Payday Loans in Cuney, Texas

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No payday loan companies in Cuney, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
NavyArmy Community Credit Union 2442 W Wheeler Ave, Aransas Pass, TX 78336 +1 (800) 622 - 3631
Western Finance 1103 S Magnolia St, Woodville, TX 75979
Austin Telco Federal Credit Union 530 TX-71, Bastrop, TX 78602 +1 (512) 302 - 5555
Speedy Cash 10201 Lake June Rd, Dallas, TX 75217 +1 (972) 329 - 0006
Cash America Pawn 320 N Hewitt Dr, Hewitt, TX 76643 +1 (254) 420 - 2750
Covington Credit 1709 S 77 Sunshine Strip Suite C, Harlingen, TX 78550 +1 (956) 412 - 1661
Texas Plains Federal Credit Union 123 N Maxwell Ave, Tulia, TX 79088 +1 (806) 995 - 2480
Woodforest National Bank 1035 Hickory Creek Blvd, Lake Dallas, TX 75065 +1 (940) 497 - 0336
Barri Booth 3301 Broadway Avenue J ste b, Galveston, TX 77550 +1 (409) 497 - 4735
Sage Capital Bank 1606 Sarah DeWitt Dr, Gonzales, TX 78629 +1 (830) 672 - 8585

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cuney, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Keller, TX, Payday Loans in Killeen, TX, Payday Loan Companies in Kyle, TX, Payday Loan Companies in La Porte, TX, Payday Loans in Lancaster, TX, Payday Loans in Laredo, TX, Payday Loans in League City, TX and Payday Loans in Leander, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cuney, TX.

Payday Loans Available in Cuney, TX By The Following ZIP Codes:

75759

Are Payday Loans Legal In Cuney, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Cuney, TX payday loan calculator

Payday Loans in Cuney, Texas

Payday loans are one of the most popular types of short-term loans in Texas. These loans have helped millions of Texans to cover unexpected expenses that come up between paychecks. If you find yourself in need of quick cash, payday loans might be an option for you. In this article, we will cover everything you need to know about payday loans in Cuney, Texas.

What are Payday Loans?

Payday loans are a type of short-term loan designed for people who need to cover unexpected expenses before their next paycheck. These loans are typically for small amounts of money, usually ranging from $100 to $500. Payday loans are meant to be paid back on the borrower’s next payday, hence the name.

Are Payday Loans Legal in Cuney, Texas?

Yes, payday loans are legal in Cuney, Texas. However, there are certain regulations in place to protect borrowers from predatory lending practices. For example, the maximum amount you can borrow is 20% of your monthly income, and the maximum loan term is 180 days. Additionally, lenders must be licensed by the Office of Consumer Credit Commissioner.

How to Apply for a Payday Loan in Cuney, Texas

Applying for a payday loan in Cuney, Texas is relatively easy. First, you will need to find a lender that is licensed by the Office of Consumer Credit Commissioner. You can search online or ask for recommendations from friends or family members.

Once you have found a lender, you will need to fill out an application. The application will ask for basic information about yourself, such as your name, address, and employment status. You may also need to provide proof of income, such as a recent pay stub.

The lender will then review your application and determine if you are eligible for a loan. If you are approved, you will typically receive the funds within a few business days. Some lenders may offer same-day deposits for an additional fee.

What are the Benefits of a Payday Loan?

  • Quick access to cash when you need it
  • No need for collateral or a credit check
  • Easy application process

What are the Risks of a Payday Loan?

  • High interest rates and fees
  • Short repayment terms
  • Potential for predatory lending practices

Apply Now

If you are in need of a payday loan in Cuney, Texas, TheGuaranteedLoans can help. We are a connector service that helps connect borrowers with potential lenders. Our application process is quick and easy, and we work with a network of reputable lenders.

Remember, payday loans should only be used as a last resort when you need quick cash. If you can, try to explore other options such as borrowing from friends or family, or applying for a traditional personal loan. If you do decide to take out a payday loan, make sure you understand the terms and fees associated with the loan, and only borrow what you can afford to pay back.

Interesting Facts and Statistics

  • In Texas, the average payday loan is $500
  • There are over 3,000 payday lenders operating in Texas
  • In 2019, Texans took out 10 million payday loans, totaling $4 billion in loans

As you can see, payday loans are a popular option for many Texans who need quick cash. However, it’s important to understand the risks associated with these loans and only borrow what you can afford to pay back. If you are considering a payday loan, make sure you do your research and find a reputable lender to work with.

F.A.Q.

What is the interest rate on payday loans in Cuney, Texas?

The interest rate on payday loans in Cuney, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Cuney, Texas?

To apply for a payday loan in Cuney, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.