Payday Loans in Barry, Texas

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No payday loan companies in Barry, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Capital Farm Credit 206 S High St, San Saba, TX 76877 +1 (325) 372 - 5151
World Acceptance 502 N Greer Blvd, Pittsburg, TX 75686
First Convenience Bank 407 E, TX-114, Levelland, TX 79336 +1 (800) 903 - 7490
B & W Finance Co. 800 E 2nd St STE 1, Rio Grande City, TX 78582 +1 (956) 487 - 8833
AFC Automotive Finance Corp. 1836 Midway Rd, Lewisville, TX 75056 +1 (469) 892 - 3491
World Finance 1916 N U.S. Hwy 281, Marble Falls, TX 78654 +1 (830) 798 - 8030
First Cash Advance 21345 I-45, Spring, TX 77386 +1 (713) 268 - 9373
GECU Drive Thru 1245 Airway Blvd, El Paso, TX 79925 +1 (915) 778 - 9221
World Finance Corporation 1121 S Magnolia St, Woodville, TX 75979
Spirit of Texas Bank 100 E Central Ave, Comanche, TX 76442 +1 (325) 356 - 2577

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Barry, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southlake, TX, Payday Loans in Spring, TX, Payday Loans in Sugar Land, TX, Short-term Loans in Temple, TX, Payday Loans in Texarkana, TX, Payday Loans in Texas City, TX, Same Day Loans in The Colony, TX and Short-term Loans in Tyler, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Barry, TX.

Payday Loans Available in Barry, TX By The Following ZIP Codes:

75102

Are Payday Loans Legal In Barry, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Barry, TX payday loan calculator

Understanding Payday Loans in Barry, Texas

If you’re looking for a quick solution to your financial woes, payday loans may seem like a good idea. In Texas, payday loans are legal, which means that the state government has established a set of rules and regulations to govern them. Barry, Texas, is no exception when it comes to payday loans and cash advances.

Payday loans are a type of short-term loan that is designed to be paid back within a few weeks. They are typically small amounts of money that are borrowed to help people cover unexpected expenses or bridge the gap between paychecks. These loans are also known as cash advances, payroll advances, and payday advances.

How Do Payday Loans Work?

Payday loans are straightforward to understand. The borrower writes a postdated check for the amount they wish to borrow, plus interest and fees. On the due date, the lender cashes the check, and the loan is repaid. If the borrower is unable to pay the loan on the due date, they may choose to extend the loan by paying additional fees.

Benefits and Risks

Payday loans offer several benefits over traditional loans. The primary advantage is that they are easy to obtain, with many lenders offering quick approval within minutes. They are also available to borrowers with less than perfect credit and do not require collateral.

However, payday loans also come with risks that borrowers should be aware of. The most notable risk is the high interest rates and fees associated with the loans. These fees can quickly add up and make the cost of the loan much higher than anticipated.

Payday Loan Regulations in Barry, Texas

Texas has implemented laws governing payday loans to protect borrowers from high fees and interest rates. In Barry, Texas, payday lenders must comply with the following regulations:

  • Maximum loan amount: 20% of the borrower’s gross monthly income
  • Loan term: up to 180 days
  • Maximum interest rate: 10% of the loan amount
  • Maximum fees: $10 per $100 borrowed

Interesting Facts and Statistics

Did you know that the average borrower takes out eight payday loans per year and spends an average of $520 on interest and fees per loan? Additionally, Texas has one of the highest average payday loan interest rates in the country, at 410%.

Apply Now for a Payday Loan

At TheGuaranteedLoans, we are here to help you connect with potential lenders who can offer you a payday loan that meets your needs. By filling out our online application, you can quickly and easily receive loan offers from lenders in your area.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connecting service. We work with a vast network of lenders to help you find the right loan for your situation. Plus, our application process is simple, secure, and confidential.

Apply now to get started and explore your payday loan options in Barry, Texas.

F.A.Q.

How much can I borrow with a payday loan in Barry, Texas?

The maximum amount that can be borrowed with a payday loan in Barry, Texas is $500. However, lenders may not lend more than 20% of the borrower's gross monthly income or 25% of their net income.

What are the fees and interest rates associated with payday loans in Barry, Texas?

Payday loans in Barry, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.