Payday Loans in Edinburg, Texas

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Payday Loan Companies in Edinburg, TX

Company nameAddressZip codePhone number
ACE Cash Express 515 E University Dr 78539 +1 (956) 381 - 6665
Action Credit, Edinburg 605 E University Dr St 78539 +1 (956) 381 - 0860
Advance America 1624 W University Dr 78539 +1 (956) 287 - 9210
Approved Money Center 1708 W University Dr 78539 +1 (956) 380 - 1400
Atlas Credit Co., Inc. 603 E University Dr 78539 +1 (956) 316 - 1554
Barri Financial Group 305 E University Dr 78539 +1 (956) 329 - 2096
Cash America Pawn 4422 S Raul Longoria Rd 78542 +1 (956) 283 - 1815
Cash Store 4120 S McColl Rd Ste 4 78539 +1 (956) 630 - 4693
Check n Go 305 S Sugar Rd 78539 +1 (956) 289 - 1922
Covington Credit 2703 W University Dr 78539 +1 (956) 287 - 7700
El Valle Loans LLC 1521 S Closner Blvd 78539 +1 (956) 383 - 5522
EZ Money 2228 W Trenton Rd 78539 +1 (956) 928 - 0548
Goldstar Finance 1908 E University Dr C 78542 +1 (903) 463 - 2267
Hidalgo County Loan 708 S Closner Blvd 78539 +1 (956) 380 - 6000
Loanstar Title Loans 400 E University Dr 78539 +1 (956) 287 - 0007
Parra Loans Co 512 E University Dr 78539 +1 (956) 381 - 6531
Prestamos Del Rey 1009 E University Dr 78539 +1 (956) 380 - 3371
Rapido Title & Express Loans 1038 E University Dr 78539 +1 (956) 386 - 9005
Service Loan Company 605 E University Dr 78539 +1 (956) 287 - 4083
Shamrock Finance 1103 E University Dr 78539 +1 (956) 316 - 0300
Sun Loan Company 1206 W Monte Cristo Rd Ste B 78541 +1 (956) 720 - 4324
Texas Car Title & Payday Loan Services, Inc. 1015 E University Dr 78539 +1 (956) 381 - 5579
Tiempo Loans 702 S Closner Blvd 78539 +1 (956) 318 - 1300
TitleMax Title Loans 1116 E University Dr 78539 +1 (956) 316 - 4336

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Edinburg, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in El Paso, TX, Payday Loans in Euless, TX, Payday Loans in Farmers Branch, TX, Guaranteed Loans in Flower Mound, TX, Bad Credit Loans in Fort Worth, TX, Same Day Loans in Friendswood, TX, Quick Loan in Frisco, TX and Online Loans in Galveston, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edinburg, TX.

Payday Loans Available in Edinburg, TX By The Following ZIP Codes:

78540, 78541, 78539

Are Payday Loans Legal In Edinburg, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Edinburg, TX payday loan calculator

Payday Loans in Edinburg, Texas

Payday loans are a type of short-term loan- usually due on a borrower’s next payday- designed to assist individuals with small, unexpected expenses. Given that payday loans possess a higher APR than most other types of loans, they should be used sparingly and only in emergency situations. Fortunately, payday loans are legal in Texas and residents of Edinburg who need fast cash can apply for a loan from the comfort of their home.

Payday loans are ideally suited for those who find themselves in financial distress and need a short term solution to get them through to their next paycheck. Loan amounts generally range from $100 to $1,500 and the APR, depending on the lender, can range from anywhere between 200%-600%. It is important to note the difference between the annual percentage rate (APR) and the interest rate. The APR is usually much higher than the interest rate because it takes into account any additional fees associated with the loan.

When applying for a payday loan, Edinburg residents should make sure they are aware of all the available options. There are many different types of payday loans available, and understanding the differences between them will help borrowers make the best possible decision. Some payday loan lenders provide loans that come with fixed rates, while others offer variable rates. Borrowers should also consider the fees associated with the loan, as these can range from one lender to the other.

The terms of repayment for payday loans in Texas vary from lender to lender. Most lenders will require repayment within two weeks, but some will allow borrowers to extend the repayment period up to one month. It is important to note that, although borrowers can extend the repayment period of their loan, the cost of the loan will be higher if the repayment period is extended. Additionally, borrowers should be aware that lenders can charge late fees if the loan is not repaid on time.

Another important factor to consider before applying for a payday loan is whether or not the borrower has the ability to repay the loan in full. Borrowers who are not confident that they can repay the loan should consider alternative options. To ensure that borrowers are making informed decisions, lenders in Edinburg are required to provide borrowers with a loan disclosure form, which outlines the costs and risks associated with taking out a payday loan.

FAQ

What is a payday loan?

A payday loan is a type of short-term loan designed to assist individuals with small, unexpected expenses. Borrowers generally repay the loan on their next payday.

Are payday loans legal in Texas?

Yes, payday loans are legal in Texas.

How much can I borrow with a payday loan?

The amount that you can borrow with a payday loan in Texas generally ranges from $100 to $1,500.

How long do I have to repay my payday loan?

Most lenders will require repayment within two weeks, but some will allow borrowers to extend the repayment period up to one month.

What should I consider before taking out a payday loan?

Before taking out a payday loan, borrowers should make sure they understand the terms and fees associated with the loan, as well as their ability to repay the loan. Additionally, borrowers should understand the risks associated with taking out a payday loan.

Apply Now

If you are a resident of Edinburg, Texas and are in need of fast cash, you can apply for a payday loan through TheGuaranteedLoans, a trusted financial resource. We will connect you with lenders who can provide you with the loan you need. Please note that TheGuaranteedLoans is not a lender.

More F.A.Q.

Is there a cooling-off period required before a borrower can take out another payday loan in Edinburg, Texas?

Yes, a borrower must wait 7 days after fully repaying a payday loan before taking out another loan.

Are there any restrictions on the number of payday loan renewals or rollovers allowed in Edinburg, Texas?

Yes, a borrower is only allowed to renew or rollover a payday loan twice in Edinburg, Texas.

How Many Cash Advance Companies are in Edinburg, TX?

With the help of our service, you will be able to find 24 cash advance companies in Edinburg, TX

What Cash Advance Companies in Edinburg, TX are the most popular?

You should check ACE Cash Express, Action Credit, Edinburg, and Advance America. Also, you can start your application online on our website.