Payday Loans in Flint, Texas

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No payday loan companies in Flint, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Capital Farm Credit 1217 E South 11th St ste a, Abilene, TX 79602 +1 (325) 677 - 6007
Hampshire Lending LLC 2501 N Harwood St, Dallas, TX 75201 +1 (214) 999 - 0087
Reliable Finance 860 S Sam Houston Blvd, San Benito, TX 78586 +1 (956) 276 - 0217
Happy State Bank 711 N Main St, Shamrock, TX 79079 +1 (806) 256 - 2265
BBVA Bank 1105 S Pine St, Kountze, TX 77625 +1 (409) 981 - 6158
Loanstar Title Loans 1340 E Belt Line Rd, Richardson, TX 75081 +1 (972) 479 - 9717
Economy Finance Co 924 S 14th St, Kingsville, TX 78363 +1 (361) 516 - 1064
Zacki E's Check Cashing 2929 FM1765, Texas City, TX 77590 +1 (409) 941 - 0702
Capital Farm Credit 708 TX-59, Bowie, TX 76230 +1 (940) 872 - 3150
CashMax Title & Loan 3117 Kemp Blvd, Wichita Falls, TX 76308 +1 (940) 692 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Flint, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in McAllen, TX, Payday Loans in McKinney, TX, No Credit Check Loans in Mesquite, TX, Emergency Loan in Midland, TX, Payday Loans in Mission, TX, Quick Loan in Missouri City, TX, Payday Loan Without a Credit Check in Nacogdoches, TX and Emergency Loan in New Braunfels, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Flint, TX.

Payday Loans Available in Flint, TX By The Following ZIP Codes:

75762

Are Payday Loans Legal In Flint, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Flint, TX payday loan calculator

Payday loans in Flint, Texas: What You Need to Know

Payday loans can be a valuable financial tool for those who need quick cash to cover unexpected expenses. In Flint, Texas, payday loans are legal, but it’s important to understand the regulations and limitations surrounding them before taking out a loan.

How Do Payday Loans Work?

Payday loans, also known as cash advances, are short-term loans that are typically due on your next payday. These loans are meant to be a quick solution for those who need cash immediately and can’t wait until their next paycheck.

When you take out a payday loan, you’ll typically be required to provide proof of income, such as a paystub, and a post-dated check for the loan amount plus fees. The lender will hold onto the check until your next payday, at which point they’ll cash it to repay the loan.

Payday loans can be obtained online or in-person at a lender’s physical location, such as a storefront or pawn shop. Some lenders may even offer mobile apps for easy access to funds.

What Are the Limits and Regulations?

In Texas, there are limits on how much you can borrow with a payday loan. The maximum amount is 20% of your gross monthly income. For example, if you make $2,000 per month, the maximum amount you can borrow is $400.

Payday loans in Texas also come with regulations regarding fees and interest rates. Lenders are limited to charging no more than 10% of the loan amount in fees and no more than 48% interest per year. Additionally, lenders must be licensed in the state of Texas and must provide borrowers with a written contract outlining the terms of the loan.

Are Payday Loans Right for You?

Payday loans can be a helpful financial tool in certain situations, but they’re not always the best option for everyone. Consider your needs and your ability to repay the loan before taking out a payday loan.

If you’re facing a financial emergency, such as a car repair or medical bill, and don’t have access to other sources of cash, a payday loan may be a viable option. However, if you’re looking to finance a larger expense or pay off existing debt, alternative options such as personal loans or credit cards may be a better fit.

Interesting Facts and Statistics:

  • According to a survey conducted by the Office of Consumer Credit Commissioner, 60% of payday loan borrowers in Texas took out loans to pay for living expenses such as rent and utilities.
  • In 2019, Texans borrowed over $2 billion in payday loans, with an average loan amount of $467.
  • As of January 2021, there were over 2,300 licensed payday and auto title lenders operating in Texas.

Apply Now

If you’re in need of a payday loan in Flint, Texas, TheGuaranteedLoans can help connect you with potential lenders. Fill out our online application today to get started. Please note that TheGuaranteedLoans is not a direct lender, but a connector service that works with a network of reputable lenders.

Please borrow responsibly. Payday loans are meant to be a short-term solution and should not be used to cover long-term financial needs. If you’re struggling with debt, consider talking to a financial advisor or credit counselor for personalized guidance.

F.A.Q.

Are payday loans legal in Flint, Texas?

Yes, payday loans are legal in Flint, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.

What is the maximum amount I can borrow through a payday loan in Flint, Texas?

The maximum amount that can be borrowed through a payday loan in Flint, Texas is $1,000.