Payday Loans in Garciasville, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Garciasville, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Western Finance 1692-1698 N Zaragoza Rd, El Paso, TX 79936 +1 (915) 856 - 6490
Cash Store 1023 N University Dr Ste 5, Nacogdoches, TX 75961 +1 (936) 715 - 0441
Advance America 13637 Northwest Blvd Ste. 300, Corpus Christi, TX 78410 +1 (361) 767 - 2701
Gold Star Finance Inc 803 S Wheeler St, Jasper, TX 75951 +1 (409) 381 - 8171
Gonzalez Auto Parts 06 1501 North, US-83, Zapata, TX 78076 +1 (956) 765 - 5876
Advance America 3011 11th St Ste. 101-B, Huntsville, TX 77340 +1 (936) 295 - 5973
Riviera Finance 1333 Corporate Dr 117, Irving, TX 75038 +1 (972) 815 - 4200
Security Finance 1100 Pasadena Blvd 100, Pasadena, TX 77506 +1 (713) 472 - 5626
Citizens National Bank of Texas 2207 W Washington St, Stephenville, TX 76401 +1 (254) 431 - 1150
Community Finance Inc 511 Junction Hwy, Kerrville, TX 78028 +1 (830) 895 - 1300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Garciasville, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Leander, TX, Payday Loan Companies in Lewisville, TX, Quick Loan in Little Elm, TX, Payday Loans in Longview, TX, Bad Credit Loans in Lubbock, TX, Same Day Loans in Lufkin, TX, Payday Loans in Mansfield, TX and Payday Loans in McAllen, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Garciasville, TX.

Are Payday Loans Legal In Garciasville, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Garciasville, TX payday loan calculator

Payday Loans in Garciasville, Texas: What You Need to Know

Payday loans are a type of short-term loan that can be accessed quickly and easily. These loans are designed to be repaid within a few weeks, usually on your next payday. Payday loans can be obtained in most states, including Texas, where payday lending is legal and regulated.

If you reside in Garciasville, Texas, you may be eligible for a payday loan. This article will provide an overview of payday loans in Garciasville, including how they work, their benefits and costs, and what you need to know before applying for one.

How Do Payday Loans Work in Garciasville, Texas?

To obtain a payday loan in Garciasville, Texas, you will need to provide proof of identification, income, and a valid checking account. You can apply for a payday loan online or in person. Online applications require you to fill out an online form, whereas in-person applications require you to visit a payday lender’s storefront and complete an application.

Once you have provided all the necessary information, the lender will evaluate your application and determine if you are eligible for a payday loan. If you are approved, you may receive the funds within one day of your application’s approval. The funds are usually deposited directly into your checking account.

What Are the Benefits and Costs of Payday Loans in Garciasville, Texas?

One of the main benefits of payday loans is their quick and easy access to cash. Unlike traditional loans that require a lengthy application process and credit checks, payday loans can be accessed within a short period, making them an excellent option for emergency situations.

However, payday loans in Garciasville come at a high cost. The average interest rate for payday loans in Texas is about 454%, which means you will need to pay back more than you borrow. Additionally, you will also have to pay a lender fee that can range from $10 to $30 for every $100 borrowed.

What Do You Need to Know Before Applying for a Payday Loan in Garciasville, Texas?

Before applying for a payday loan in Garciasville, Texas, it is essential to understand and consider the following:

  • The loan amount you can access varies from $50 to $1,000, depending on state laws and lender policies.
  • You will need to provide proof of income, such as a pay stub or bank statement, to show that you can repay the loan on your next payday.
  • Payday loans should only be used for emergencies, not for non-essential purposes, such as vacations or shopping.
  • If you cannot repay the loan on your next payday, you may face additional fees and interest charges.
  • If you default on a payday loan in Texas, the lender may sue you for the outstanding balance, which can lead to wage garnishment and a lower credit score.

Interesting Facts and Statistics About Payday Loans in Garciasville, Texas

  • As of 2021, Texas has the second-largest payday lending industry in the US, with more than 3,000 payday lender storefronts.
  • The average payday loan in Texas is $450, and borrowers pay an average of $70 in fees and interest charges for each loan.
  • About 75% of payday loan borrowers in Texas are low-income earners, and more than half of them have at least a high school diploma.
  • In Texas, only 13% of borrowers pay back their payday loans on time, and about 20% end up defaulting on their loans.

Apply Now for a Payday Loan in Garciasville, Texas

At TheGuaranteedLoans, we are here to help you connect with potential lenders for your payday loan needs in Garciasville, Texas. Our online application process is straightforward, and we work with a network of licensed lenders who can provide you with a loan that meets your needs and budget.

Remember, TheGuaranteedLoans is not a direct lender, but we are a connector service that will facilitate your connection with potential lenders. To apply now for a payday loan in Garciasville, visit our website and fill out our online form. We’ll take care of the rest.

F.A.Q.

How much can I borrow with a payday loan in Garciasville, Texas?

The maximum amount that can be borrowed with a payday loan in Garciasville, Texas is $500. However, lenders may not lend more than 20% of the borrower's gross monthly income or 25% of their net income.

What are the fees and interest rates associated with payday loans in Garciasville, Texas?

Payday loans in Garciasville, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.