Payday Loans in Double Oak, Texas

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No payday loan companies in Double Oak, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Financial Bank 117 N Main St, Trent, TX 79561 +1 (325) 862 - 6121
Advance America 1301 Farm-To-Market Rd 2218 Ste. 400, Richmond, TX 77469 +1 (281) 232 - 6851
Cliff's Check Cashing 32 311 E Main St, Midlothian, TX 76065 +1 (972) 775 - 4700
Pinnacle Bank 309 S Old Betsy Rd, Keene, TX 76059 +1 (817) 645 - 8861
Smart Quick Cash 1921 N Main St 101, Pearland, TX 77581 +1 (832) 736 - 0500
Gold Star Finance Inc 831 N University Dr, Nacogdoches, TX 75961 +1 (936) 559 - 8300
AAA Loans 312 E Jackson Ave, Harlingen, TX 78550 +1 (956) 444 - 0900
Walmart Money Center 625 Hwy 290 E, Hempstead, TX 77445
Check n Go 236 Farm to Market 1960 Bypass Rd E, Humble, TX 77338 +1 (281) 540 - 0700
Sun Loan Company 1004 Texas Blvd N Ste A, Weslaco, TX 78596 +1 (956) 969 - 1300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Double Oak, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Nacogdoches, TX, Payday Loans in New Braunfels, TX, Guaranteed Loans in North Richland Hills, TX, Payday Loans in Odessa, TX, Payday Loans in Pasadena, TX, Payday Loans in Pearland, TX, Payday Loan Without a Credit Check in Pflugerville, TX and Bad Credit Loans in Pharr, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Double Oak, TX.

Payday Loans Available in Double Oak, TX By The Following ZIP Codes:

75077

Are Payday Loans Legal In Double Oak, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Double Oak, TX payday loan calculator

When you find yourself in a tight financial situation, it’s natural to consider all the available options, including payday loans. If you’re a resident of Double Oak, Texas, you may be wondering about the availability and regulations surrounding payday loans in your area. This article will provide you with a comprehensive guide to payday loans in Double Oak, Texas, and what you need to know before you take out a loan.

What are Payday Loans?

Payday loans are a type of small, short-term loan that can be used to cover unexpected expenses. Typically, payday loans have high-interest rates and short repayment terms, making them a considerable commitment for borrowers. Payday loans are often marketed as a quick and effortless solution in times of emergency, with lenders requiring little to no credit background checks and minimal documentation to be provided.

Are Payday Loans Legal in Texas?

Payday loans are legal in the state of Texas. According to the rules and regulations of the state, lenders of payday loans are required to abide by specific requirements to ensure that the loan process is transparent and fair to the borrower.

Key Regulations

  • The maximum loan amount is $1,800.
  • The maximum loan term is 180 days.
  • The maximum interest rate charged on a payday loan in Texas is 10%.
  • Lenders cannot charge more than a single acquisition charge of $10 per $100 borrowed.

Payday lenders in Double Oak, Texas are required to be licensed and regulated by the Office of Consumer Credit Commissioner of Texas’ State Credit Union Department. This ensures that lenders follow specific guidelines to protect consumers from harmful practices such as predatory lending.

Applying for a Payday Loan in Double Oak, Texas

When applying for a payday loan in Double Oak, Texas, it’s essential to always do your due diligence to ensure that the lender is licensed and meets regulatory requirements. The process of applying is often simple and straightforward. The borrower is required to present a valid identification document, proof of employment, and banking information for the lender to deposit funds into the bank account.

Statistics on Payday Loans in Double Oak, Texas

The following are some interesting facts or statistics about payday loans in Double Oak, Texas:

  • According to research conducted by the Pew Charitable Trusts in 2016, Texas has over 2,000 payday lending stores, generating over $1.8 billion annually in loan fees.
  • The average interest rate on a payday loan in Texas is ten times higher than the maximum rate allowed in most other states.
  • A significant portion of payday loan borrowers in Texas default on their loans, leading to long-term financial burdens.

Apply Now for a Payday Loan in Double Oak, Texas

TheGuaranteedLoans is a connector service that connects prospective borrowers with reputable lenders in Double Oak, Texas. Fill out our online application, and we’ll help you connect with a lender that meets your specific needs and requirements.

It’s essential to note that TheGuaranteedLoans is not a direct lender. Instead, we facilitate your connection with potential lenders, giving you access to a wider range of funding options. With our platform, you’re sure to find a lender that matches your financial needs and allows you to get funding quickly and affordably.

Don’t wait any longer! Contact TheGuaranteedLoans today and take the first step towards finding the financial assistance you need.

F.A.Q.

Are there any restrictions on how I can use the funds from a payday loan in Double Oak, Texas?

You are free to use the funds from a payday loan in Double Oak, Texas for any purpose, as long as it is legal. However, most payday loans are used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.

Are there any fees or charges associated with payday loans in Double Oak, Texas?

Yes, there are fees and charges associated with payday loans in Double Oak, Texas. These may include application fees, origination fees, interest charges, and late payment fees. It is important to carefully review the terms and conditions of your payday loan to understand all of the fees and charges you may be responsible for.