Payday Loans in D Hanis, Texas

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No payday loan companies in D Hanis, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texas Plains Fed Credit Union 214 S Ayrshire Ave, Crosbyton, TX 79322
Cliff's Check Cashing 26 800 E Ennis Ave ste a, Ennis, TX 75119 +1 (972) 875 - 1501
Regional Finance 3552 Sherwood Way, San Angelo, TX 76901 +1 (325) 276 - 6556
Heritage Land Bank - Palestine Branch 2209 South, TX-256 Loop Suite 200, Palestine, TX 75801 +1 (903) 729 - 4667
JW Woodruff - Raymond James 719 Strong Ave, Ballinger, TX 76821 +1 (325) 365 - 9000
Crossroads Dodge Chrysler Jeep Ram, formerly Liberty Dayton Chrysler Dodge Jeep Ram 320 Highway 146 Bypass, Liberty, TX 77575 +1 (936) 514 - 4771
EZ Loan Services 1805 US-83, Crystal City, TX 78839
Speedy Cash 10884 W Bellfort Blvd, Houston, TX 77099 +1 (281) 575 - 0137
Raymond James 118 Saunders St, Boerne, TX 78006 +1 (830) 249 - 2250
Thrivent Financial for Lutherans 307 N Commerce St, Pettus, TX 78146 +1 (469) 666 - 3687

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in D Hanis, TX, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Rosenberg, TX, Payday Loans in Round Rock, TX, Payday Loans in Rowlett, TX, Payday Loan for San Angelo, TX, Payday Loans in San Antonio, TX, No Credit Check Loans in San Juan, TX, Payday Loan for San Marcos, TX and Online Loans in Schertz, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in D Hanis, TX.

Are Payday Loans Legal In D Hanis, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

D Hanis, TX payday loan calculator

Payday Loans in D Hanis, Texas

Payday loans are a form of short-term borrowing that can help people bridge the gap between paydays. In D Hanis, Texas, payday loans are legal, and many people use them to cover unexpected expenses or emergencies.

While payday loans can be helpful in certain situations, it’s important to understand the risks involved. This article will explore everything you need to know about payday loans in D Hanis, Texas.

How do Payday Loans work?

Payday loans are typically small loans, usually ranging from $100 to $1,000, that are designed to be paid back when you receive your next paycheck. The application process is usually straightforward, and you can often receive the funds within a day or two.

When you take out a payday loan, you’ll typically be required to provide proof of income and a post-dated check or authorization to withdraw the funds from your bank account on the due date. If you’re unable to repay the loan on the due date, you may be charged additional fees and interest.

It’s important to note that payday loans typically come with high interest rates and fees. The APR on a typical payday loan can be as high as 400%, and some lenders may charge even higher rates.

Are Payday Loans Legal in D Hanis, Texas?

Yes, payday loans are legal in Texas, including in D Hanis. However, there are certain regulations in place to protect borrowers.

Under Texas law, the maximum amount you can borrow with a payday loan is 20% of your gross monthly income. Additionally, the loan term cannot exceed 180 days, and lenders are required to provide a written contract that includes all the terms and fees associated with the loan.

It’s important to be aware of these regulations and choose a reputable lender that follows the law.

The Pros and Cons of Payday Loans

Like any type of borrowing, payday loans have both advantages and disadvantages.

Pros:

  • Quick and easy access to funds
  • No collateral required
  • Possible option for those with poor credit or no credit history

Cons:

  • High interest rates and fees
  • Potential for debt traps and cycle of debt
  • May lead to financial instability if not used wisely

Interesting Facts and Statistics

  • In 2019, 1.7 million Texans took out payday loans
  • The average payday loan in Texas is $470
  • 87% of payday loan borrowers in Texas are unable to repay the loan on their next payday
  • The total fees and interest paid on payday loans in Texas in 2019 was over $1 billion

Apply Now

If you need a payday loan in D Hanis, Texas, TheGuaranteedLoans can help. Our service connects you with potential lenders, making it easy to find a loan that fits your needs. Simply fill out our online application form to get started.

Remember, selecting a reputable lender and borrowing responsibly can help you use payday loans to your advantage and avoid the potential pitfalls.

At TheGuaranteedLoans, we’re committed to helping our customers make informed decisions and find the best loan options for their needs. Apply now and see how we can help you.

F.A.Q.

Are there any alternatives to payday loans in D Hanis, Texas?

Yes, there are several alternatives to payday loans in D Hanis, Texas, such as small consumer loans, credit union loans, and installment loans. These options may have lower interest rates and more flexible repayment terms, but it is important to compare the terms and conditions of each option before deciding on a lender.

Can I be charged additional fees for using a payday loan in D Hanis, Texas?

Yes, in addition to the interest charges, payday lenders in D Hanis, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.