Payday Loans in Danevang, Texas

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No payday loan companies in Danevang, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Round Top State Bank 301 N Washington St, Round Top, TX 78954 +1 (979) 249 - 3151
World Finance 4300 Main St Ste 500, The Colony, TX 75056 +1 (214) 469 - 1292
Peoples State Bank 15001 TX-150 W, Coldspring, TX 77331 +1 (936) 653 - 5193
Covington Credit 1941 S Interstate 35 105, San Marcos, TX 78666 +1 (512) 392 - 6182
Continental Credit Corporation 3300 Wilbarger St, Vernon, TX 76384
Star Loans 106 W Gravis St, San Diego, TX 78384 +1 (361) 279 - 8333
Tesoro Loan Co Inc 324 E Main Ave, Robstown, TX 78380 +1 (361) 387 - 9256
B & F Finance 102 N Beaton St, Corsicana, TX 75110 +1 (903) 875 - 2328
Citizens State Bank 117 W 1st St, Groveton, TX 75845 +1 (936) 642 - 1444
Allied Loans 155 Brazosport Blvd N, Clute, TX 77531 +1 (979) 266 - 7100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Danevang, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for La Porte, TX, Payday Loans in Lancaster, TX, Payday Loans in Laredo, TX, Payday Loan for League City, TX, Payday Loans in Leander, TX, Guaranteed Loans in Lewisville, TX, Short-term Loans in Little Elm, TX and Online Loans in Longview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Danevang, TX.

Are Payday Loans Legal In Danevang, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Danevang, TX payday loan calculator

The use of payday loans as a solution to financial challenges is still a popular choice for many consumers. People who live in Danevang, Texas can benefit from this option, given that it is legal in the state. In this article, we will explore what payday loans are, their advantages, disadvantages, and regulations in Danevang, Texas.

What are payday loans?

A payday loan is a type of short-term loan that can help you cover unexpected expenses until your next payday. This type of loan can also be known as a cash advance, paycheck advance, or payday advance. These loans are usually due on your next payday or within two weeks, which makes them ideal for people who need money quickly.

Most payday loans require that borrowers have a steady income, be at least 18 years old, and have a valid checking or savings account. The application process is straightforward and quick, and you can often receive the funds within 24 hours.

Advantages of payday loans

  • Easy application process: Unlike traditional loans, payday loans have a straightforward application process that requires only basic information, and you can complete it online or in-store.
  • Quick access to funds: Payday loans are designed to provide fast access to cash, which makes them ideal for people who need money quickly.
  • No credit check: Payday loan lenders do not usually perform credit checks, which makes them ideal for people with poor credit history or those who cannot qualify for traditional loans.
  • No collateral required: Payday loans are unsecured, which means that you do not need collateral to secure the loan.

Disadvantages of payday loans

  • High interest rates: The interest rates for payday loans are typically higher than those for traditional loans, making them costlier in the long run.
  • Short repayment terms: Payday loans are due on your next payday or within two weeks, which may not give you enough time to repay the loan, causing you to fall into a cycle of debt.
  • Predatory lending practices: Some payday lenders engage in predatory practices, such as charging excessive fees and interest rates, or offering loans to people who cannot repay them.

Regulations in Danevang, Texas

In Texas, payday loans are still legal, with some regulations to protect consumers from predatory lending practices. For example, lenders cannot charge more than 10% of the loan amount in fees. Also, the state has established payment plans for borrowers who can’t repay their loans on time. These measures aim to prevent borrowers from falling into a debt cycle and predatory lending practices.

Interesting facts about payday loans in Danevang, Texas

  • According to the Texas Consumer Finance Association, over 3 million payday loans were issued in Texas in 2020 alone.
  • The average payday loan amount in Texas is $470, and the average loan term is 20 days.
  • In 2017, the Texas legislature passed laws designed to protect consumers who use payday loans. The laws mandate that lenders must be licensed by the state, and they also place limits on the amount of interest and fees that lenders can charge.

Apply Now

If you’re in Danevang, Texas, and you need quick access to cash, TheGuaranteedLoans can help connect you with potential lenders who offer payday loans. Our platform can provide you with the best options to get the funds you need. Fill out our online application, and we will match you with a lender that suits your needs. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

In conclusion, payday loans can be a helpful solution to cover unexpected expenses. They offer quick access to funds without a credit check or collateral. However, they have some disadvantages that can lead to a debt cycle if not used wisely. In Danevang, Texas, payday loans are still legal, with some regulations to protect consumers. We encourage you to make an informed decision and only use payday loans when necessary and can be repaid within the given time.

F.A.Q.

How do I apply for a payday loan in Danevang, Texas?

To apply for a payday loan in Danevang, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Danevang, Texas?

There are several alternatives to payday loans in Danevang, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.