Payday Loans in Floydada, Texas

Payday Loan Companies in Floydada, TX

Company nameAddressZip codePhone number
F C S Federal Credit Union 230 W California St 79235
First National Bank-Floydada 124 S Main St 79235 +1 (806) 983 - 3717
H&R Block 602 S 2nd St 79235 +1 (806) 402 - 4060
Happy State Bank 105 S Wall St 79235 +1 (806) 983 - 2265
Rex Teachenor - State Farm Insurance Agent 201 W California St 79235 +1 (806) 983 - 3441

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Floydada, TX, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Texarkana, TX, Same Day Loans in Texas City, TX, Payday Loans in The Colony, TX, Payday Loan Without a Credit Check in Tyler, TX, Payday Loans in Victoria, TX, Payday Loan for Waco, TX, Online Loans in Waxahachie, TX and Quick Loan in Weslaco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Floydada, TX.

Payday Loans Available in Floydada, TX By The Following ZIP Codes:

79235

Are Payday Loans Legal In Floydada, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Floydada, TX payday loan calculator

F.A.Q.

Are there any protections for consumers who take out payday loans in Floydada, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.

Can I be sued or have my wages garnished if I default on a payday loan in Floydada, Texas?

Yes, if you default on a payday loan in Floydada, Texas, the lender may take legal action against you to collect the debt. This could include filing a lawsuit or obtaining a court order to garnish your wages. It is important to communicate with your lender and seek legal advice if you are unable to make your loan repayment.

How Many Cash Advance Companies are in Floydada, TX?

With the help of our service, you will be able to find 5 cash advance companies in Floydada, TX

What Cash Advance Companies in Floydada, TX are the most popular?

You should check F C S Federal Credit Union, First National Bank-Floydada, and H&R Block. Also, you can start your application online on our website.