Payday Loans in Francitas, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Francitas, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Regional Finance 7097 N Expy 77, Suite 4, Olmito, TX 78575
TitleMax Title Loans 20172 US-59 Suite G, New Caney, TX 77357 +1 (832) 775 - 0085
Thrifty Loans 1009 S Jackson St, Jacksonville, TX 75766 +1 (903) 586 - 2038
Cliff's Check Cashing 33 1504 North, I-35, Lancaster, TX 75134 +1 (972) 224 - 3627
DolEx Dollar Express 300 N Rockwall St, Terrell, TX 75160 +1 (888) 246 - 2527
North Texas Pawn & Gun Inc 214 US-82, Nocona, TX 76255
World Finance 2215 N Alexander Dr Ste B, Baytown, TX 77520 +1 (281) 427 - 5527
First Capital Bank 120 W 3rd St, Quanah, TX 79252
ACE Cash Express 121 N Greenville Ave Ste E, Allen, TX 75002 +1 (972) 390 - 9555
Security Finance 1509 N 16th St, Orange, TX 77630 +1 (409) 883 - 9555

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Francitas, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tyler, TX, Guaranteed Loans in Victoria, TX, Payday Loans in Waco, TX, No Credit Check Loans in Waxahachie, TX, Payday Loan Companies in Weslaco, TX, Payday Loan Companies in Wichita Falls, TX, Payday Loans in Wylie, TX and Payday Loans in Abilene, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Francitas, TX.

Are Payday Loans Legal In Francitas, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Francitas, TX payday loan calculator

Everything You Need to Know About Payday Loans in Francitas, Texas

If you’re looking for financial assistance in Francitas, Texas, payday loans are a popular option that can provide quick relief. With a payday loan, you can borrow a small amount of money, usually at high interest rates, with the agreement to repay it on your next payday. In this article, we’ll go over everything you need to know about payday loans in Francitas, Texas.

How Do Payday Loans Work?

When you take out a payday loan, you typically borrow a small amount, usually ranging from $100 to $1,000. To receive the loan, you must provide proof of income and a valid checking account. The lender will then give you the money you need, usually in cash or deposited directly into your account.

When it comes time to repay the loan, you give the lender a post-dated check or authorize an electronic withdrawal from your bank account. This check or withdrawal will cover the amount you borrowed, plus interest and any fees associated with the loan.

Payday loans are designed to be a short-term solution to financial problems. They are typically due on your next payday, which is usually within two to four weeks of taking out the loan.

Pros and Cons of Payday Loans

Before taking out a payday loan in Francitas, Texas, it’s important to understand both the pros and cons.

Pros:

  • Quick and easy application process
  • No credit check required
  • Cash can be deposited directly into your bank account

Cons:

  • High interest rates and fees
  • Short repayment periods
  • Can lead to a cycle of debt if not managed properly

Interest Rates and Fees

Payday lenders in Francitas, Texas are required by law to disclose their interest rates and fees before you sign the loan agreement. These rates and fees vary from lender to lender, but typically include a flat fee, which could be anywhere from $15 to $30 per $100 borrowed. If you don’t repay the loan on time, you may also incur additional fees and interest charges.

Top Francitas, Texas Payday Loan Lenders

Here are some of the top payday loan lenders in Francitas, Texas:

  • ACE Cash Express – Located at 1423 E Main St
  • Cash Store – Located at 3202 N Navarro St
  • Speedy Cash – Located at 2703 N Navarro St

Interesting Facts and Statistics about Payday Loans in Francitas, Texas

According to a study conducted by the Pew Charitable Trusts:

  • Approximately 8% of Texas residents have taken out a payday loan in the past year
  • The average payday loan amount in Texas is $466
  • Payday loans in Texas have an average APR of 410%

Apply Now

If you’re in need of financial assistance in Francitas, Texas, and are considering a payday loan, TheGuaranteedLoans can help. We are a connector service that can help you find potential lenders who may be able to provide you with the funds you need. Remember, we are not a direct lender.

Fill out an online application on our website to get started.

Conclusion

Payday loans can be a quick and easy solution to short-term financial challenges in Francitas, Texas. However, it’s important to understand the pros and cons before making the decision to take out a loan. Be sure to shop around for the best interest rates and fees and only borrow what you can repay on time.

F.A.Q.

Can I take out multiple payday loans in Francitas, Texas at the same time?

No, borrowers are only allowed to have one outstanding payday loan at a time in Francitas, Texas. This is to prevent borrowers from getting trapped in a cycle of debt.

Do I need to have a checking account to take out a payday loan in Francitas, Texas?

Yes, most payday lenders in Francitas, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.