Payday Loans in Beaumont, Texas

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Payday Loan Companies in Beaumont, TX

Company nameAddressZip codePhone number
ACE Cash Express 4130 E Lucas Dr ste a 77708 +1 (409) 898 - 1668
Advance America 3829 Phelan Blvd 77707 +1 (409) 832 - 4314
Beaumont Fast Cash 2910 College St 77701 +1 (409) 833 - 6944
Check n Go 3965 Phelan Blvd Ste 103 77707 +1 (409) 833 - 8873
Covington Credit 3831 Phelan Blvd 77707 +1 (409) 200 - 2905
Credit Central 3821 Stagg Dr 77701 +1 (409) 730 - 7440
First Cash Advance 3790 College St 77701 +1 (409) 833 - 1865
Homestead Mortgage 8155 Gladys Ave 77706 +1 (409) 861 - 2200
Loanstar Title Loans 3695 College St 77701 +1 (409) 212 - 1790
Payday Advance 860 S 11th St 77701 +1 (409) 832 - 2274
Regional Finance 6240 Phelan Blvd 77706 +1 (409) 866 - 1931
Security Finance 3141 College St Suite A4 77701 +1 (409) 838 - 6447
Speedy Cash 860 S 11th St 77701 +1 (409) 832 - 2274
Sun Loan Company 49 N 11th St 77702 +1 (409) 832 - 8243
Sunbelt Credit 380 Fannin St 77701 +1 (409) 833 - 6655
Sunset Finance Company 111 N 11th St 77702 +1 (409) 835 - 3966
Texas Car Title & Payday Loan Services, Inc. 3810 College St 77701 +1 (409) 835 - 8861
Texas First Bank 16831 TX-124 77705 +1 (409) 794 - 3101
Texas TitlePro 65 N 11th St b 77702 +1 (409) 838 - 9111
TitleMax Title Loans 3680A College St 77701 +1 (409) 835 - 0544
Toledo Finance Corporation 27 N 11th St 77702 +1 (409) 832 - 6800
Triangle Loan 5925 Phelan Blvd G 77701 +1 (409) 861 - 4130
United Check Cashing 3974 Eastex Fwy 77703 +1 (409) 895 - 0003
Western Finance 75 N 11th St 77702 +1 (409) 833 - 5956
World Finance 499 Pearl St 77701 +1 (409) 833 - 6411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Beaumont, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Bedford, TX, Payday Loans in Brownsville, TX, Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Payday Loan for Carrollton, TX, Payday Loans in Cedar Hill, TX, Online Loans in Cedar Park, TX and Payday Loans in Channelview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Beaumont, TX.

Payday Loans Available in Beaumont, TX By The Following ZIP Codes:

77704, 77726, 77702, 77701, 77703, 77705, 77725, 77713, 77720, 77708, 77707, 77706, 77710

Are Payday Loans Legal In Beaumont, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Beaumont, TX payday loan calculator

Introduction to Payday Loans in Beaumont, Texas

Are you in need of extra funds? Payday loans in Beaumont, TX are an accessible way to borrow money fast. In Texas, payday loans are a legal form of debt and can provide a helpful safety net to those who meet the requirements. If you’ve been considering taking out a payday loan but aren’t sure what it entails, read on. This guide will provide an overview of the borrowing process, eligibility requirements, and repayment terms.

What is a Payday Loan?

A payday loan is a small loan, typically between $100 and $1,000, that is usually due on your next payday. Due to the short repayment period, payday loans have higher interest rates than traditional loans.

In Beaumont, the borrower is responsible for returning the loan within 14 days. The borrower can secure an extension for the loan, but must pay a renewal fee. It’s important to note that payday loan extension fees can quickly add up, so borrowers should be very careful when deciding whether or not to extend their loan.

Who is Eligible for a Payday Loan in Beaumont, TX?

Payday loans have different eligibility standards, depending on the lender. Generally, applicants must:

  • Be at least 18 years old.
  • Provide proof of income.
  • Be a Beaumont resident.
  • Have an active bank account.
  • Provide a valid photo ID.

Payday Loan Repayment Terms in Beaumont, TX

Because payday loans have a higher interest rate and shorter repayment window than traditional loans, it’s important to read the fine print before committing to one. When taking out a payday loan in Beaumont, the following information should be included in the contract:

  • The loan amount.
  • The APR (annual percentage rate).
  • The fees associated with the loan.
  • The repayment terms.
  • The due date.

Benefits of Payday Loans in Beaumont, TX

Payday loans can be beneficial for those who are looking for short-term loans with fast approval and no credit check. Payday loans can be a great option for those who need extra funds quickly, as the borrower will typically be able to obtain the money within one business day.

Payday loans are also beneficial because they are usually easy to qualify for, even for those with bad credit. Additionally, payday loans in Beaumont don’t require collateral, so you don’t have to put up assets like your valuables or your home as security.

Risks of Payday Loans in Beaumont, TX

Although payday loans may seem like an attractive option, they come with a number of risks. Payday loans typically have higher interest rates than traditional loans, so borrowers should thoroughly research their options before taking out one.

It’s also important to note that payday loans typically have a shorter repayment period, which may make it difficult for some borrowers to pay off their loan on time. If a borrower is unable to make their repayment, they may be charged additional fees or their loan may be sold to a debt collection agency.

Additionally, borrowers should be aware of the potential for the loan to spiral out of control. When borrowers extend or renew their payday loan, they are charged a fee, which can make it difficult to pay off the loan. If a borrower continually extends or renews their loan, they may be unable to pay back the full amount, leading to more debt and a damaged credit score.

Apply Now

If you’re looking to take out a payday loan in Beaumont, TX, TheGuaranteedLoans can help. We are not a lender, but we can help you connect with one. Simply fill out our application form and we’ll connect you with a lender that can help you get the funds you need.

Frequently Asked Questions

Do I need good credit to take out a payday loan in Beaumont?

No, you don’t need good credit to take out a payday loan in Beaumont. Payday lenders don’t usually perform a credit check, so even those with bad credit may be able to take out a loan.

How long does the application process take?

The application process typically takes just a few minutes. Once your application is approved, the funds can typically be in your bank account within one business day.

Are there any restrictions on how I can use the funds?

No, you can use the funds for whatever you need. Most people use payday loans to cover emergency expenses, but you can use your loan for any purpose.

More F.A.Q.

What are the rights and responsibilities of payday loan borrowers in Beaumont, Texas?

As a payday loan borrower in Beaumont, Texas, you have the right to cancel the loan within 24 hours without any penalty. You also have the right to repay the loan early without any additional fees. Additionally, you are responsible for repaying the loan on time, as well as any associated fees and interest charges. If you are unable to repay the loan, you should contact the lender to discuss your options.

Are there any restrictions on how payday loans can be used in Beaumont, Texas?

Under Texas law, payday loans must be used for "credit purposes." This means that the loan must be used for a specific purpose, such as to pay for medical expenses or to cover the cost of car repairs. Payday loans cannot be used for general expenses, such as groceries or rent.

How Many Cash Advance Companies are in Beaumont, TX?

With the help of our service, you will be able to find 25 cash advance companies in Beaumont, TX

What Cash Advance Companies in Beaumont, TX are the most popular?

You should check ACE Cash Express, Advance America, and Beaumont Fast Cash. Also, you can start your application online on our website.