408 Zac Lentz Pkwy, Victoria, TX 77904 +1 (361) 570 - 5600
Maverick Finance 220 E Main St Space B, Fabens, TX 79838 +1 (915) 764 - 0541
First National Bank 729 W 7th Ave, Spearman, TX 79081 +1 (806) 659 - 5544
New Braunfels Finance 532 Comal Ave, New Braunfels, TX 78130 +1 (830) 625 - 1391
Quick Loans America 15305 Dallas Pkwy Suite 1200, Addison, TX 75001 +1 (855) 649 - 5085
ACE Cash Express 130 N Hwy 77 ste a, Waxahachie, TX 75165 +1 (972) 938 - 3633

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Barksdale, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Pflugerville, TX, Same Day Loans in Pharr, TX, Payday Loans in Plano, TX, Payday Loans in Port Arthur, TX, Guaranteed Loans in Richardson, TX, Payday Loan for Rockwall, TX, Guaranteed Loans in Rosenberg, TX and Quick Loan in Round Rock, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Barksdale, TX.

Are Payday Loans Legal In Barksdale, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Barksdale, TX payday loan calculator

Payday Loans in Barksdale, Texas: An Overview

When unexpected expenses arise between paydays, it can be challenging to make ends meet. This is where payday loans come in. While they have a reputation for high-interest rates and short repayment terms, they can be a valuable resource when used responsibly. In Barksdale, Texas, payday loans are legal and regulated by state law. Here’s what you need to know:

What Are Payday Loans?

A payday loan is a short-term loan that is typically due on your next payday. They are designed to help individuals bridge the gap between paychecks and cover unexpected expenses. In Texas, payday loans can range from $100 up to $1,500, and the maximum term is 180 days.

How Do I Qualify for a Payday Loan in Barksdale?

To qualify for a payday loan in Barksdale, you must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income
  • Have an active checking account
  • Provide proof of residency

It’s important to note that credit history is not typically a factor when applying for a payday loan. Instead, lenders will look at your income and employment status to determine your eligibility.

What Are the Fees and Interest Rates for Payday Loans in Barksdale?

In Texas, payday lenders can charge up to 10% of the loan amount in fees and up to 48% APR. These rates are higher than traditional loans but are designed to reflect the risk that lenders take on by offering short-term loans without requiring collateral.

What Happens If I Can’t Repay My Payday Loan?

If you are unable to repay your payday loan on the due date, the lender may charge additional fees or interest. It’s important to communicate with your lender as soon as possible if you think you will miss a payment. While Texas law does not allow for rollovers or renewals of payday loans, lenders may offer an extended payment plan.

Interesting Facts and Statistics about Payday Loans in Barksdale, Texas

  • According to the Texas Office of Consumer Credit, in 2020, there were over 2 million payday loans issued in Texas, totaling over $2.4 billion.
  • The average payday loan in Texas is $470, with an average APR of 662%.
  • Over one-third of payday loan borrowers in Texas default on their loans.
  • Texas has the highest usage rate of payday loans in the United States.

Apply Now for a Payday Loan in Barksdale, Texas

If you find yourself in need of a payday loan in Barksdale, TheGuaranteedLoans can help. We are a connector service that can match you with a potential lender based on the information you provide in our online application. Simply fill out our application and wait for lenders to review your information. If matched with a lender, they will provide you with a loan offer and information on fees and repayment terms.

Remember, while payday loans can be a valuable resource, they should only be used for short-term financial needs and repaid on time to avoid additional fees and interest. Borrow responsibly and only what you can afford to repay.

F.A.Q.

Is it possible to get a payday loan in Barksdale, Texas with bad credit?

Yes, it is possible to get a payday loan in Barksdale, Texas with bad credit. Most payday lenders do not require a credit check, so your credit score will not affect your eligibility for a loan. However, you may still be required to provide proof of income and other information to qualify for a payday loan.

How do I apply for a payday loan in Barksdale, Texas?

To apply for a payday loan in Barksdale, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.