Payday Loans in Frisco, Texas

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Payday Loan Companies in Frisco, TX

Company nameAddressZip codePhone number
ACE Cash Express 7548 Preston Rd Ste 135 75034 +1 (214) 436 - 4746
Cash Store 12398 FM423 800 75033 +1 (214) 705 - 1301
Frisco Title Lenders 3700 S Legacy Dr Apt 15203 75034 +1 (469) 352 - 2435
Home Bound Loans, Inc. - Amit Gandhi, MBA, CMPS 6136 Frisco Square Blvd Suite 411 75034 +1 (972) 213 - 5368
Prime Lending 5700 Granite Pkwy 75034 +1 (214) 705 - 7704
QuickCash Loans 8820 Main St 100 75033 +1 (214) 494 - 4400
TitleMax Title Loans 8445 Preston Rd 75034 +1 (469) 208 - 1565

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Frisco, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Galveston, TX, No Credit Check Loans in Garland, TX, Payday Loans in Georgetown, TX, Bad Credit Loans in Grand Prairie, TX, Payday Loans in Grapevine, TX, Payday Loan Without a Credit Check in Haltom City, TX, Payday Loans in Harlingen, TX and Payday Loan Companies in Houston, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Frisco, TX.

Payday Loans Available in Frisco, TX By The Following ZIP Codes:

75035, 75034, 75071

Are Payday Loans Legal In Frisco, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Frisco, TX payday loan calculator

Payday loans are short-term loans that provide money almost immediately to borrowers in need. In Frisco, Texas, payday loans are legal and are heavily regulated by the state; they are available to borrowers who need quick cash to get by until their next paycheck. Understanding how payday loans work and the regulations that come with them can help you make informed decisions about taking out a loan.

What Are Payday Loans?

A payday loan is a short-term loan for a small amount of money that is typically due when the borrower receives their next paycheck. The loan is typically secured by writing a check for the amount of the loan plus any fees for the lender. Borrowers often use payday loans because they have no other source of money and need the cash to cover an emergency expense.

What Are The Regulations For Payday Loans in Frisco, Texas?

In Frisco, Texas, legislation is in place to protect the borrower from becoming trapped in a cycle of debt. The regulations for a payday loan in Frisco, Texas are as follows:

  • Maximum Loan Amount: A borrower is not allowed to take out more than $1,000 in payday loans.
  • Maximum Loan Term: A payday loan can have a maximum term of up to 90 days.
  • Finance Charges: The finance charges for a payday loan are limited to 20% of the total amount borrowed.
  • APR: The APR is limited to 36%.
  • Rollover Restrictions: Rollovers are not allowed in Frisco, Texas.

Are Payday Loans Safe?

Payday loans are safe if used responsibly. It is important to remember that a payday loan should never be used to make a major purchase or pay an existing debt. When used correctly, a payday loan can provide much-needed funds in an emergency situation.

What Are the Benefits of Using Payday Loans?

Using a payday loan can be beneficial in many ways. Payday loans are convenient and fast, allowing borrowers to access funds quickly in an emergency situation. They can also help borrowers build credit since they are reported to the major credit bureaus. Finally, they can be used to pay bills and other expenses when there is no other source of money available.

What Should I Consider Before Applying for a Payday Loan?

Before applying for a payday loan, borrowers should ensure that they understand all of the terms and conditions of the loan. Borrowers should also make sure that they can afford to pay back the loan and fees on time. Finally, borrowers should make sure that the lender is reputable and that the loan is being offered in compliance with the regulations in Frisco, Texas.

Conclusion

Payday loans are legal and heavily regulated in Frisco, Texas. Understanding the regulations, the benefits and potential risks, and researching lenders can help borrowers make informed decisions when considering a payday loan. For those who are in need of quick cash and who meet the requirements, a payday loan can be a convenient and beneficial financial tool.

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TheGuaranteedLoans does not provide the loan directly and is not a lender. However, we can connect you with lenders and financial service providers who can assist you with your loan needs. Fill out the application form on our website and we will connect you with our lenders and financial service providers.

Frequently Asked Questions

Are payday loans legal in Frisco, Texas?

Yes, payday loans are legal in Frisco, Texas and are heavily regulated by the state.

How much can I borrow with a payday loan?

In Frisco, Texas, the maximum amount that a borrower can take out in a payday loan is $1,000.

What are the restrictions on payday loans in Frisco, Texas?

The restrictions on payday loans in Frisco, Texas include a maximum loan term of 90 days, a maximum finance charge of 20% of the total amount, and an APR limited to 36%. Rollovers are not allowed in Frisco, Texas.

More F.A.Q.

How do I repay a payday loan in Frisco, Texas?

You can repay a payday loan in Frisco, Texas by making regular payments on the loan, either in person at a payday loan store or online through the lender's website. Some lenders may also allow you to repay the loan in full on the due date.

What are the interest rates on payday loans in Frisco, Texas?

The interest rates on payday loans in Frisco, Texas are determined by individual lenders and can vary widely. However, Texas law caps the maximum interest rate at 10% per annum.

How Many Cash Advance Companies are in Frisco, TX?

With the help of our service, you will be able to find 7 cash advance companies in Frisco, TX

What Cash Advance Companies in Frisco, TX are the most popular?

You should check ACE Cash Express, Cash Store, and Frisco Title Lenders. Also, you can start your application online on our website.