Payday Loans in Dawn, Texas

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No payday loan companies in Dawn, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Community Bank 2701 Padre Blvd, South Padre Island, TX 78597 +1 (956) 761 - 8589
Regional Finance 2550 Broadway St, Pearland, TX 77581 +1 (281) 619 - 8419
Sage Capital Bank 121 S Magnolia Ave, Luling, TX 78648 +1 (830) 875 - 0200
Spirit of Texas Bank 142 N Riedel St, Yorktown, TX 78164 +1 (361) 564 - 2257
World Finance 834 E Grant St Ste B, Roma, TX 78584 +1 (956) 847 - 2528
Sun Loan Company 1719 E Main St Ste 102, Alice, TX 78332 +1 (361) 668 - 0745
Action Credit, San Antonio 2 941 S General McMullen Dr 103, San Antonio, TX 78237 +1 (210) 845 - 1161
First Reverse USA 130 Talavera Pkwy, San Antonio, TX 78232 +1 (210) 477 - 7777
First Financial Bank 95 Trophy Club Dr, Trophy Club, TX 76262 +1 (817) 410 - 2930
Guarantee Loan 2403 West Waco Dr A, Suite A, Waco, TX 76707 +1 (254) 753 - 5368

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dawn, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Pharr, TX, Payday Loans in Plano, TX, Same Day Loans in Port Arthur, TX, Payday Loan Without a Credit Check in Richardson, TX, Payday Loans in Rockwall, TX, Emergency Loan in Rosenberg, TX, No Credit Check Loans in Round Rock, TX and Payday Loans in Rowlett, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dawn, TX.

Are Payday Loans Legal In Dawn, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Dawn, TX payday loan calculator

Payday Loans in Dawn, Texas: Understanding This Type of Short-Term Loan

Payday loans are a type of short-term loan that can provide Texans with quick access to cash. This type of lending can help people who are experiencing a financial emergency and need a small amount of money to make ends meet before their next paycheck arrives.

How Payday Loans Work in Dawn, Texas

In Dawn, Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner (OCCC). These loans are typically due on the borrower’s next payday and are intended to be a short-term solution. The amount that can be borrowed varies, but it is usually limited to a small percentage of the borrower’s income.

When a borrower takes out a payday loan, they will provide the lender with a post-dated check or authorization for an electronic debit on their next payday. If the borrower is unable to pay back the loan on time, they may be subject to high fees and interest rates. The borrower may also be forced to take out additional loans to pay off the original loan, which can lead to a cycle of debt.

The Pros and Cons of Payday Loans in Dawn, Texas

Before taking out a payday loan, it is important to understand the potential benefits and drawbacks. Here are a few key pros and cons:

Pros:

  • Quick access to cash in an emergency
  • No credit check required

A word of caution:

While these benefits may seem enticing, they can often come with strings attached. It is important to carefully read the terms and conditions of any loan before signing on the dotted line. Failure to do so can lead to unpleasant surprises down the road, including high fees and interest rates.

Cons:

  • High interest rates and fees
  • Can lead to a cycle of debt
  • May not be a long-term solution for financial difficulties

Interesting Facts and Statistics About Payday Loans in Dawn, Texas

Did you know that Texas has more payday lending stores than any other state? According to a recent report by the Center for Public Policy Priorities, Texas has over 2,000 payday lending locations, which is more than three times the number of McDonald’s restaurants in the state. Additionally, the report found that the average annual percentage rate (APR) for a payday loan in Texas is a staggering 664%.

Apply Now for a Payday Loan in Dawn, Texas

If you are experiencing a financial emergency in Dawn, Texas, and need a payday loan, TheGuaranteedLoans can help you find a lender who may be able to assist you. Simply fill out our online application, and we will connect you with potential lenders. Please note that TheGuaranteedLoans is a connector service, and we are not a direct lender.

The Bottom Line

Payday loans can be a valuable resource for people who are experiencing a financial emergency. However, it is important to carefully read the terms and conditions of any loan before signing on the dotted line. Additionally, it is essential to have a plan in place to pay back the loan on time to avoid high fees and interest rates. If you are considering taking out a payday loan, be sure to weigh the pros and cons carefully before making a decision.

F.A.Q.

Can I take out multiple payday loans in Dawn, Texas at the same time?

No, borrowers are only allowed to have one outstanding payday loan at a time in Dawn, Texas. This is to prevent borrowers from getting trapped in a cycle of debt.

Do I need to have a checking account to take out a payday loan in Dawn, Texas?

Yes, most payday lenders in Dawn, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.