Payday Loans in Bynum, Texas

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No payday loan companies in Bynum, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Austin Bank 108 E Broadway, Big Sandy, TX 75755 +1 (903) 636 - 4344
Justice Finance Co. 2223 S Buckner Blvd 205, Dallas, TX 75227 +1 (214) 398 - 0625
ACE Cash Express 2202 N Chadbourne St, San Angelo, TX 76903 +1 (325) 657 - 0610
Hockley County School Empl Cu 504 Clubview Dr, Levelland, TX 79336 +1 (806) 894 - 6204
Longhorn Auto Finance 1980 Post Oak Blvd 1500, Houston, TX 77056 +1 (713) 936 - 2488
ACE Cash Express 2004 N Saint Marys Street, Beeville, TX 78102
Texas Car Title & Payday Loan Services, Inc. 11980 Socorro Rd C, San Elizario, TX 79849
Commerce Finance of Converse 8021 FM78 Suite 119, Converse, TX 78109 +1 (210) 599 - 8902
Texan Credit Corporation 717 Houston St, Levelland, TX 79336 +1 (806) 897 - 0280
First National Bank Of Shiner 1622 E Sarah DeWitt Dr, Gonzales, TX 78629

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bynum, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Edinburg, TX, Emergency Loan in El Paso, TX, Payday Loans in Euless, TX, Same Day Loans in Farmers Branch, TX, Payday Loan Companies in Flower Mound, TX, Payday Loans in Fort Worth, TX, Payday Loans in Friendswood, TX and Payday Loans in Frisco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bynum, TX.

Payday Loans Available in Bynum, TX By The Following ZIP Codes:

76631

Are Payday Loans Legal In Bynum, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Bynum, TX payday loan calculator

Understanding Payday Loans in Bynum, Texas

When you find yourself in a tight financial situation, sometimes you need a quick fix to keep the lights on, pay rent, or put food on the table. This is where payday loans come in. In Bynum, Texas, payday loans are legal and can be a useful tool for those who need assistance with their short-term financial needs.

What Are Payday Loans?

Payday loans are a type of short-term loan that typically have high interest rates and fees. These loans usually cover small amounts of money, anywhere from $100 to $1,000, and are usually due back within two weeks to a month.

The Payday Lending Process

The payday lending process can be quick and straightforward. After completing an application and submitting the necessary paperwork, the borrower can receive the loan amount in as little as 24 hours. Some lenders require a post-dated check or automatic withdrawal from a checking account as collateral.

Benefits of Payday Loans

Payday loans can provide immediate financial relief for those who need it most. They are usually available to those with poor credit or no credit, making them a more accessible option than traditional bank loans. Additionally, payday loans can be a helpful tool for those who need to cover unexpected expenses or emergencies.

Drawbacks of Payday Loans

While payday loans can provide immediate relief, they also come with drawbacks. High-interest rates and fees can quickly add up, making it difficult to pay back the loan on time. This can lead to a never-ending cycle of borrowing and debt, which can have a serious impact on a person’s financial health.

Payday Loans in Bynum, Texas

In Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner. Lenders are required to be licensed and must follow certain rules and regulations to ensure that borrowers are protected.

Interesting Facts and Statistics about Payday Loans in Bynum, Texas

  • According to a study by the Center for Public Policy Priorities, the average payday loan borrower in Texas takes out eight loans per year
  • The maximum loan amount in Texas is $1,800, or 35% of a borrower’s monthly income, whichever is less
  • As of 2019, there were 2,020 licensed payday lenders in Texas
  • According to the Consumer Financial Protection Bureau, the average payday loan borrower pays back $520 in fees to borrow $375

Apply Now

If you’re in need of a payday loan in Bynum, Texas, TheGuaranteedLoans can help. We are a connector service that can help connect you with potential lenders. Simply fill out our online application form, and we’ll get to work finding a lender that meets your needs.

Please note that TheGuaranteedLoans is not a direct lender and does not make any decisions regarding loan approvals or denials. We are simply a service that can help connect you with potential lenders.

Conclusion

Payday loans can be a helpful tool for those who need immediate financial assistance. However, they also come with drawbacks that should be carefully considered before taking out a loan. If you’re in need of a payday loan, be sure to understand the terms and conditions before signing any paperwork. If you’re unsure, seek advice from a financial professional.

F.A.Q.

How do I apply for a payday loan in Bynum, Texas?

To apply for a payday loan in Bynum, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Bynum, Texas?

There are several alternatives to payday loans in Bynum, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.