Payday Loans in Fayetteville, Texas

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No payday loan companies in Fayetteville, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Covington Credit 2105 S Broadway Ave, Tyler, TX 75701 +1 (903) 535 - 9080
Neches Federal Credit Union 410 Texas Ave, Bridge City, TX 77611 +1 (409) 238 - 6400
Star Loan of Texas 507 N US-83, Zapata, TX 78076 +1 (956) 765 - 1150
Texas Car Title & Payday Loan Services, Inc. 588 E Gibson St, Jasper, TX 75951 +1 (409) 489 - 1300
Security Finance 318 E San Patricio Ave, Mathis, TX 78368
BB&T 2312 Main St, Caddo Mills, TX 75135 +1 (903) 527 - 5600
Citizens National Bank 104 W Austin St, Giddings, TX 78942 +1 (979) 542 - 3136
Western Finance 331 S Wheeler St, Jasper, TX 75951 +1 (409) 384 - 7300
Credit Central 107 N Gordon St, Alvin, TX 77511 +1 (281) 331 - 6800
Woodforest National Bank 2121 US-79, Henderson, TX 75652 +1 (903) 655 - 2293

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fayetteville, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Arlington, TX, Payday Loan for Austin, TX, 24-Hour Loan in Baytown, TX, Payday Loans in Beaumont, TX, Guaranteed Loans in Bedford, TX, Payday Loans in Brownsville, TX, Bad Credit Loans in Bryan, TX and Payday Loans in Burleson, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fayetteville, TX.

Payday Loans Available in Fayetteville, TX By The Following ZIP Codes:

78940

Are Payday Loans Legal In Fayetteville, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Fayetteville, TX payday loan calculator

Payday Loans in Fayetteville, Texas

If you find yourself in a financial bind in Fayetteville, Texas, and are in need of quick cash, consider taking out a payday loan. Payday loans are short-term loans that are typically due on your next payday. In Texas, payday lending is legal, and there are many lenders available in Fayetteville.

How Payday Loans Work?

To take out a payday loan, you will need to provide proof of income and a government-issued ID. You will also need to provide your checking account information and sign a postdated check for the amount you are borrowing, plus the lender’s fees and interest. The lender will hold onto the check until your next payday, at which point they will deposit it.

The amount you can borrow will depend on your income and the lender’s policies. In Texas, payday loans are limited to 20% of your gross monthly income, with a maximum loan amount of $1,800.

Payday loans are intended to be short-term solutions to financial emergencies. They are not intended to be a long-term financial solution, and the fees and interest rates can be high. It is important to only borrow what you can pay back on your next payday and to avoid taking out multiple payday loans at once.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons. Here are a few things to consider before taking out a payday loan:

  • Pros: Payday loans are an easy way to get cash quickly. They are also available to people who may not have good credit or who do not qualify for traditional loans. Payday loans do not require collateral, so you do not have to worry about losing your property if you cannot pay the loan back.
  • Cons: Payday loans have high fees and interest rates, which can make them difficult to pay back. People who take out payday loans may find themselves in a cycle of debt, where they have to take out a new loan each payday to pay off the previous loan. Additionally, payday loans can be a target for scams and predatory lending practices.

Interesting Facts and Statistics About Payday Loans in Fayetteville, Texas

  • Fayetteville has several options for payday lenders, with a variety of fees and interest rates.
  • Texas has some of the highest fees and interest rates in the country for payday loans.
  • Payday lenders in Texas can charge up to 661% APR on a 14-day loan, according to the Consumer Federation of America.
  • The Texas Office of the Consumer Credit Commissioner provides resources and information for people who have taken out payday loans.

Apply Now

If you have weighed the pros and cons and have decided that a payday loan is the right choice for you, you can apply online through TheGuaranteedLoans. We are a connector service, not a direct lender, and we will facilitate your connection with potential lenders. Fill out our easy online application today and get the cash you need.

Please note that payday loans are not intended to be a long-term financial solution. If you are struggling with debt, seek out the advice of a financial professional.

F.A.Q.

What are the alternatives to payday loans in Fayetteville, Texas?

There are several alternatives to payday loans in Fayetteville, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.

Are payday loans legal in Fayetteville, Texas?

Yes, payday loans are legal in Fayetteville, Texas. The Texas Office of Consumer Credit Commissioner regulates the payday lending industry in the state.