Payday Loans in Del Valle, Texas

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No payday loan companies in Del Valle, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Loan Express 120 W San Antonio St, San Marcos, TX 78666 +1 (512) 392 - 6637
Western-Shamrock Finance 259 N Sam Houston Blvd, San Benito, TX 78586 +1 (956) 276 - 9850
Action Express Loans 401 S 77 Sunshine Strip B, Harlingen, TX 78550 +1 (956) 230 - 0830
Prosperity Bank - Navasota - Drive Thru Only 109 W Washington Ave, Navasota, TX 77868 +1 (936) 825 - 2274
TitleMax Title Loans 1793 N Zaragoza Rd, El Paso, TX 79936 +1 (915) 245 - 3625
First Texas Bank of Lampasas 501 E 3rd St, Lampasas, TX 76550 +1 (512) 556 - 3691
World Finance 1121 S Magnolia St Ste 900, Woodville, TX 75979 +1 (409) 331 - 9366
Toledo Finance Corporation 344 SW Wilshire Blvd G, Burleson, TX 76028 +1 (682) 250 - 5452
Cash America Pawn 614 S Commercial St, Aransas Pass, TX 78336
Western Finance 412 N Center St, Bonham, TX 75418

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Del Valle, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Garland, TX, Payday Loans in Georgetown, TX, Payday Loans in Grand Prairie, TX, Emergency Loan in Grapevine, TX, Payday Loans in Haltom City, TX, Short-term Loans in Harlingen, TX, Payday Loan for Houston, TX and Payday Loans in Huntsville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Del Valle, TX.

Payday Loans Available in Del Valle, TX By The Following ZIP Codes:

78617

Are Payday Loans Legal In Del Valle, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Del Valle, TX payday loan calculator

Payday Loans in Del Valle, Texas: A Comprehensive Guide

Payday loans are short-term loans that are intended to help individuals pay for unexpected expenses or emergencies. They are typically small amounts and must be repaid within a few weeks or on the borrower’s next payday. Payday loans are legal in the state of Texas, including Del Valle.

How Do Payday Loans Work?

To obtain a payday loan, a borrower must provide identification, proof of income, and a post-dated check or authorization to withdraw funds from their bank account. The lender will review the borrower’s information and determine the amount of the loan and the interest rate.

When the loan is due, the borrower can either repay the loan amount and the interest, or they can roll over the loan for an additional fee. Rolling over the loan can result in increased fees and interest, making it more difficult to pay off the loan.

What Are the Benefits of Payday Loans?

Payday loans can be beneficial for individuals who need immediate funds for unexpected expenses or emergencies. They do not require collateral, making them more accessible to those who do not own property or assets. Additionally, payday loans typically do not require a credit check, making them an option for individuals with poor credit.

However, it is important to note that payday loans come with high interest rates and fees. Borrowers should carefully consider the costs associated with payday loans before applying.

What Are the Risks of Payday Loans?

While payday loans can provide immediate funds, they come with significant risks. Due to their high interest rates and fees, borrowers can quickly find themselves in a cycle of debt. Rolling over the loan can result in increased fees and interest, making it more difficult to pay off the loan.

Additionally, payday lenders can be predatory and may not fully disclose the terms of the loan. Borrowers should carefully read the terms of the loan and understand the costs associated with it before signing.

Finally, payday loans do not provide a long-term solution to financial problems. Borrowers should consider other options, such as budgeting or seeking assistance from a financial counselor, to address their financial needs.

Payday Loans in Del Valle, Texas: Interesting Facts and Statistics

  • According to a study by the Office of Consumer Credit Commissioner, payday loans in Texas have an average interest rate of 662%.
  • In 2019, the Texas Legislature passed a law capping the interest rate on payday loans at 10%.
  • As of 2021, there are over 2,000 licensed payday lenders in Texas.
  • The average payday loan amount in Texas is $470.

Apply Now

If you are in need of immediate funds and are considering a payday loan, TheGuaranteedLoans can help. We are a connector service that works with a network of potential lenders to facilitate your loan application. Note that TheGuaranteedLoans is not a direct lender and cannot guarantee loan approval or terms. However, we will work with you to find potential lenders that may be able to meet your needs. To apply, simply fill out our online application form.

Remember to carefully consider the costs associated with payday loans and to only borrow what you can afford to repay.

Conclusion

Payday loans can provide immediate funds for unexpected expenses or emergencies, but they come with significant risks and high interest rates. Borrowers in Del Valle, Texas should carefully consider the costs associated with payday loans and consider other options, such as budgeting or seeking assistance from a financial counselor.

F.A.Q.

What happens if I am unable to repay my payday loan in Del Valle, Texas?

If you are unable to repay your payday loan in Del Valle, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.

Are there any protections for consumers who take out payday loans in Del Valle, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.