Payday Loans in Gary, Texas

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No payday loan companies in Gary, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texas Car Title & Payday Loan Services, Inc. 617 N Timberland Dr, Lufkin, TX 75901 +1 (936) 637 - 0100
Cash Store 6103 Wesley St Ste D, Greenville, TX 75402 +1 (903) 454 - 0900
People State Bank 116 E 3rd St, Hallettsville, TX 77964 +1 (361) 798 - 3237
World Finance 1009 S College Ave, Levelland, TX 79336 +1 (806) 897 - 1126
Security Finance 305 Fisk Ave, Brownwood, TX 76801 +1 (325) 643 - 5626
First Cash Pawn 10415 Garland Rd, Dallas, TX 75218 +1 (214) 328 - 4900
EZ Money 1012 Santa Ursula Ave, Laredo, TX 78040 +1 (956) 795 - 0823
Excel Finance 800 E 2nd St, Rio Grande City, TX 78582 +1 (956) 462 - 0975
DolEx Dollar Express 4301 FM 517 Rd E, Dickinson, TX 77539 +1 (888) 246 - 2527
Gold Star Finance 3655 Fredericksburg Rd 106, San Antonio, TX 78201 +1 (210) 736 - 1542

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gary, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Texas City, TX, Bad Credit Loans in The Colony, TX, Payday Loan for Tyler, TX, Payday Loan Without a Credit Check in Victoria, TX, Payday Loans in Waco, TX, Emergency Loan in Waxahachie, TX, Bad Credit Loans in Weslaco, TX and Payday Loans in Wichita Falls, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gary, TX.

Are Payday Loans Legal In Gary, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Gary, TX payday loan calculator

Payday Loans in Gary, Texas: Everything You Need to Know

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. These loans are designed for people who need quick access to cash to cover emergencies or unexpected expenses. While payday loans can be a helpful solution for some, they can also be risky, particularly for those who do not fully understand the terms and fees associated with these loans.

How Do Payday Loans Work in Texas?

In Texas, payday loans are legal, but there are strict regulations in place to protect borrowers. The maximum amount a borrower can take out is $1,800, and the loan term cannot exceed 180 days. Additionally, lenders are required to adhere to strict guidelines when it comes to interest rates and fees.

While payday loans may seem like a quick and easy solution to financial woes, they can also be expensive. In Texas, the maximum interest rate a lender can charge is 10% of the loan amount, but lenders often charge additional fees, such as origination fees and late payment fees.

How to Apply for a Payday Loan in Gary, Texas

If you are considering applying for a payday loan in Gary, Texas, it is important to do your research and choose a reputable lender. One way to do this is to use a connector service like TheGuaranteedLoans.

At TheGuaranteedLoans, we work with a network of lenders to help you find the right loan for your needs. To get started, simply fill out our online application. We will then match you with potential lenders who meet your needs and requirements.

How to Repay a Payday Loan in Texas

When it comes to repaying a payday loan in Texas, it is important to understand the terms of your loan. The loan term, fees, and interest rate will all impact your repayment schedule.

If you are unable to repay your loan on time, it is crucial to contact your lender as soon as possible. They may be able to work with you to modify the terms of your loan or set up a repayment plan. Ignoring your loan payments can lead to additional fees and even legal action.

Interesting Facts and Statistics about Payday Loans in Gary, Texas

  • According to the Texas Fair Lending Alliance, Texans pay about $2.4 billion in payday and auto title loan fees annually.
  • The average payday loan in Texas is $462.
  • Many payday loan borrowers in Texas are low-income workers who struggle to make ends meet.
  • In 2019, the Texas legislature passed a bill that sets new regulations on payday lenders.

Apply Now for a Payday Loan through TheGuaranteedLoans

If you need cash quickly to cover an unexpected expense, TheGuaranteedLoans can help. Our network of lenders can provide you with the funds you need to get back on track.

To get started, simply fill out our online application and we will match you with potential lenders who meet your needs. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We work hard to connect borrowers like you with lenders who can provide the best possible loans based on your unique needs and circumstances.

Apply now and take the first step towards financial security.

F.A.Q.

Can I cancel a payday loan in Gary, Texas?

Yes, borrowers in Gary, Texas have the right to cancel a payday loan within 72 hours of taking out the loan. To do so, the borrower must return the full amount of the loan and any associated fees to the lender.

Are there any alternative options to payday loans in Gary, Texas?

Yes, there are several alternative options to payday loans in Gary, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.