Payday Loans in Dennis, Texas

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No payday loan companies in Dennis, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Norman Hays-Allstate Agent 304 W Bedford St 2508, Dimmitt, TX 79027 +1 (806) 647 - 1140
Western Finance 3101 S Western St Unit 6, Amarillo, TX 79109 +1 (806) 358 - 0505
Westex Federal Credit Union 901 Avenue Q, Lubbock, TX 79401 +1 (806) 765 - 5701
Western Finance 1101 N Cage Blvd, Suite 5 A, Pharr, TX 78577
RBFCU - Boerne 1338 S Main St, Boerne, TX 78006 +1 (210) 945 - 3300
Fairway Independent Mortgage Corporation 108 Wild Basin Road, Suite 250, Office 246, Suite, 250, West Lake Hills, TX 78746 +1 (512) 717 - 3730
City Bank 809 W Dickinson Blvd, Fort Stockton, TX 79735 +1 (432) 336 - 7134
World Finance 403 A N McCoy Blvd, New Boston, TX 75570 +1 (903) 628 - 5627
Jackson Hewitt Tax Service 2610 W Dickinson Blvd, Fort Stockton, TX 79735 +1 (432) 517 - 3205
New Braunfels Finance 532 Comal Ave, New Braunfels, TX 78130 +1 (830) 625 - 1391

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dennis, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in North Richland Hills, TX, Payday Loans in Odessa, TX, Payday Loans in Pasadena, TX, Payday Loans in Pearland, TX, 24-Hour Loan in Pflugerville, TX, 24-Hour Loan in Pharr, TX, Same Day Loans in Plano, TX and Payday Loans in Port Arthur, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dennis, TX.

Are Payday Loans Legal In Dennis, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Dennis, TX payday loan calculator

Payday Loans in Dennis, Texas: A Comprehensive Guide

If you are facing a sudden financial emergency between paychecks, payday loans can be a helpful option. In Dennis, Texas, where payday loans are legal, they are widely available for those who meet the eligibility requirements. Keep reading to learn about the basics of payday loans in Dennis, Texas, as well as how and where to apply.

The Basics of Payday Loans in Dennis, Texas

Payday loans, also known as cash advances or paycheck advances, are short-term loans that can be accessed quickly, without the need for a lengthy application process. These loans are typically due in full on the borrower’s next payday and can range from a few hundred dollars up to $1,500, depending on the lender and the borrower’s income.

Payday loans in Dennis, Texas, are regulated under the Texas Finance Code, which outlines the maximum loan amounts, fees, and other guidelines. According to the code, payday loans cannot exceed 20% of the borrower’s gross monthly income and must be repaid within 180 days.

Eligibility Requirements for Payday Loans in Dennis, Texas

In order to obtain a payday loan in Dennis, Texas, you must meet certain eligibility requirements, which may vary depending on the lender. However, the basic qualifications typically include:

  • Being at least 18 years old
  • Having proof of income, such as a paystub or bank statement
  • Being a U.S. citizen or permanent resident
  • Having a valid checking account
  • Having a valid phone number and email address

The Pros and Cons of Payday Loans in Dennis, Texas

While payday loans may offer a quick fix for unexpected expenses, they come with both advantages and disadvantages. The following are some of the pros and cons of payday loans in Dennis, Texas:

Pros:

  • Easy access to cash
  • No collateral required
  • No lengthy approval process
  • May improve credit score if paid back on time

Cons:

  • High interest rates
  • Short repayment periods
  • May trap borrowers in a cycle of debt
  • May lead to bank overdraft fees or other financial problems

How to Apply for a Payday Loan in Dennis, Texas

If you meet the eligibility requirements and decide that a payday loan is the right option for you, the next step is to apply. Many payday loan lenders in Dennis, Texas, offer online applications, making the process quick and convenient. Here are the basic steps to follow:

  1. Research and compare lenders to find the best option for your needs
  2. Visit the lender’s website and complete the online application form
  3. Provide personal, financial, and employment information as requested
  4. Submit the application and wait for approval
  5. If approved, review the loan terms and conditions carefully
  6. Agree to the terms by signing the loan agreement
  7. Receive the funds, typically within one business day

Apply for a Payday Loan in Dennis, Texas Today

At TheGuaranteedLoans, we are committed to helping you find the best loan options for your individual needs. As a connector service, we facilitate connections between borrowers and potential lenders, ensuring that you can find the right loan quickly and easily. To get started, fill out our simple online application form today and take the first step toward financial peace of mind. Remember, payday loans in Dennis, Texas, can be a helpful tool when used responsibly. Be sure to borrow only what you can afford to repay and to read the terms and conditions of any loan carefully.

Interesting Facts and Statistics about Payday Loans in Dennis, Texas

  • Payday loans are legal in Texas and can be helpful for those facing financial emergencies between paychecks.
  • The maximum loan amount for payday loans in Dennis, Texas, is 20% of the borrower’s gross monthly income.
  • The average interest rate for payday loans in Texas is around 441% APR.
  • A 2019 report by the Center for Public Policy Priorities found that payday loans in Texas cost borrowers over $2.5 billion in fees and interest each year.
  • According to the same report, the majority of payday loan borrowers in Texas are women, people of color, and those with low incomes.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Dennis, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.

Can I roll over my payday loan in Dennis, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.