Payday Loans in Christoval, Texas

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No payday loan companies in Christoval, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Falls City National Bank 100 W Front St, Falls City, TX 78113 +1 (830) 254 - 3573
City Finance 208 E Jefferson St, Gilmer, TX 75644
Advance America 6703 Bandera Rd, Leon Valley, TX 78238 +1 (210) 522 - 0178
Western Finance 1612 W Oaklawn Rd # B, Pleasanton, TX 78064
Royal Management Corporation - RBS computers 25331 Frontage Rd 101, San Antonio, TX 78257 +1 (210) 698 - 0448
Zapata National Bank 706 Hidalgo Blvd, Zapata, TX 78076 +1 (956) 765 - 4302
Texan Credit Corporation 5015 University Ave Space A-1, Lubbock, TX 79413 +1 (806) 788 - 0880
Gold Star Finance Inc 2309 N Alexander Dr, Baytown, TX 77520 +1 (832) 556 - 0231
PLS Check Cashing Store 6868 Spencer Hwy 101, Pasadena, TX 77505 +1 (281) 998 - 2400
Metro Lending 12418 Donna Dr, Houston, TX 77067 +1 (281) 872 - 7175

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Christoval, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Round Rock, TX, Guaranteed Loans in Rowlett, TX, Payday Loans in San Angelo, TX, Online Loans in San Antonio, TX, Payday Loans in San Juan, TX, Payday Loan for San Marcos, TX, Payday Loans in Schertz, TX and Emergency Loan in Sherman, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Christoval, TX.

Payday Loans Available in Christoval, TX By The Following ZIP Codes:

76935

Are Payday Loans Legal In Christoval, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Christoval, TX payday loan calculator

Understanding Payday Loans in Christoval, Texas

Payday loans are a popular form of credit in Christoval, Texas. These loans are short-term loans that are designed to be repaid on the borrower’s next payday. They are also known as cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans.

How do Payday Loans Work?

Payday loans are easy to obtain. Generally, all a borrower needs is a government-issued ID, proof of income, and a checking account. The loan amount is usually determined by the borrower’s income and ability to repay the loan. Once approved, the borrower writes a check for the total amount due plus fees, which the lender holds until the next payday, when the check is cashed.

The fees for payday loans can be high, with some lenders charging up to $30 per $100 borrowed, which equates to an APR of around 400%. In addition, if the borrower is unable to repay the loan on the due date, the lender may roll over the loan for another fee, which can lead to a cycle of debt and financial problems for the borrower.

Payday Loans in Christoval, Texas

Payday loans are legal in Texas, and many lenders operate in Christoval. However, it is important for borrowers to exercise caution when obtaining a payday loan. They should research lenders carefully, read the terms and conditions of the loan agreement, and ensure that they understand the fees and repayment terms.

In addition, borrowers should only take out payday loans if they are sure that they can repay the loan on the due date. Otherwise, they may end up in a cycle of debt that can be difficult to escape from.

Apply Now

If you need a payday loan in Christoval, Texas, and are looking for a reliable lender, TheGuaranteedLoans can help. We are a connector service that works with a network of trusted lenders to help borrowers find the loans they need.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form. We will review your application and connect you with lenders who may be able to provide you with the funds you need. Remember, we are not a direct lender, and we do not make credit decisions or lend money. We simply facilitate the connection between borrowers and lenders.

Interesting Facts about Payday Loans in Christoval, Texas

  • Payday lending is a $6 billion industry in Texas, with over 3,500 payday lending stores operating in the state.
  • Approximately 1 in 10 Texans have taken out a payday loan.
  • The average APR for a payday loan in Texas is 410%.
  • Most payday borrowers in Texas are low-income individuals who are unable to obtain credit through traditional means.
  • According to a study by the Consumer Financial Protection Bureau, 4 out of 5 payday loans are rolled over or renewed within two weeks.

Conclusion

Payday loans can be a convenient way to obtain quick cash, but they come with high fees and interest rates. Borrowers should exercise caution when obtaining payday loans and ensure that they fully understand the terms and conditions of the loan agreement. If you need a payday loan in Christoval, Texas, TheGuaranteedLoans can help you find the right lender for your needs.

F.A.Q.

How do I compare payday loan options in Christoval, Texas?

When comparing payday loan options in Christoval, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.

Can I file a complaint about a payday lender in Christoval, Texas?

Yes, if you have a complaint about a payday lender in Christoval, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.