Payday Loans in Cookville, Texas

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No payday loan companies in Cookville, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Heritage Land Bank - Palestine Branch 2209 South, TX-256 Loop Suite 200, Palestine, TX 75801 +1 (903) 729 - 4667
World Finance 160 W Expy 83 Ste E, San Benito, TX 78586 +1 (956) 361 - 2568
Thrifty Loans 1710 W Elysian Fields Ave, Marshall, TX 75672 +1 (903) 934 - 9599
Texan Credit Corporation 10755 N Loop Dr Suite H, Socorro, TX 79927 +1 (915) 859 - 3455
First State Bank Central Texas 215 Westmoreland, Mason, TX 76856 +1 (325) 347 - 5347
First National Bank 602 4th St, Sterling City, TX 76951 +1 (325) 378 - 2191
First Financial Bank 117 N Main St, Trent, TX 79561 +1 (325) 862 - 6121
Security Finance 980 N Walnut Creek Dr 112, Mansfield, TX 76063 +1 (817) 473 - 6422
United Heritage Credit Union 5011 W Slaughter Ln, Austin, TX 78749 +1 (512) 435 - 4545
Check n Go 6155 Central City Blvd, Galveston, TX 77551 +1 (409) 740 - 2360

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cookville, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Fort Worth, TX, Payday Loans in Friendswood, TX, Payday Loans in Frisco, TX, Payday Loans in Galveston, TX, Payday Loans in Garland, TX, Payday Loans in Georgetown, TX, Payday Loans in Grand Prairie, TX and Payday Loan Companies in Grapevine, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cookville, TX.

Are Payday Loans Legal In Cookville, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Cookville, TX payday loan calculator

Payday Loans in Cookville, Texas: What You Need to Know

If you find yourself in a financial bind and need quick cash to cover unexpected expenses, a payday loan may be the solution you’re looking for. These loans are designed to offer short-term financial relief to individuals who need it most.

In Cookville, Texas, payday loans are legal and are regulated by the Texas Office of Consumer Credit Commissioner. However, it’s important to understand the terms and conditions of payday loans before agreeing to one. In this article, we’ll take a closer look at payday loans and everything you need to know about them in Cookville, Texas.

What are Payday Loans?

Payday loans are short-term loans designed to provide individuals with quick access to cash when they need it most. Typically, these loans are due in full on your next payday. To get approved for a payday loan, you’ll need to provide proof of income, a valid ID, and a checking account.

While payday loans can be a great way to get quick cash, they should be used with caution. The high APRs associated with these loans can make them difficult to repay and can lead to a cycle of debt for individuals who aren’t able to pay the loan back on time.

How do Payday Loans Work in Cookville, Texas?

In Cookville, Texas, payday loans are legal and are regulated by the Texas Office of Consumer Credit Commissioner. The maximum amount you can borrow is $1,800, and the maximum loan term is 180 days. The APR for a payday loan in Texas can range from 409% to 662%.

To get approved for a payday loan in Cookville, Texas, you’ll need to provide proof of income, a valid ID, and a checking account. The lender will use this information to determine how much you can borrow and what your interest rate will be.

The Pros and Cons of Payday Loans in Cookville, Texas

Like any financial product, payday loans have their pros and cons. Here are some of the pros and cons of payday loans in Cookville, Texas:

Pros:

  • Quick and easy access to cash when you need it most
  • No credit check required
  • Can be a good option for individuals with poor credit

Cons:

  • High APRs can make the loans difficult to repay
  • Can lead to a cycle of debt if not used responsibly
  • Not a long-term financial solution

Interesting Statistics and Facts About Payday Loans in Cookville, Texas

  • In 2019, there were over 2 million payday loans taken out in Texas.
  • The average payday loan in Texas was $427 in 2019.
  • Over 70% of payday loan borrowers in Texas have an annual income of $30,000 or less.

TheGuaranteedLoans: Your Connection to Payday Loan Lenders

If you’re considering a payday loan in Cookville, Texas, TheGuaranteedLoans can help you connect with potential lenders. We’re a connecting service, not a direct lender, and we’ll work to find you the best possible loan based on your needs and qualifications. Visit our website today to fill out an online application and get started.

Conclusion

Payday loans can be a great way to get quick cash when you need it most. However, it’s important to understand the terms and conditions of these loans and to use them responsibly. If you’re considering a payday loan in Cookville, Texas, be sure to explore all of your options and work with a reputable lender to ensure you’re getting the best possible loan for your needs.

At TheGuaranteedLoans, we’re committed to helping you connect with potential payday loan lenders in Cookville, Texas. Visit our website today to learn more about how we can help you get the cash you need, when you need it most.

Apply Now

Ready to find a payday loan lender in Cookville, Texas? Apply now using our simple online application and get connected with potential lenders in minutes. TheGuaranteedLoans is here to help you get the cash you need, when you need it most.

F.A.Q.

Can I take out multiple payday loans in Cookville, Texas at the same time?

No, borrowers are only allowed to have one outstanding payday loan at a time in Cookville, Texas. This is to prevent borrowers from getting trapped in a cycle of debt.

Do I need to have a checking account to take out a payday loan in Cookville, Texas?

Yes, most payday lenders in Cookville, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.