Payday Loans in Beasley, Texas

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No payday loan companies in Beasley, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Atlas Credit Co., Inc. 2210 W Grande Blvd, Tyler, TX 75703 +1 (903) 593 - 6195
Austin Finance Company 2006 U.S. Hwy 190, Livingston, TX 77351 +1 (936) 337 - 4429
Lewfin America, LLC 4109 S Western St, Amarillo, TX 79109 +1 (806) 353 - 7661
American Momentum Bank 505 N Main St, Seminole, TX 79360 +1 (432) 758 - 9595
MoneyGram inside ADVANCE AMERICA - 261 Sawdust Rd, Spring, TX 77380 +1 (281) 419 - 3226
Texas Car Title & Payday Loan Services, Inc. 1704 S Gregg St, Big Spring, TX 79720 +1 (432) 263 - 2220
Austin County Finance 538 W Main St, Bellville, TX 77418
Sun Loan Company 2401 W Waco Dr Ste B, Waco, TX 76707 +1 (254) 753 - 0033
First Convenience Bank 925 10th St, Floresville, TX 78114 +1 (800) 903 - 7490
Sun Loan Company 1001 College Ave Ste C, Levelland, TX 79336 +1 (806) 894 - 3578

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Beasley, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mansfield, TX, Payday Loans in McAllen, TX, Payday Loans in McKinney, TX, Bad Credit Loans in Mesquite, TX, Payday Loan Without a Credit Check in Midland, TX, Payday Loan for Mission, TX, Payday Loans in Missouri City, TX and Payday Loans in Nacogdoches, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beasley, TX.

Payday Loans Available in Beasley, TX By The Following ZIP Codes:

77417

Are Payday Loans Legal In Beasley, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Beasley, TX payday loan calculator

Payday Loans in Beasley, Texas: What You Need to Know

In today’s financial climate, many people live paycheck to paycheck, and unexpected expenses often arise. Payday loans can provide a short-term solution to this problem. If you find yourself in need of cash in Beasley, Texas, you might want to consider a payday loan.

What are Payday Loans?

Payday loans are small, short-term loans that are designed to be repaid with the borrower’s next paycheck. These loans are typically for less than $500 and have high-interest rates. In Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner.

A payday loan may be a good option if you have a sudden and unexpected expense, such as a medical bill or car repair, that you can’t afford to pay with your current income. It’s essential to remember that payday loans are not a long-term financial solution and can lead to a cycle of debt if you’re not careful.

How Do Payday Loans Work?

To get a payday loan in Beasley, Texas, you’ll need to provide your lender with your proof of income, such as a pay stub, and a post-dated check or authorization for an electronic funds transfer. The loan amount, plus fees and interest, will typically be due on your next payday.

It’s important to note that Texas law allows lenders to charge up to 10% of the loan amount as a fee, plus interest rates of up to 48%. This means that if you borrow $100, you could pay up to $158 in fees and interest. Make sure to read and understand your loan agreement carefully before signing.

What Are the Pros and Cons of Payday Loans?

Payday loans can provide quick access to cash when you’re in a bind. They don’t require a credit check, and the application process is often relatively simple and fast. However, payday loans also have significant drawbacks.

The high fees and interest rates associated with payday loans can quickly add up, making it challenging to repay the loan on time. This can lead to a cycle of debt, where you’re continually borrowing money to pay off previous loans. Payday loans can also damage your credit score if you don’t repay them on time.

Interesting Facts and Statistics About Payday Loans in Beasley, Texas

  • The average payday loan amount in Texas is $470.
  • 60% of payday loan borrowers in Texas roll over their loans at least once.
  • The average payday loan in Texas carries an APR of 454%.
  • Payday lenders in Texas made more than $1.8 billion in loans in 2019.

Applying for a Payday Loan on TheGuaranteedLoans

TheGuaranteedLoans is a connector service that helps connect borrowers with potential lenders. If you’re looking for a payday loan in Beasley, Texas, you can fill out an application on our website and see what lenders may be available to you. Remember, we’re not a direct lender, and we don’t make credit decisions.

In conclusion, payday loans can be a useful tool if you’re in a financial bind and need quick access to cash. However, it’s essential to remember that these loans come with high fees and interest rates and can quickly lead to a cycle of debt. Make sure to read and understand your loan agreement before signing and consider all of your options before taking out a payday loan.

If you’re ready to apply for a payday loan in Beasley, Texas, visit TheGuaranteedLoans and fill out an application. We’ll help connect you with potential lenders and get you the cash you need.

F.A.Q.

Can I renew or extend my payday loan in Beasley, Texas?

Yes, you may be able to renew or extend your payday loan in Beasley, Texas if you are unable to make the full repayment on the due date. However, this may result in additional fees and interest charges, and should be avoided if possible.

What happens if I am unable to repay my payday loan in Beasley, Texas?

If you are unable to repay your payday loan in Beasley, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.