Payday Loans in Cresson, Texas

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No payday loan companies in Cresson, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Amarillo National Bank 301 W 6th St, Borger, TX 79007 +1 (806) 275 - 5000
4U Credit Union 418 N Union St, Whitesboro, TX 76273 +1 (903) 564 - 6301
Lamar Loans LLC 2407 Lamar Ave B, Paris, TX 75460 +1 (903) 785 - 1482
Western Finance 206 W Knox St, Ennis, TX 75119 +1 (972) 875 - 6844
Check 'n Go 1712 East Main Street, Alice, TX 78332
First Presidio Bank 601 Erma Ave, Presidio, TX 79845 +1 (432) 229 - 3724
First Convenience Bank 1501 I-27, Plainview, TX 79072 +1 (800) 903 - 7490
IBERIABANK 1000 Memorial City Mall, Houston, TX 77024 +1 (713) 624 - 7870
Texas Bank 301 N Patrick St, Dublin, TX 76446 +1 (254) 445 - 3356
World Acceptance 4717 Wesley St A, Greenville, TX 75401 +1 (903) 455 - 9669

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cresson, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX, Emergency Loan in Odessa, TX, Payday Loans in Pasadena, TX, Bad Credit Loans in Pearland, TX, Short-term Loans in Pflugerville, TX, Payday Loans in Pharr, TX and Quick Loan in Plano, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cresson, TX.

Payday Loans Available in Cresson, TX By The Following ZIP Codes:

76035

Are Payday Loans Legal In Cresson, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Cresson, TX payday loan calculator

Everything You Need to Know about Payday Loans in Cresson, Texas

Getting a payday loan in Cresson, Texas can be a useful option for those who need quick financial assistance. In Texas, payday loans are legal and regulated by the state to ensure that borrowers are protected from predatory lending practices.

What is a Payday Loan?

A payday loan is a type of short-term loan that is designed to help people cover unexpected expenses or bridge the gap between paychecks. These loans are typically due within a few weeks and are repaid in full, including the fees and interest, when the borrower receives their next paycheck. In Cresson, Texas, lenders can offer up to $1,800 for payday loans.

How Do Payday Loans Work?

To get a payday loan, borrowers need to provide proof of income and identification. The lender will then determine how much they are willing to lend and the terms of the loan, including the interest rate and fees. In Texas, the annual percentage rate (APR) on payday loans can range from 400% to 600%. Once the loan is approved, the borrower will typically receive the funds via direct deposit or as cash within one business day.

What Are the Benefits of Payday Loans?

  • Quick and easy approval process
  • Available to people with poor credit or no credit history
  • Can help bridge the gap between paychecks to cover unexpected expenses
  • Can help avoid costly late fees on bills

What Are the Risks of Payday Loans?

  • High interest rates and fees
  • Can lead to a cycle of debt if not repaid on time
  • Can negatively impact credit score
  • Can lead to harassment from debt collectors if the loan is not repaid

Interesting Facts and Statistics about Payday Loans in Cresson, Texas

  • Cresson, Texas has a population of approximately 1,000 people.
  • In 2019, Texans paid over $1.8 billion in fees and interest on payday loans.
  • The average payday loan in Texas is $500.
  • More than 80% of payday loans in Texas are renewed or rolled over because borrowers can’t afford to repay them on time.
  • Texas law prohibits payday lenders from using threats or harassment to collect on a loan.

Apply Now

If you need financial assistance and are considering a payday loan in Cresson, Texas, TheGuaranteedLoans can help. Apply now and we will connect you with potential lenders who can assist you. Please note that we are a connector service and not a direct lender. We provide a service to connect borrowers with lenders who can help, but we do not make the loan decision or provide the funds.

F.A.Q.

Can I extend my payday loan in Cresson, Texas?

Yes, you may be able to extend your payday loan in Cresson, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.

Are payday loans in Cresson, Texas regulated by the state government?

Yes, payday loans in Cresson, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.