Payday Loans in Chilton, Texas

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No payday loan companies in Chilton, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Economy Loan Co 1104 N 9th St, Carrizo Springs, TX 78834 +1 (830) 876 - 3132
World Finance 2637 S Cooper St, Arlington, TX 76015 +1 (817) 419 - 3645
Members Choice of Central Tx 212 Virginia Ave, Marlin, TX 76661 +1 (254) 883 - 3742
Mariner Finance 1850 State Hwy. 46 W, Ste. 103, New Braunfels, TX 78132 +1 (830) 387 - 2580
Stepstone Credit 830 S Fort Hood St, Killeen, TX 76541 +1 (254) 213 - 0263
Covington Credit 405 N McDonald St Suite C, McKinney, TX 75069 +1 (972) 529 - 6888
Oportun 238 SW Military Dr, San Antonio, TX 78221 +1 (210) 714 - 1957
Toledo Finance Corp 708 N Nolan River Rd, Cleburne, TX 76033 +1 (817) 556 - 9933
Wells Fargo Bank 527 E Commerce St, Fairfield, TX 75840 +1 (903) 389 - 4171
First State Finance 300 Madole St, Athens, TX 75751 +1 (903) 677 - 3000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chilton, TX, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Flower Mound, TX, Payday Loans in Fort Worth, TX, Payday Loan Companies in Friendswood, TX, Payday Loan Without a Credit Check in Frisco, TX, Payday Loans in Galveston, TX, Payday Loans in Garland, TX, Online Loans in Georgetown, TX and Payday Loans in Grand Prairie, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chilton, TX.

Payday Loans Available in Chilton, TX By The Following ZIP Codes:

76632

Are Payday Loans Legal In Chilton, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Chilton, TX payday loan calculator

Payday Loans in Chilton, Texas: Everything You Need to Know

Payday loans are an option for people who find themselves short of money before their next payday. These loans are not for everyone, but they can be useful in certain situations. If you’re in Chilton, Texas, this guide will help you understand everything about payday loans in your area.

What Are Payday Loans, and How Do They Work?

A payday loan is a short-term loan that’s meant to be repaid within a few weeks or less. Most payday loans don’t require a credit check, but they typically have high-interest rates and fees. The amount that you can borrow with a payday loan is usually small, and it’s based on your income level and other factors.

To get a payday loan in Chilton, Texas, you’ll need to fill out an application with a lender. If you’re approved, you’ll receive the money in your bank account within one business day. When your next payday comes around, the lender will automatically withdraw the amount of the loan plus any fees and interest from your bank account.

Are Payday Loans Legal in Texas?

Payday loans are legal in Texas, but there are certain laws that lenders must follow. For example, the maximum amount that you can borrow with a payday loan is $1,800. Additionally, lenders cannot charge more than 10% interest on the loan. Texas also has a cooling-off period of at least one day between when you pay off one loan and take out another one.

What Are the Pros and Cons of Payday Loans?

Payday loans can be helpful in certain situations, but they come with both pros and cons.

Pros:

  • You can get the money you need quickly.
  • You don’t need a good credit score to be approved for a loan.
  • You can use the loan for any purpose.

Cons:

  • Payday loans have high-interest rates and fees, making them an expensive option.
  • If you’re unable to repay the loan on time, you may end up in a cycle of debt.
  • You may be tempted to take out multiple loans, which can make your financial situation worse.

Interesting Facts and Statistics about Payday Loans in Chilton, Texas

According to a study conducted by the Texas Office of Consumer Credit Commissioner, in 2020, there were over 3 million payday loans made in Texas. The study also found that the average loan amount was $462, and the average annual percentage rate (APR) was 417%. In Chilton, Texas, there are several payday lenders operating in the area, which indicates that there is an ongoing demand for these types of loans.

Apply Now

If you’re considering a payday loan, TheGuaranteedLoans can help you connect with potential lenders in Chilton, Texas. We are a connector service, not a direct lender, so we work to find you the best possible loan for your needs. Our online application process is fast and easy, and you can receive an answer in minutes. Apply now to get started!

In conclusion, payday loans can be an option if you find yourself in a financial bind, but it’s important to understand the risks and costs involved. Be sure to read all of the terms and conditions before accepting a loan, and only borrow what you can repay on time. If you have any questions, TheGuaranteedLoans is here to help.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Chilton, Texas?

The maximum amount that can be borrowed through a payday loan in Chilton, Texas is $1,000.

What is the interest rate on payday loans in Chilton, Texas?

The interest rate on payday loans in Chilton, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.