Payday Loans in Elm Mott, Texas

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No payday loan companies in Elm Mott, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 5310 Bissonnet St, Bellaire, TX 77401 +1 (713) 669 - 1245
V N C Enterprises 107 N Walcott St, Jefferson, TX 75657 +1 (903) 665 - 7123
Texas Car Title & Payday Loan Services, Inc. 902 Dixieland Rd Ste 105A, Harlingen, TX 78552 +1 (956) 428 - 3180
Swift Cash 607 E Tyler St # 120, Athens, TX 75751
Holiday Finance Corporation 123 N High St, Uvalde, TX 78801
Maverick Finance 220 East Main St, Suite B, Fabens, TX 79838
R Bank 110 Main St, Schwertner, TX 76573 +1 (254) 527 - 3987
Tejas Loans 316 S Commercial St, Aransas Pass, TX 78336
World Finance 1628 Pat Booker Rd, Universal City, TX 78148 +1 (210) 659 - 5589
TDECU 1701 N Brazosport Blvd, Freeport, TX 77541 +1 (800) 839 - 1154

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Elm Mott, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Mansfield, TX, Payday Loan Without a Credit Check in McAllen, TX, Online Loans in McKinney, TX, No Credit Check Loans in Mesquite, TX, No Credit Check Loans in Midland, TX, 24-Hour Loan in Mission, TX, Quick Loan in Missouri City, TX and Payday Loans in Nacogdoches, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Elm Mott, TX.

Payday Loans Available in Elm Mott, TX By The Following ZIP Codes:

76640

Are Payday Loans Legal In Elm Mott, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Elm Mott, TX payday loan calculator

Payday Loans in Elm Mott, Texas

Payday loans are a type of short-term loan that can help people cover unexpected expenses and emergencies. They’re typically easy to apply for and can provide access to cash quickly, making them a popular option for those in need of quick financial assistance. In Texas, payday loans are legal and widely available, including in the small town of Elm Mott.

What is a Payday Loan?

A payday loan is a short-term loan that’s designed to help people cover unexpected expenses until their next paycheck. These loans are typically small and paid back in full, along with fees and interest, within a few weeks. They’re often used to cover expenses such as car repairs, medical bills, or unexpected travel expenses.

Applying for a payday loan is usually a quick and simple process. Applicants provide basic personal and financial information, and the lender determines whether or not to approve the loan. If approved, the lender provides the cash, which is typically deposited directly into the borrower’s bank account.

Payday Loans in Elm Mott, Texas

In Texas, payday loans are legal and widely available. Elm Mott, a small town just north of Waco, is no exception. There are several lenders in the area that offer payday loans to residents.

It’s important to note that payday loans are typically associated with high fees and interest rates. In Texas, there are limits on how much lenders can charge for these loans. For example, lenders cannot charge more than $10 per $100 borrowed. Additionally, the total amount of the loan cannot exceed 20% of the borrower’s gross monthly income.

These regulations are designed to help protect borrowers from excessive fees and interest charges that can make it difficult to pay back the loan. However, it’s important for borrowers to understand the terms of their loan and make sure they can pay it back on time to avoid additional fees and charges.

Interesting Facts and Statistics

  • According to a report from the Texas Office of Consumer Credit Commissioner, in 2019, there were over 1.8 million payday loans made in Texas.
  • The average amount of a payday loan in Texas was $433 in 2019.
  • The average APR for payday loans in Texas was 559% in 2019.
  • Payday lending is a $6 billion industry in Texas.

Apply Now

If you’re in need of a payday loan in Elm Mott, Texas, TheGuaranteedLoans can help connect you with a potential lender. Our service is designed to make the application process quick and easy.

It’s important to remember that TheGuaranteedLoans is not a direct lender. Instead, we connect borrowers with potential lenders who can provide the loan they need.

To get started, simply fill out our online application. We’ll review your information and connect you with one of our lenders if you’re approved. From there, the lender will work with you to provide the funds you need.

Conclusion

Payday loans can be a helpful option for those in need of quick financial assistance. In Texas, payday loans are legal and widely available, including in Elm Mott. However, it’s important to understand the terms of your loan and make sure you can pay it back on time to avoid additional fees and charges.

Remember, if you’re considering a payday loan in Elm Mott or anywhere else in Texas, TheGuaranteedLoans can help connect you with a potential lender. Apply now to get started.

F.A.Q.

Are there any alternatives to payday loans in Elm Mott, Texas?

Yes, there are several alternatives to payday loans in Elm Mott, Texas, such as small consumer loans, credit union loans, and installment loans. These options may have lower interest rates and more flexible repayment terms, but it is important to compare the terms and conditions of each option before deciding on a lender.

Can I be charged additional fees for using a payday loan in Elm Mott, Texas?

Yes, in addition to the interest charges, payday lenders in Elm Mott, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.