Payday Loans in Dunn, Texas

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No payday loan companies in Dunn, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Check N Title Loans 2303 Texoma Pkwy, Sherman, TX 75090 +1 (903) 891 - 8900
Jackson Hewitt Tax Service 118 E Rice St, Falfurrias, TX 78355 +1 (361) 431 - 3954
EZ Money 3101 Sherwood Way, San Angelo, TX 76901 +1 (325) 944 - 4651
Jackson Hewitt Tax Service 1317 4th St, Palacios, TX 77465 +1 (361) 403 - 0180
Sun Loan Company 324 W Ocean Blvd Ste 101, Los Fresnos, TX 78566 +1 (956) 233 - 0195
Sun Loan Company 1819 Wilbarger St, Vernon, TX 76384
Texan Credit Corporation 1406 W O Reilly St, Presidio, TX 79845 +1 (432) 229 - 2408
First Cash Advance 2302 TX-121 BUS, Lewisville, TX 75067 +1 (214) 488 - 1606
First National Bank 145 S Robb St, Trinity, TX 75862 +1 (936) 594 - 2564
First National Bank of Dublin 809 N Texas St, De Leon, TX 76444 +1 (254) 893 - 5544

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dunn, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Leander, TX, 24-Hour Loan in Lewisville, TX, Payday Loans in Little Elm, TX, Payday Loans in Longview, TX, Quick Loan in Lubbock, TX, Short-term Loans in Lufkin, TX, Payday Loans in Mansfield, TX and Payday Loans in McAllen, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dunn, TX.

Payday Loans Available in Dunn, TX By The Following ZIP Codes:

79516, 79526

Are Payday Loans Legal In Dunn, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Dunn, TX payday loan calculator

Payday loans have become an increasingly popular option for individuals in need of quick cash. Whether it’s due to an emergency expense, unexpected bill, or simply a temporary shortage of funds, a payday loan can be a convenient way to bridge the gap between paychecks. However, with so many lenders to choose from, it can be challenging to know which one to trust.

What are Payday Loans in Dunn, Texas?

Payday loans are short-term loans designed to help individuals quickly access cash. In Dunn, Texas, payday loans are legal, and lenders can charge up to 661.79% APR on a 14-day loan of up to $100. For loans over $100, the finance charge cannot exceed $10 per $100.

To qualify for a payday loan in Dunn, Texas, a borrower must have a valid ID, proof of income, and an active checking account. Additionally, the borrower must be at least 18 years old, a US citizen or permanent resident, and not currently in bankruptcy or debt settlement.

How Do Payday Loans Work?

The process of obtaining a payday loan in Dunn, Texas, is relatively straightforward. After filling out an application, the borrower will typically receive a decision within minutes. If approved, the funds will be deposited directly into the borrower’s checking account within 24 hours.

The borrower will typically have two to four weeks to pay back the loan in full, along with any fees and interest. If the borrower cannot pay back the loan on time, they may be subject to additional fees and interest charges, which can quickly add up and create a cycle of debt.

Pros and Cons of Payday Loans in Dunn, Texas

While payday loans can be a helpful resource for those in need of immediate cash, they also come with some potential drawbacks. Some of the pros and cons of payday loans in Dunn, Texas, include:

  • Pros: Quick and easy access to cash; no credit check required; can help pay unexpected bills or expenses
  • Cons: High interest rates and fees; short repayment terms; can lead to a cycle of debt

Facts and Statistics About Payday Loans in Dunn, Texas

  • According to the Texas State Government, Texans took out over 2 million payday loans in 2019, totaling over $2.5 billion in loans.
  • The average APR on a payday loan in Texas is over 500%.
  • In a 2018 study, the Consumer Financial Protection Bureau found that 70% of borrowers take out a second loan within a month of their first loan, and 20% of borrowers take out ten or more consecutive loans.

Apply Now for a Payday Loan in Dunn, Texas

If you’re in need of immediate cash, a payday loan may be a viable option for you. At TheGuaranteedLoans, we offer a convenient way to connect with lenders who can provide you with the cash you need.

Our application process is quick and easy, and we work with a wide network of lenders to ensure that you get the best possible terms and rates. Plus, our service is free to use, and there’s no obligation to accept any loan offer you receive.

Simply fill out our online application, and we’ll match you with potential lenders in Dunn, Texas. From there, you can review loan terms and rates and select the best option for your needs. Apply today and get the cash you need as soon as tomorrow!

Disclaimer:

TheGuaranteedLoans is not a direct lender. We provide a connection service only and are not acting as a representative, agent, or correspondent for any of the lenders we contract with. We do not endorse any particular lender or loan product. You are under no obligation to use our service to initiate contact, or request credit with any of the lenders. This service is not available in all states, and the states serviced by this website may change from time to time and without notice.

Furthermore, lenders may perform a credit check to determine your eligibility for a loan. TheGuaranteedLoans is not involved in the credit approval process and cannot guarantee that you will be approved for a loan. The decision to offer credit is entirely up to the lender and based on their internal policies and procedures. The terms of your loan, including APR, fees, and repayment period, will be determined by your lender and may vary depending on your creditworthiness and other factors. Please review your lender’s policies and terms carefully before accepting any loan offer. If you have any questions or concerns about your loan, please contact your lender directly.

F.A.Q.

What is the maximum amount I can borrow through a payday loan in Dunn, Texas?

The maximum amount that can be borrowed through a payday loan in Dunn, Texas is $1,000.

What is the interest rate on payday loans in Dunn, Texas?

The interest rate on payday loans in Dunn, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.